Comparison

Earnings Whisper vs Finzy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Earnings Whisper

Access real-time earnings data, SEC filings, and analyst ratings for S&P 1000 companies. Track upcoming reports, view estimates, and participate in earnings predictions. Stay informed with market holidays and save favorite companies for quick access.

Highlights
  • Real-time earnings calendar with estimates
  • Access to SEC filings (10-K, 10-Q, 8-K)
  • Track analyst upgrades and downgrades
  • Earnings prediction voting and community insights
  • Customizable favorites list
  • Market holiday schedule
Features
Read full description

Stay ahead of the market with real-time earnings data for every S&P 1000 company. Earnings Whisper gives you everything you need to track earnings season — an earnings calendar, EPS and revenue estimates, SEC filings, analyst upgrades and downgrades, earnings call transcripts, and predictions — all in one app. KEY FEATURES EARNINGS CALENDAR — View upcoming and past earnings with EPS and revenue estimates. Filter by market cap. Set notifications so you never miss a report. EARNINGS PREDICTIONS — Vote on whether you think a company will beat or miss estimates, and see what other investors think. SEC FILINGS — Browse 10-K, 10-Q, and 8-K filings for any S&P 1000 company. UPGRADES & DOWNGRADES — Track the latest analyst rating changes across Wall Street. FAVORITES — Save the companies you care about for quick access. MARKET HOLIDAYS — View the full 2026 NASDAQ and NYSE holiday schedule. Built for investors who want to stay informed without the noise. Premium subscription available to remove all ads for $0.99/month. Subscription auto-renews monthly. Cancel anytime. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://earningswhisper.web.app/privacy

About

Finzy

Effortlessly log expenses by speaking, scanning receipts, or quick taps. Set budgets, track bills, and gain insights into your spending habits with AI-powered analysis. All your data stays on your device, with optional cloud backup.

Highlights
  • Voice expense logging
  • Receipt scanning
  • Customizable budgets
  • Bill reminders
  • AI spending insights
  • Offline functionality
  • Data export
Features
Read full description

Log any expense in seconds with your voice, a receipt or a few taps. See clear insights, and ask Fin anything about your spending. Everything lives on your phone. No account needed to start. LOG IT IN SECONDS • SPEAK IT — Tap the mic and say "forty two for groceries at HEB." Finzy fills in the amount, the place and the category. Your speech becomes text on your device; the recording never leaves your phone. • SCAN IT — Point the camera at a receipt and Finzy reads the total, the shop and the date. The photo is used once and never stored. • TAP IT — A big, fast keypad with categories one thumb away. BUDGETS THAT KEEP UP • Set a monthly cap and watch what's left, day by day. • Add per-category budgets — dining, transport, groceries — with suggested amounts based on what you actually spent last month. • Track income from multiple sources and see it against your spending. • "On pace for…" tells you where the month is heading before it gets there. NEVER MISS A BILL • Mark rent, loans and subscriptions as recurring — daily, weekly, monthly or yearly. • Get a reminder the day one is due, so it lands in the right month instead of being forgotten. INSIGHTS WORTH OPENING • Monthly pace — this month against last month at the same point, plus a month-end forecast. • Spending calendar — every day of the month at a glance. Tap any day to see it. • No-spend streaks — days in a row without spending, with your best run this month. • When you spend — the weekday pattern you never noticed. • Charts by category, and month-vs-month comparisons that show exactly what moved. MONTHLY REWIND When the month closes, Finzy turns it into a story: your total, your peak and lightest days, your most and least logged categories, the category that improved most, your no-spend record — and a suggested budget for the month ahead, ready to accept in one tap. AI THAT KNOWS YOUR NUMBERS • Ask AI anything in plain language: "Where did I spend the most?" "How much on food?" "Compare to last month." • AI Insights breaks your month into fixed, needed and flexible spending, estimates where you'll land, and finds real places to save. • Nothing is sent anywhere until you read what's shared and tap to continue. MADE YOURS • 12 ready categories, or build your own from 180+ icons and 25 colors — then drag them into the order you want. • 50 currencies. • English, Spanish and German. • Light, dark, or follow your system. • Export any range to CSV — this month, this year, or everything. YOUR DATA, YOUR CALL • Every expense is stored on your device and works fully offline. • Cloud backup is optional. Turn it on with just your email and a 6-digit code — no password to remember — and your expenses follow you to a new phone. • Pause backup, clear your cloud data, or delete your account entirely, whenever you want. • No ads. No trackers. Nothing sold, ever. Start with one expense. In a month you'll know exactly where your money goes.

Screenshots

Earnings Whisper4 screens
Finzy4 screens

Verdict

The call

The clearest difference is in-app purchases: Finzy at none against Earnings Whisper's 1. Finzy also leads on ads (none vs shown) and rating (5.0 vs 4.8). Earnings Whisper's advantage is ratings volume (71 vs 4). On price, review sentiment and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Earnings Whisper sells 1 in-app purchase, starting at $1.99 per month. Finzy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Finzy holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Earnings Whisper has 71 ratings behind it against 4, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Earnings Whisper ships an update every 10 days, Finzy every 5 days. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard7 real differences · 3 level
Earnings Whisper versus Finzy: the parameters behind the verdict, then further details
ParameterEarnings WhisperFinzy
PriceFreeFree
Rating4.8 (71 ratings)5.0 (4 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings71 — better4
Update frequencyEvery 10 daysEvery 5 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.216.4 — better
Further details — not scored
Size162 MB51 MB
Age rating17+4+
DeveloperCurayt, LLCNaga Sruthi Gullapalli

Customer experience

Earnings Whisper

All ratings60 ratings
Positive96.7%
Neutral1.7%
Negative1.7%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Finzy

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Earnings Whisper

Subscriptions1
  • Remove Ads$1.991 Month
None

Finzy

No in-app purchases

Questions

Is Earnings Whisper free?
Earnings Whisper is free to download, with in-app purchases available.
Is Finzy free?
Finzy is free to download, with no in-app purchases.
Which has better reviews, Earnings Whisper or Finzy?
Finzy is rated higher. Earnings Whisper averages 4.8 out of 5 from 71 ratings, while Finzy averages 5.0 from 4 ratings.
Do Earnings Whisper or Finzy have ads?
Earnings Whisper shows ads; Finzy does not.
Which is updated more often, Earnings Whisper or Finzy?
Earnings Whisper ships an update every 10 days, and Finzy every 5 days. Most recently, Earnings Whisper was updated on October 26, 2026 and Finzy on October 24, 2026.

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