DailyPay On vs ShiftKey Wallet

‘About DailyPay’ Take control of your financial future. DailyPay gives you access to your earned pay, plus tools to save money and monitor your credit, all in one place. ACCESS YOUR EARNED PAY INSTANTLY Get your hard-earned money as soon as your shift ends. You always have a no-fee* instant transfer option available. TRACK YOUR EARNINGS & CREDIT IN REAL-TIME See your earnings in real-time and monitor your credit score for free. GET YOUR DAILYPAY VISA® PREPAID CARD Spend anywhere Visa is accepted with FDIC-insured protection. Keep your card even when you change jobs. BUILD SMART SAVINGS AUTOMATICALLY Set personalized savings goals and get the tools, expert coaching, and resources to reach them. UNLOCK CURATED OFFERS & CASH BACK¶ Get cash back plus exclusive deals on the everyday essentials you need most, like gas, groceries & insurance.​​​​​​​​​​​​​​ TRUSTED WITH 24/7 SUPPORT Count on award-winning customer support backed by industry-standard security, protecting your money and data. —- Download the app for free and get started in minutes. —- IMPORTANT DETAILS FOR ELIGIBILITY DailyPay is a voluntary employer-provided benefit. Please check with your employer if you have questions about your eligibility. DISCLOSURES The DailyPay Visa® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. ¶Cash Back rewards earned on qualifying purchases will generally be transferred to your Card Account within 49 days after the qualifying purchase is settled. If you close your Card Account, any earned Cash Back rewards not yet transferred to your Card Account will be forfeited. See the DailyPay Cash Back Program Terms & Conditions for full details. *On-Demand Pay requires employer participation in DailyPay. On-Demand Pay fees will be waived for any DailyPay transfers made to a DailyPay Card set up with direct deposit. Instant Transfers may not be available to residents in all states. Your funds are FDIC insured through The Bancorp Bank, N.A.; Member FDIC. DailyPay is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.

ShiftKey users: Get paid instantly¹ and take control of your finances with ShiftKey Wallet, powered by Branch. Instant Access to Payments¹ Money lands in your account moments after your invoice is approved.¹ You get a digital debit card and business account⁴, without the hassle of minimum balances, credit checks, or monthly account fees. FDIC-backed Security Your hard-earned money is protected, thanks to FDIC deposit insurance from Evolve Bank & Trust. Financial Flexibility Make payments using your Mastercard debit card, or connect your digital card directly to Apple Pay. You can also link to your favorite apps, like Venmo and PayPal. With ShiftKey Wallet, you can: • Easily manage your budget, pay bills, and achieve savings goals • Earn cash back rewards for everyday purchases • Use your ShiftKey Card wherever Mastercard is accepted⁴ • Easily withdraw cash at any of the 55,000+ ATMs in the Allpoint Network² • Transfer money to another bank account or debit card³ Start your account setup in the ShiftKey App. Disclosures ¹ Timing of payments may vary based on invoice approvals and are subject to a $2.95 fee per payment from ShiftKey. Manual review of an invoice usually takes less than 24 hours but can take up to a week. Once your invoice is approved, we can start processing your payment. ² There are no in-network ATM fees for the first 8 transactions per month. A $2 ATM fee will apply for any in-network ATM withdrawal after the eighth transaction within any given month. ³ There is no cost to use the ShiftKey Wallet app or debit card. However, you may incur a small fee if you choose to instantly transfer your funds to an external debit card or account. ⁴ Banking services are provided by Evolve Bank & Trust, Member FDIC. ShiftKey Wallet, powered by Branch, is a Mastercard business debit card and account issued by Evolve Bank & Trust, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations.