Owy vs DebtSlayer

Owy is an easy way to keep track of the things your friends owe you. Add an item in under 30 seconds and you will get a reminder after one week. Send a message in 1 tap to get your item back. If you have feedback or you've found bugs, please mail to bugs@owyapp.com. We will write you back as soon as possible. Team Owy

Every debt you owe becomes a monster. Every payment you make is a strike. DebtSlayer turns paying off debt into something you can actually see — and win. SEE YOUR REAL PLAN IN 30 SECONDS Enter one debt — balance, APR, minimum payment — and DebtSlayer shows you the truth: how much interest it costs you per day, whether your minimum even covers it, and the exact month you'll be debt-free at the monthly amount you choose. Drag the slider, watch the date move. KNOW WHICH DEBT TO HIT FIRST Avalanche (highest interest first, cheapest overall) or Snowball (smallest balance first, fastest first win). See the real difference in dollars and dates, then let DebtSlayer pick your next strike. TURN EVERY PAYMENT INTO PROGRESS Log a payment and watch the monster take damage. HP bars, milestones at 25/50/75%, XP, levels, and a Victory screen when a balance hits zero. Strike reminders on your payday cadence keep the plan moving. BUILT FOR REAL LIFE • Credit cards, student loans, auto loans, medical bills, personal loans, mortgages • Honest math: amortization you can check, no invented savings • Edit or remove any debt; your payment history stays • Strike reminders, weekly interest pulse, monthly report PRIVATE BY DESIGN Your debt details stay on your iPhone. No bank connection. No account. Nothing to log in to. DEBTSLAYER PRO DebtSlayer requires a DebtSlayer Pro subscription. Annual and monthly options are available; the annual plan includes a 7-day free trial for new subscribers. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple ID → Subscriptions. Privacy Policy: https://dog-whippet-aa5.notion.site/DebtSlayer-Privacy-Policy-33ce055e3717804f8cead46723a839aa Terms of Use: https://dog-whippet-aa5.notion.site/DebtSlayer-Terms-of-Service-33ce055e371780ae8b22d1b41d85103f