통합 모바일 전자서명 vs NH스마트뱅킹
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
통합 모바일 전자서명
This app allows users to electronically sign real estate registration documents using their public certificates on a smartphone. It streamlines the process for secured loans by enabling digital signatures for various registration-related documents.
- Electronic signing of registration documents
- Utilizes public certificates for verification
- Supports various secured loan registration documents
- Streamlined digital signature process
- Compatible with major financial institutions
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◀ 통합 모바일 전자등기 ▶ 담보 대출에 필요한 등기 서류를 스마트폰의 공인인증서를 통해 전자서명 진행! #전자등기 #부동산등기 #전자서명 #부동산등기 전자서명 ■ 전자서명 절차 1. 프로그램 실행 후 부동산등기 전자서명 메뉴 선택 2. 공인인증서를 통한 본인확인 진행 3. 문서보기 버튼을 통한 등기 서류 확인 4. 공인인증서를 통한 등기 서류 전자서명 진행 ■ 전자서명 대상 금융기관 - 대구은행 - 국민은행 - 우리은행 - 농협 - 제주은행 ■ 전자서명 대상 서류 - 근저당권설정계약서 - 근저당권설정위임장 - 추가근저당권설정계약서 - 추가근저당권설정위임장 - 지상권설정계약서 - 지상권설정위임장 - 등기명의인표시변경위임장 - 등기명의인표시경정위임장 - 행정정보공동이용사전동의서
NH스마트뱅킹
Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.
- Personalized main screen with quick access to transactions
- Large font mode for easier viewing
- Simplified banking with easy password login and transfers
- Open banking for managing accounts from other banks
- Integrated asset management and financial planning
- Non-face-to-face account opening and product subscriptions
- Global banking services in 9 languages
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뱅킹에서 자산관리까지! NH스마트뱅킹으로 한 번에 편하게! [고객행복센터 1588-2100, 상담시간 평일 9시~18시] [주요서비스] ■ 간편하고 안전한 뱅킹 - 간편비밀번호(숫자6자리)로 로그인하면 일 500만원까지 보안매체 없이 이체가 가능해요. - 모바일OTP를 발급하면 실물 보안매체 없이 안전하게 금융거래가 가능해요. ■ 금융상품몰 - 영업점 방문없이 비대면 계좌개설이 가능해요 - 나만의 맞춤상품을 추천받고 가입할 수 있어요 ■ 퇴직연금 - MY퇴직연금, 개인형IRP 입금, 적립금 운용지시, 운용현황조회 등 퇴직연금 전용 서비스를 제공해요 ■ 음성 통합 검색 및 상담톡 - 음성으로 쉽게 스마트뱅킹의 메뉴와 콘텐츠를 검색할 수 있어요. - 궁금한 점은 언제나 24시간 잠들지 않는 상담톡으로 해결해드려요. ■ 마이페이지 - 우수고객등급, 혜택정보 등을 한눈에 확인해 보세요. [선택 접근 권한] 1. 연락처 : 이체 후 결과 문자메시지 전송, 연락처 송금 서비스 2. 사진 : 통장 사본 조회, 이체확인증 저장 3. 카메라 : 신분증 촬영, 서류 제출, QR코드 인식 4. 위치 : 영업점 찾기 서비스 5. 음성인식 : 영상통화, 상담톡, 음성검색 서비스 6. Face ID : NH인증서 로그인 * 선택 접근 권한은 해당 기능을 이용할 때 허용이 필요합니다. 허용하지 않아도 해당 기능 외의 서비스를 이용 할 수 있습니다. [접근 권한 설정] 설정 > (앱) > NH스마트뱅킹 NH농협은 앞으로도 지속적인 서비스 확대 및 기능 개선을 위해 최선을 다하겠습니다.
Screenshots
Verdict
The clearest difference is update cadence: NH스마트뱅킹 at every 2 weeks against 통합 모바일 전자서명's every 2 months. NH스마트뱅킹 also leads on review sentiment (20% vs 0%). 통합 모바일 전자서명's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
통합 모바일 전자서명 ships an update every 2 months, NH스마트뱅킹 every 2 weeks. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.
| Parameter | 통합 모바일 전자서명 | NH스마트뱅킹 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.3 (44 ratings) — better |
| Positive reviews | 0.0% of reviews | 19.8% of reviews — better |
| Number of ratings | — | 44 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 17 MB | 152 MB |
| Age rating | 4+ | 4+ |
| Developer | Finotek | National Agricultural Cooperative Federation |
Customer experience
통합 모바일 전자서명
NH스마트뱅킹
Bugs and requests
통합 모바일 전자서명
Not enough reviews yet to summarise bugs or requests.
NH스마트뱅킹
Reported bugs
22 issues- App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
- Login failures, including white screens, freezing, and error messages.
- Slow loading times, sometimes exceeding several minutes.
- Authentication issues with certificates, patterns, and phone number verification.
- App becomes unresponsive or shows only loading screens.
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- Notifications not working or being delivered intermittently.
- Issues with specific device models or OS versions (e.g., iPhone 15 Pro, iOS 14).
- Problems with ID card recognition during verification.
- Saved account numbers disappearing after updates.
- Inability to log in for long-term inactive users.
- Errors during fund transfers, especially to specific accounts or after updates.
- App not working correctly outside of Korea.
- Issues with password reset loops.
- Face ID login not reverting to previous settings.
- Inability to copy certificates to new phones.
- App closes immediately upon opening on certain devices/OS versions.
- Errors during virtual account creation or inter-bank transfers.
- Push notifications not working despite being enabled.
- Login issues with ID after a specific date (Jan 28th).
- App not working on Wi-Fi only.
- Errors during investment product subscription.
- Inability to access certain menus or features after login.
Requested features
12 requests- Improve app stability and reduce crashes
- Streamline the login and authentication process
- Optimize app performance for faster loading
- Enhance user interface and navigation for better usability
- Address issues with international access and functionality
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- Fix notification delivery problems
- Ensure app works reliably after updates
- Simplify processes for account management and password resets
- Provide clearer communication about app issues and resolutions
- Offer an English language option for international users
- Reintroduce or improve multi-account transfer features
- Integrate card app functionality into the smart banking app
In-app purchases
통합 모바일 전자서명
No in-app purchases
NH스마트뱅킹
No in-app purchases
