Comparison

ULFCU Mobile Banking vs Meritus Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ULFCU Mobile Banking

Manage your finances on the go with this mobile banking application. Securely access your accounts, deposit checks, transfer funds, and pay bills. Find ATMs and branches easily.

Highlights
  • View account balances and transactions
  • Deposit checks with Mobile Deposit
  • Transfer funds between accounts
  • Pay loans, mortgages, and credit cards
  • Manage bills with BillPay
  • Search for ATMs or branches
Features
Read full description

Enjoy account access anywhere, anytime with the free mobile app from University of Louisiana Federal Credit Union. Securely login with the same user ID, password, and security prompts you use for your Online Banking. Features: • View account balances and transactions • Deposit checks with Mobile Deposit • Transfer funds between your ULFCU savings, checking, and loans • Pay ULFCU loans, mortgages, and credit cards • Manage your bills with BillPay • Search for an ATM or branch • And more! Mobile Banking is only available to University of Louisiana Federal Credit Union Online Banking participants. For more details and to enroll in Online Banking, visit www.ulfcu.com. There is no charge from ULFCU for Mobile Banking, but message and data rates from your wireless service provider may apply. Federally insured by NCUA. Equal Housing Lender

About

Meritus Credit Union

Manage your checking and savings accounts conveniently from your iPhone. View balances, transfer funds, pay bills, and deposit checks securely on the go. This app offers fast and easy access to your finances anytime, anywhere.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Make payments
  • Deposit checks
Features
Read full description

The Meritus CU mobile banking app provides fast and secure access to your accounts right in the palm of your hand. View your balances, make transfers, pay bills and deposit checks and more whenever and wherever you need.

Screenshots

ULFCU Mobile Banking4 screens
Meritus Credit Union4 screens

Verdict

The call

The clearest difference is ads: Meritus Credit Union at none against ULFCU Mobile Banking's shown. Meritus Credit Union also leads on review sentiment (54% vs 33%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for ULFCU Mobile Banking against 4.9 for Meritus Credit Union. Both are backed by a comparable volume of ratings — 362 and 1K respectively. Written reviews are what separate them: 33% of ULFCU Mobile Banking's written reviews are positive against 54% of Meritus Credit Union's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 18, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
ULFCU Mobile Banking versus Meritus Credit Union: the parameters behind the verdict, then further details
ParameterULFCU Mobile BankingMeritus Credit Union
PriceFreeFree
Rating4.8 (362 ratings)4.9 (1K ratings) — better
Positive reviews33.3% of reviews54.2% of reviews — better
Number of ratings3621K — better
Update frequencyEvery 3 monthsEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size99 MB180 MB
Age rating4+4+
DeveloperUniversity of LA Federal Credit UnionMeritus Federal Credit Union

Customer experience

ULFCU Mobile Banking

All ratings349 ratings
Positive96.6%
Neutral1.1%
Negative2.3%
Written reviews9 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Meritus Credit Union

All ratings1,028 ratings
Positive97.4%
Neutral1.4%
Negative1.3%
Written reviews24 reviews
Positive54.2%
Neutral12.5%
Negative33.3%

Bugs and requests

ULFCU Mobile Banking

Not enough reviews yet to summarise bugs or requests.

Meritus Credit Union

Reported bugs

3 issues
  • Login issues and account validation problems
  • Frequent app crashes and log-outs
  • Compatibility problems with older devices

Requested features

3 requests
  • Add payment reminders
  • Improve password management
  • Integrate Zelle payments

In-app purchases

None

ULFCU Mobile Banking

No in-app purchases

None

Meritus Credit Union

No in-app purchases

Questions

Is ULFCU Mobile Banking free?
ULFCU Mobile Banking is free to download, with no in-app purchases.
Is Meritus Credit Union free?
Meritus Credit Union is free to download, with no in-app purchases.
Which has better reviews, ULFCU Mobile Banking or Meritus Credit Union?
Meritus Credit Union is rated higher. ULFCU Mobile Banking averages 4.8 out of 5 from 362 ratings, while Meritus Credit Union averages 4.9 from 1K ratings.
Do ULFCU Mobile Banking or Meritus Credit Union have ads?
ULFCU Mobile Banking shows ads; Meritus Credit Union does not.
Which is updated more often, ULFCU Mobile Banking or Meritus Credit Union?
ULFCU Mobile Banking ships an update every 3 months, and Meritus Credit Union every 3 months. Most recently, ULFCU Mobile Banking was updated on September 18, 2026 and Meritus Credit Union on September 21, 2026.

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