SkyOne Card Access vs Finzy

Manage your SkyOne Debit and Credit Cards securely with SkyOne Card Access app. • Keep your card accounts safe by setting up a variety of alerts: * Transaction Amount * International Transactions * Low Balance Amount * Declined * ATM Withdrawal * Gas Station * Card Not Present Use this app in conjunction with the iSky Mobile App to get the most out of your card. For the SkyOne Card Access app, you will create a new username and password. Use the app with confidence, knowing your card account information is secure. Mobile data transmissions and account information are protected by 256 bit SSL encryption to prevent unauthorized access. To learn how we protect your privacy, please visit www.SkyOne.org/PrivacyNotice.

Log any expense in seconds with your voice, a receipt or a few taps. See clear insights, and ask Fin anything about your spending. Everything lives on your phone. No account needed to start. LOG IT IN SECONDS • SPEAK IT — Tap the mic and say "forty two for groceries at HEB." Finzy fills in the amount, the place and the category. Your speech becomes text on your device; the recording never leaves your phone. • SCAN IT — Point the camera at a receipt and Finzy reads the total, the shop and the date. The photo is used once and never stored. • TAP IT — A big, fast keypad with categories one thumb away. BUDGETS THAT KEEP UP • Set a monthly cap and watch what's left, day by day. • Add per-category budgets — dining, transport, groceries — with suggested amounts based on what you actually spent last month. • Track income from multiple sources and see it against your spending. • "On pace for…" tells you where the month is heading before it gets there. NEVER MISS A BILL • Mark rent, loans and subscriptions as recurring — daily, weekly, monthly or yearly. • Get a reminder the day one is due, so it lands in the right month instead of being forgotten. INSIGHTS WORTH OPENING • Monthly pace — this month against last month at the same point, plus a month-end forecast. • Spending calendar — every day of the month at a glance. Tap any day to see it. • No-spend streaks — days in a row without spending, with your best run this month. • When you spend — the weekday pattern you never noticed. • Charts by category, and month-vs-month comparisons that show exactly what moved. MONTHLY REWIND When the month closes, Finzy turns it into a story: your total, your peak and lightest days, your most and least logged categories, the category that improved most, your no-spend record — and a suggested budget for the month ahead, ready to accept in one tap. AI THAT KNOWS YOUR NUMBERS • Ask AI anything in plain language: "Where did I spend the most?" "How much on food?" "Compare to last month." • AI Insights breaks your month into fixed, needed and flexible spending, estimates where you'll land, and finds real places to save. • Nothing is sent anywhere until you read what's shared and tap to continue. MADE YOURS • 12 ready categories, or build your own from 180+ icons and 25 colors — then drag them into the order you want. • 50 currencies. • English, Spanish and German. • Light, dark, or follow your system. • Export any range to CSV — this month, this year, or everything. YOUR DATA, YOUR CALL • Every expense is stored on your device and works fully offline. • Cloud backup is optional. Turn it on with just your email and a 6-digit code — no password to remember — and your expenses follow you to a new phone. • Pause backup, clear your cloud data, or delete your account entirely, whenever you want. • No ads. No trackers. Nothing sold, ever. Start with one expense. In a month you'll know exactly where your money goes.