Comparison

HipoPay vs TapIn Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HipoPay

Features
Read full description

HipoPay, a smart cashing system developed by TransferEasy Inc., aims to serve merchants globally. Currently, it provides multiple payment collection methods for merchants in many countries and regions in the world, with an attempt to substantially increase merchants’ sales. It allows worldwide merchants to use China’s leading payment gateways, like WeChat Pay and Alipay, to collect money, making accepting payment from customers an easy thing! - Sell Better: merchants stand a chance of reaching more than 1 billion users of WeChat and Alipay. - Save Time: service provisioning can be completed in 2 hours with T+1 settlement period at the soonest. - Seek Excellence: top-notch payment collection solutions . - Save Cost: competitive service rates.

About

TapIn Pay

This app simplifies sending, spending, and saving money in Canada. It offers a free custom Mastercard, a unique payment link for in-person and online collections, and flexible e-transfer limits. Receive instant transaction notifications for enhanced financial security.

Highlights
  • Free custom Mastercard
  • Unique payment link for collections
  • Online payment collection via chat
  • Flexible e-transfer limits
  • Instant transaction notifications
  • Excel statement export
Features
Read full description

TapIn Pay is the easiest way to send, spend and save your money in Canada. It's the SAFE, FAST, and FREE mobile banking* app. *TapIn Pay is a financial services company, not a bank. Banking services are provided by TapIn Pay's bank partner(s). * GET A FREE CUSTOM MASTERCARD * Order your Mastercard directly from TapIn Pay App. You'll be able to make online purchases using your virtual card instantly. We'll also mail you your physical laser-etched Cash Card in less than a week so you can swipe, dip, or tap at any merchant. MasterCard is issued by TapIn Pay App's bank partner(s). * GET YOUR UNIQUE PAYMENT LINK * Get a unique payment link after signing up to collect in-person payments. It supports a growing list of payment platforms: Apple Pay, Google Pay, WeChat Pay, Alipay, etc. Save the headache of setting payments platforms one by one. Say goodbye to clients who didn't have enough cash or are shy to ask for tips. * COLLECT PAYMENT ONLINE OVER CHATS * Are you tired of undelivered payment requests by email or lost checks by mail? Try to send a payment link over SMS or WhatsApp with guaranteed delivery. Recipients can pay you through the link with Apple Pay, Google Pay, Credit Card, Wechat Pay, and Alipay without signing up. * E-TRANSFER WITH FLEXIBLE LIMIT * Use the e-Transfer feature like your regular online banking, but with better daily limits. Banks give you tiny daily limits like $3,000. It’s not enough for your expanding business. Our maximum e-Transfer is $10,000 per transaction, boosting your money flow. * INSTANT NOTIFICATION FOR ALL TRANSACTION * Stay on top of all your transactions. We guard your financial security. We send an instant WhatsApp or SMS notification for all transaction attempts (payment collection, e-Transfer, and MasterCard use attempt). * EXCEL STATEMENT EXPORT* Exporting your statement to yourself or your account never got easier. Enter the email address and go. Receive it in seconds.

Screenshots

HipoPay3 screens
TapIn Pay4 screens

Verdict

The call

The clearest difference is update cadence: TapIn Pay at every 2 weeks against HipoPay's every 5 weeks. TapIn Pay also leads on iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HipoPay ships an update every 5 weeks, TapIn Pay every 2 weeks. Both last shipped on October 17, 2026.

Scorecard2 real differences · 8 level
HipoPay versus TapIn Pay: the parameters behind the verdict, then further details
ParameterHipoPayTapIn Pay
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size11 MB114 MB
Age rating4+17+
DeveloperWiseCashier Technology LimitedTapology Innovation Inc.

In-app purchases

None

HipoPay

No in-app purchases

None

TapIn Pay

No in-app purchases

Questions

Is HipoPay free?
HipoPay is free to download, with no in-app purchases.
Is TapIn Pay free?
TapIn Pay is free to download, with no in-app purchases.
Do HipoPay or TapIn Pay have ads?
Neither HipoPay nor TapIn Pay shows ads.
Which is updated more often, HipoPay or TapIn Pay?
HipoPay ships an update every 5 weeks, and TapIn Pay every 2 weeks. Most recently, HipoPay was updated on October 17, 2026 and TapIn Pay on October 17, 2026.

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