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ShiftKey Wallet

ShiftKey Wallet

Your money, on your terms

120 ratings
12 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • November 26, 2023
  • September 15, 2026

Features

Developer

Branch Messenger Inc.
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About

Access your earnings instantly with a digital debit card and business account. Manage your budget, pay bills, and save with FDIC-backed security. Enjoy financial flexibility and earn cash back rewards on purchases.

✓Instant payment access
✓Digital debit card
✓Business account
✓FDIC-backed security
✓Cash back rewards
✓ATM withdrawals
✓Budget management
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+1

What's New in ShiftKey Wallet

2026.9.0

September 15, 2026

We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP. Here’s the latest round of updates we’re excited to share with you: • Bug fixes and performance improvements. Thanks for using ShiftKey Wallet!

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User reviews

Most RecentHighest RatedLowest Rated

Not Upfront

If you travel do not use this card to book hotels or put on file for incidentals, they will hold the money for 15 “business days” even if the hotel has already released the funds, they will not allow you to talk to anyone above a supervisor, I explained how this could put traveling nurses in a bad spot and they don’t care, they refuse to release the deposit so don’t even hold your money in the spending or the savings account, they don’t care about nurses clearly since they refuse to even modify this “15 day hold” on already released funds
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Why7842Why7842

I’m in a bind

This app has helped me a lot since I’m broke and can’t use my regular bank account right now.
TyrabunksTyrabunks

Be careful switching

I just recently switched over to daily pay and just like the reviews you may see had the same experience with my app licking me out and not letting me see shifts to bid on or see if I have been booked .
I am now trying to get in touch with someone to switch me from daily pay that I had direct deposit with to mistakenly making a business account and am hoping I do not have issues with getting paid like previous rating. This daily pay switch thing seems like a scam or a needless hassle swishing I would have never switched now.
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scout is cutescout is cute

Terrible

Charging way too much to transfer money to bank account. A waste of money if you really think about it. Useless
AbeeClarkAbeeClark

Response from developer

We apologize for the inconvenience this has caused. Please reach out to our support team at support@branchapp.com so that we can take a look into this for you! We are always looking for ways to better the app and service. We appreciate your feedback!

Paid 10 minutes after shift

Love this app. My money is on my debit card less then 10 minutes after I clock out a shift.
Teatop123Teatop123

Response from developer

We're happy to hear that you are enjoying Branch! Thank you for the five-star review!

See 7 more reviews

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FAQ

What is ShiftKey Wallet?

ShiftKey Wallet is a financial management tool for ShiftKey users that provides instant access to payments, a digital debit card, and a business account. It allows users to manage their budget, pay bills, and work towards savings goals.

How does instant payment work?

Once your invoice is approved, your money can land in your account moments later. Please note that payment timing may vary based on invoice approvals and is subject to a $2.95 fee per payment from ShiftKey. Manual invoice review typically takes less than 24 hours but can extend up to a week.

Is my money secure with ShiftKey Wallet?

Yes, your money is protected with FDIC deposit insurance from Evolve Bank & Trust, a Member FDIC. This provides a layer of security for your hard-earned funds.

What are the fees associated with ShiftKey Wallet?

There are no monthly account fees, minimum balances, or credit checks required. While the app and debit card are free to use, there may be a small fee for instant transfers to external debit cards or accounts. ATM withdrawals within the Allpoint Network are free for the first 8 transactions per month, with a $2 fee thereafter.

Can I use ShiftKey Wallet for everyday purchases?

Yes, you can use your ShiftKey Mastercard debit card wherever Mastercard is accepted. You can also add your digital card to Apple Pay for convenient mobile payments and link it to other apps like Venmo and PayPal.