Comparison

如易贷 vs 时小融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

如易贷

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德清金汇小额贷款有限公司专为白领打造的全新信用借款产品,额度高,申请流程便捷,简单几步即可获取借款。 功能介绍: 1、极速申请,在线审批 2、一键提款,当天到账 3、按日计息,随借随还

About

时小融

Features
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时小融-信贷服务平台,便捷、合规、智能的信贷服务平台。 轻松解决您的资金问题,借款更快捷 (产品优势) 1.安全合规:正规持牌金融机构放款,让您更放心。 2.息费透明:利率合规,借款费用透明可见。 3.申请简单:3项简易认证,线上极速审批。 4.活动多样化:新人首次尊享7天免息券。 (温馨提示) 贷款额度、放款时间、通过率、利率等以实际审批为准。 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。 若有不法分子冒充时小融工作人员,以帮助您申请贷款、协商减免还款等理由向你索要佣金,或套取您身份证信息、银行卡账号密码、短信验证码等敏感信息,请您注意辨别,保留好相关截图,并联系时小融官方客服加以核对确认。

Screenshots

如易贷3 screens
时小融4 screens

Verdict

The call

The clearest difference is update cadence: 时小融 at every 8 days against 如易贷's every 3 months. 如易贷's advantage is iOS requirement (8.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

如易贷 ships an update every 3 months, 时小融 every 8 days. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
如易贷 versus 时小融: the parameters behind the verdict, then further details
Parameter如易贷时小融
PriceFreeFree
Update frequencyEvery 3 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS8.0 — better12.0
Further details — not scored
Size25 MB58 MB
Age rating4+17+
Developer德清金汇小额贷款有限公司Shishi Huxin (Wuhan) Digital Technology Co., Ltd.

In-app purchases

None

如易贷

No in-app purchases

None

时小融

No in-app purchases

Questions

Is 如易贷 free?
如易贷 is free to download, with no in-app purchases.
Is 时小融 free?
时小融 is free to download, with no in-app purchases.
Do 如易贷 or 时小融 have ads?
Neither 如易贷 nor 时小融 shows ads.
Which is updated more often, 如易贷 or 时小融?
如易贷 ships an update every 3 months, and 时小融 every 8 days. Most recently, 如易贷 was updated on October 15, 2026 and 时小融 on October 25, 2026.

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