Comparison

ULFCU Mobile Banking vs Gulf Coast Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ULFCU Mobile Banking

Manage your finances on the go with this mobile banking application. Securely access your accounts, deposit checks, transfer funds, and pay bills. Find ATMs and branches easily.

Highlights
  • View account balances and transactions
  • Deposit checks with Mobile Deposit
  • Transfer funds between accounts
  • Pay loans, mortgages, and credit cards
  • Manage bills with BillPay
  • Search for ATMs or branches
Features
Read full description

Enjoy account access anywhere, anytime with the free mobile app from University of Louisiana Federal Credit Union. Securely login with the same user ID, password, and security prompts you use for your Online Banking. Features: • View account balances and transactions • Deposit checks with Mobile Deposit • Transfer funds between your ULFCU savings, checking, and loans • Pay ULFCU loans, mortgages, and credit cards • Manage your bills with BillPay • Search for an ATM or branch • And more! Mobile Banking is only available to University of Louisiana Federal Credit Union Online Banking participants. For more details and to enroll in Online Banking, visit www.ulfcu.com. There is no charge from ULFCU for Mobile Banking, but message and data rates from your wireless service provider may apply. Federally insured by NCUA. Equal Housing Lender

About

Gulf Coast Bank

Manage your personal and business finances with this secure banking app. Easily track transactions, make payments, deposit checks, and get account alerts. Access customer service and find branches or ATMs.

Highlights
  • Transaction organization with tags and notes
  • Switch between personal and business profiles
  • Secure messaging with customer service
  • Transaction and balance alerts
  • Schedule payments and transfer funds
  • Mobile check deposit
  • Debit card management
Features
Read full description

The Gulf Coast Bank Mobile App is a robust personal and business banking tool. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your finances. FEATURES: Organize and easily search your transactions by adding tags, notes, and photos of receipts and checks Switch between your personal and business online banking profile Start a secure message with a GCB customer service representative and attach a specific transaction, account, and more Set up transaction and balance alerts Schedule payments, whether you’re paying a company or an individual Transfer funds between your accounts View your loan details Deposit checks by taking a picture Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Set up 2-factor authentication and secure your account with a 4-digit passcode or biometric on supported devices Gulf Coast Bank Member FDIC | Equal Housing Lender

Screenshots

ULFCU Mobile Banking4 screens
Gulf Coast Bank4 screens

Verdict

The call

ULFCU Mobile Banking and Gulf Coast Bank both sit at 4.8 stars, but that hides the real split: 100% of Gulf Coast Bank's written reviews are positive against 33% of ULFCU Mobile Banking's. Gulf Coast Bank also leads on ads (none vs shown) and update cadence (monthly vs every 3 months). ULFCU Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for ULFCU Mobile Banking against 4.9 for Gulf Coast Bank. That said, the two scores are not equally well evidenced: Gulf Coast Bank has 2K ratings behind it against 362, so its average is the more settled of the two. Written reviews are what separate them: 33% of ULFCU Mobile Banking's written reviews are positive against 100% of Gulf Coast Bank's.

UpkeepUpdate frequency

ULFCU Mobile Banking ships an update every 3 months, Gulf Coast Bank monthly. The most recent releases landed on September 18, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 5 level
ULFCU Mobile Banking versus Gulf Coast Bank: the parameters behind the verdict, then further details
ParameterULFCU Mobile BankingGulf Coast Bank
PriceFreeFree
Rating4.8 (362 ratings)4.9 (2K ratings) — better
Positive reviews33.3% of reviews100.0% of reviews — better
Number of ratings3622K — better
Update frequencyEvery 3 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size99 MB177 MB
Age rating4+12+
DeveloperUniversity of LA Federal Credit UnionGulf Coast Bank

Customer experience

ULFCU Mobile Banking

All ratings349 ratings
Positive96.6%
Neutral1.1%
Negative2.3%
Written reviews9 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Gulf Coast Bank

All ratings1,990 ratings
Positive97.3%
Neutral1.3%
Negative1.4%
Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ULFCU Mobile Banking

No in-app purchases

None

Gulf Coast Bank

No in-app purchases

Questions

Is ULFCU Mobile Banking free?
ULFCU Mobile Banking is free to download, with no in-app purchases.
Is Gulf Coast Bank free?
Gulf Coast Bank is free to download, with no in-app purchases.
Which has better reviews, ULFCU Mobile Banking or Gulf Coast Bank?
Gulf Coast Bank is rated higher. ULFCU Mobile Banking averages 4.8 out of 5 from 362 ratings, while Gulf Coast Bank averages 4.9 from 2K ratings.
Do ULFCU Mobile Banking or Gulf Coast Bank have ads?
ULFCU Mobile Banking shows ads; Gulf Coast Bank does not.
Which is updated more often, ULFCU Mobile Banking or Gulf Coast Bank?
ULFCU Mobile Banking ships an update every 3 months, and Gulf Coast Bank monthly. Most recently, ULFCU Mobile Banking was updated on September 18, 2026 and Gulf Coast Bank on September 23, 2026.

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