Comparison

RPC Onboard vs ShiftKey Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RPC Onboard

This app allows employers to assign new rapid! PayCards to employees and manage direct deposit authorizations securely. It facilitates new card registration, provides ATM locators, and offers educational resources for both employees and managers.

Highlights
  • Assign rapid! PayCards
  • Direct deposit authorization
  • New card registration
  • ATM locator
  • Educational materials
  • Enroll in 3rd party direct deposit
Features
Read full description

With RPC Onboard the employer can assign the employee their new rapid! PayCard and obtain authorization consent for direct deposit. Whether it is to a rapid! PayCard or the employee's bank account, all in a secure and easy manner. The RPC Onboard application will facilitate registration of a new rapid! PayCard to a card holder. As well as provided a list of in network ATMs and other educational materials. rapid! PayCard is an electronic payroll debit card that is secure and easy to use. It enables automatic payroll deposit to the employee’s pay card and provides immediate access to their wages. All by simply giving their employer an account and routing number. rapid! PayCard is simply Direct Deposit! Additional Features available are: - Locate nearby ATM(s) - Provided educational materials for managers and employees alike - Enroll in direct deposit of a 3rd party bank and more...

About

ShiftKey Wallet

Access your earnings instantly with a digital debit card and business account. Manage your budget, pay bills, and save with FDIC-backed security. Enjoy financial flexibility and earn cash back rewards on purchases.

Highlights
  • Instant payment access
  • Digital debit card
  • Business account
  • FDIC-backed security
  • Cash back rewards
  • ATM withdrawals
  • Budget management
Features
Read full description

ShiftKey users: Get paid instantly¹ and take control of your finances with ShiftKey Wallet, powered by Branch. Instant Access to Payments¹ Money lands in your account moments after your invoice is approved.¹ You get a digital debit card and business account⁴, without the hassle of minimum balances, credit checks, or monthly account fees. FDIC-backed Security Your hard-earned money is protected, thanks to FDIC deposit insurance from Evolve Bank & Trust. Financial Flexibility Make payments using your Mastercard debit card, or connect your digital card directly to Apple Pay. You can also link to your favorite apps, like Venmo and PayPal. With ShiftKey Wallet, you can: • Easily manage your budget, pay bills, and achieve savings goals • Earn cash back rewards for everyday purchases • Use your ShiftKey Card wherever Mastercard is accepted⁴ • Easily withdraw cash at any of the 55,000+ ATMs in the Allpoint Network² • Transfer money to another bank account or debit card³ Start your account setup in the ShiftKey App. Disclosures ¹ Timing of payments may vary based on invoice approvals and are subject to a $2.95 fee per payment from ShiftKey. Manual review of an invoice usually takes less than 24 hours but can take up to a week. Once your invoice is approved, we can start processing your payment. ² There are no in-network ATM fees for the first 8 transactions per month. A $2 ATM fee will apply for any in-network ATM withdrawal after the eighth transaction within any given month. ³ There is no cost to use the ShiftKey Wallet app or debit card. However, you may incur a small fee if you choose to instantly transfer your funds to an external debit card or account. ⁴ Banking services are provided by Evolve Bank & Trust, Member FDIC. ShiftKey Wallet, powered by Branch, is a Mastercard business debit card and account issued by Evolve Bank & Trust, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations.

Screenshots

RPC Onboard4 screens
ShiftKey Wallet4 screens

Verdict

The call

The clearest difference is rating: ShiftKey Wallet at 4.5 against RPC Onboard's 1.9. ShiftKey Wallet also leads on review sentiment (33% vs 0%) and update cadence (fortnightly vs every 6 months). RPC Onboard's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ShiftKey Wallet holds the better App Store score, 4.5 against 1.9. Both are backed by a comparable volume of ratings — 62 and 121 respectively. Written reviews point the same way: 0% of RPC Onboard's written reviews are positive against 33% of ShiftKey Wallet's.

UpkeepUpdate frequency

RPC Onboard ships an update every 6 months, ShiftKey Wallet fortnightly. The most recent releases landed on June 9, 2026 and September 28, 2026 respectively.

Scorecard6 real differences · 4 level
RPC Onboard versus ShiftKey Wallet: the parameters behind the verdict, then further details
ParameterRPC OnboardShiftKey Wallet
PriceFreeFree
Rating1.9 (62 ratings)4.5 (121 ratings) — better
Positive reviews0.0% of reviews33.3% of reviews — better
Number of ratings62121 — better
Update frequencyEvery 6 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS11.0 — better17.0
Further details — not scored
Size20 MB109 MB
Age rating4+4+
DeveloperGreen Dot CorporationBranch Messenger Inc.

Customer experience

RPC Onboard

All ratings62 ratings
Positive24.2%
Neutral1.6%
Negative74.2%
Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

ShiftKey Wallet

All ratings121 ratings
Positive87.6%
Neutral0.8%
Negative11.6%
Written reviews12 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

RPC Onboard

No in-app purchases

None

ShiftKey Wallet

No in-app purchases

Questions

Is RPC Onboard free?
RPC Onboard is free to download, with no in-app purchases.
Is ShiftKey Wallet free?
ShiftKey Wallet is free to download, with no in-app purchases.
Which has better reviews, RPC Onboard or ShiftKey Wallet?
ShiftKey Wallet is rated higher. RPC Onboard averages 1.9 out of 5 from 62 ratings, while ShiftKey Wallet averages 4.5 from 121 ratings.
Do RPC Onboard or ShiftKey Wallet have ads?
Neither RPC Onboard nor ShiftKey Wallet shows ads.
Which is updated more often, RPC Onboard or ShiftKey Wallet?
RPC Onboard ships an update every 6 months, and ShiftKey Wallet fortnightly. Most recently, RPC Onboard was updated on June 9, 2026 and ShiftKey Wallet on September 28, 2026.

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