Spare vs Bulder
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spare
Manage your savings and investments across multiple banks. Easily set up regular savings in funds, stocks, or savings accounts. Track your pension and learn about different investment options.
- Consolidated savings overview
- Regular saving setup
- Mutual fund management
- Stock trading on global exchanges
- Pension tracking
- Share savings account management
- Personalized savings news
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You can now log into the Spare app with your BankID from any bank. Get an overview of how much you’re saving in DNB and other banks. It’s easy to get started with regular saving, whether in mutual funds, equities (shares), or in a savings account. Small, fixed amounts can get you a long way. Explore the possibilities and reach your goals in Spare. View your assets: • Accounts • Mutual funds • Equities (shares) • Pension Track the development of your mutual funds savings: • Buy, exchange and sell mutual funds or start a savings agreement • Learn more about how to save in mutual funds Be your own stockbroker: • Track the value of your equities (shares) • Trade on Oslo Børs and 15 other stock exchanges worldwide See how much pension you’ll get: • Track your own pension savings • Change how your employer saves for your pension Track your share savings account: • Track the developments in your share savings account • Learn more about how the share savings account works Read the latest news on savings and investment: • Choose what kind of news you want to see
Bulder
This banking app offers a forward-looking view of your finances, identifying upcoming subscriptions, bills, and income. It includes features like a bill scanner, receipt collector, and smart mortgage options that automatically adjust to better rates.
- Future financial projections
- Subscription and bill recognition
- Invoice scanner
- Receipt collector
- Smart mortgage with automatic rate adjustments
- Personalized savings goals
- Support for Apple Pay, Garmin Pay, and Fitbit Pay
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Bulder fra Sparebanken Norge er en ny bankopplevelse. Designet for ditt mobile liv. Ingen filialer. Ingen nettbank. Bare Norges råeste bankapp. Appen ser inn i fremtiden og viser deg hva som skjer i økonomien din fremover. Appen kjenner igjen abonnementer, regninger og inntekter som kommer. I tillegg får du fakturascanner, kvitteringssamler, varslinger, og enkelt oversikt over alt som er viktig for deg! I tillegg til Apple Pay støtter appen også Garmin Pay og Fitbit Pay. I Bulder har vi laget et boliglån som er rimeligere og litt smartere. Det kan du spare mye penger på. Sjekk finansportalen.no. Boliglånet i Bulder skrur seg automatisk ned til den beste renten vi kan gi deg. Når verdien på boligen din går opp, eller du betaler ned på lånet, synker belåningsgraden din. Da går renten ned av seg selv. Vi mener det er fremtidens måte å prise boliglån på. Du får alltid den renten du fortjener, uten å måtte prute. Bulder har blitt kåret til Kundefavoritt to år på rad hos sammenligningstjenesten bytt.no. I appen kan du sette opp dine egne sparemål med personaliserte bilder og GIFer. Du kan spare med god rente på sparekonto, eller i fond om du foretrekker det. Bulder er en egen merkevare som er en del av Sparebanken Norge og opererer under Sparebanken Norge sin bankkonsesjon. Bulder er altså ikke et selvstendig finansforetak. For deg som kunde betyr det at goder, rettigheter og tryggheten som alle Sparebanken Norges kunder også tilfaller deg. Vær oppmerksom på at du som kunde dermed er omfattet av Sparebanken Norge sin innskuddsgaranti opp til 2 millioner kroner for dine samlede innskudd i konseptet Bulder og dine øvrige innskudd i Sparebanken Norge.
Screenshots
Verdict
The clearest difference is review sentiment: Bulder at 100% against Spare's 80%. Bulder also leads on rating (4.8 vs 4.6). Spare's advantage is iOS requirement (16.0 vs 18.4). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bulder holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 73 and 31 respectively. Written reviews point the same way: 80% of Spare's written reviews are positive against 100% of Bulder's.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | Spare | Bulder |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (73 ratings) | 4.8 (31 ratings) — better |
| Positive reviews | 80.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 73 — better | 31 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 90 MB | 150 MB |
| Age rating | 4+ | 4+ |
| Developer | DNB ASA | SPAREBANKEN NORGE |
Customer experience
Spare
Bulder
In-app purchases
Spare
No in-app purchases
Bulder
No in-app purchases








