Comparison

Hao Jin vs TapIn Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hao Jin

This merchant app facilitates money collection and offers integrated membership, loyalty programs, and a meal ordering system. It also provides a developer platform for extended functionality.

Highlights
  • Money collection
  • Membership programs
  • Loyalty programs
  • Meal ordering system
  • Developer platform
Features
Read full description

HaoJin Pay Merchant App is a powerful tool that not only helps the merchant collect money, but also provides Membership and Loyalty programs, Meal Ordering System and Developer platform. Visit us on http://www.qfpay.com/global/

About

TapIn Pay

This app simplifies sending, spending, and saving money in Canada. It offers a free custom Mastercard, a unique payment link for in-person and online collections, and flexible e-transfer limits. Receive instant transaction notifications for enhanced financial security.

Highlights
  • Free custom Mastercard
  • Unique payment link for collections
  • Online payment collection via chat
  • Flexible e-transfer limits
  • Instant transaction notifications
  • Excel statement export
Features
Read full description

TapIn Pay is the easiest way to send, spend and save your money in Canada. It's the SAFE, FAST, and FREE mobile banking* app. *TapIn Pay is a financial services company, not a bank. Banking services are provided by TapIn Pay's bank partner(s). * GET A FREE CUSTOM MASTERCARD * Order your Mastercard directly from TapIn Pay App. You'll be able to make online purchases using your virtual card instantly. We'll also mail you your physical laser-etched Cash Card in less than a week so you can swipe, dip, or tap at any merchant. MasterCard is issued by TapIn Pay App's bank partner(s). * GET YOUR UNIQUE PAYMENT LINK * Get a unique payment link after signing up to collect in-person payments. It supports a growing list of payment platforms: Apple Pay, Google Pay, WeChat Pay, Alipay, etc. Save the headache of setting payments platforms one by one. Say goodbye to clients who didn't have enough cash or are shy to ask for tips. * COLLECT PAYMENT ONLINE OVER CHATS * Are you tired of undelivered payment requests by email or lost checks by mail? Try to send a payment link over SMS or WhatsApp with guaranteed delivery. Recipients can pay you through the link with Apple Pay, Google Pay, Credit Card, Wechat Pay, and Alipay without signing up. * E-TRANSFER WITH FLEXIBLE LIMIT * Use the e-Transfer feature like your regular online banking, but with better daily limits. Banks give you tiny daily limits like $3,000. It’s not enough for your expanding business. Our maximum e-Transfer is $10,000 per transaction, boosting your money flow. * INSTANT NOTIFICATION FOR ALL TRANSACTION * Stay on top of all your transactions. We guard your financial security. We send an instant WhatsApp or SMS notification for all transaction attempts (payment collection, e-Transfer, and MasterCard use attempt). * EXCEL STATEMENT EXPORT* Exporting your statement to yourself or your account never got easier. Enter the email address and go. Receive it in seconds.

Screenshots

Hao Jin3 screens
TapIn Pay4 screens

Verdict

The call

The clearest difference is rating: Hao Jin at 5.0 against TapIn Pay's 3.0. TapIn Pay's advantage is update cadence (every 2 weeks vs every 3 months) and iOS requirement (11.0 vs 13.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Hao Jin holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Hao Jin ships an update every 3 months, TapIn Pay every 2 weeks. The most recent releases landed on August 20, 2026 and September 13, 2026 respectively.

Scorecard3 real differences · 7 level
Hao Jin versus TapIn Pay: the parameters behind the verdict, then further details
ParameterHao JinTapIn Pay
PriceFreeFree
Rating5.0 (1 ratings) — better3.0 (2 ratings)
Positive reviews—100.0% of reviews
Number of ratings12 — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size38 MB114 MB
Age rating4+17+
DeveloperQFPay Haojin Fintech LimitedTapology Innovation Inc.

Customer experience

Hao Jin

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

TapIn Pay

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Hao Jin

No in-app purchases

None

TapIn Pay

No in-app purchases

Questions

Is Hao Jin free?
Hao Jin is free to download, with no in-app purchases.
Is TapIn Pay free?
TapIn Pay is free to download, with no in-app purchases.
Which has better reviews, Hao Jin or TapIn Pay?
Hao Jin is rated higher. Hao Jin averages 5.0 out of 5 from 1 ratings, while TapIn Pay averages 3.0 from 2 ratings.
Do Hao Jin or TapIn Pay have ads?
Neither Hao Jin nor TapIn Pay shows ads.
Which is updated more often, Hao Jin or TapIn Pay?
Hao Jin ships an update every 3 months, and TapIn Pay every 2 weeks. Most recently, Hao Jin was updated on August 20, 2026 and TapIn Pay on September 13, 2026.

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