Meritrust Business vs Meritus Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Meritrust Business
Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.
- Self-Service User Access
- ACH Approvals & Positive Pay
- eStatements & Notifications
- Transfer funds
- Bill pay
- Card Activation
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Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy
Meritus Credit Union
Manage your checking and savings accounts conveniently from your iPhone. View balances, transfer funds, pay bills, and deposit checks securely on the go. This app offers fast and easy access to your finances anytime, anywhere.
- Check account balances
- View recent transactions
- Transfer money between accounts
- Make payments
- Deposit checks
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The Meritus CU mobile banking app provides fast and secure access to your accounts right in the palm of your hand. View your balances, make transfers, pay bills and deposit checks and more whenever and wherever you need.
Screenshots
Verdict
The clearest difference is ads: Meritus Credit Union at none against Meritrust Business's shown. Meritus Credit Union also leads on monetization model (free vs free with in-app purchases). Meritrust Business's advantage is ratings volume (8.3K vs 1K). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.9 for Meritus Credit Union. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 1K, so its average is the more settled of the two. Written reviews are what separate them: 59% of Meritrust Business's written reviews are positive against 54% of Meritus Credit Union's.
Meritrust Business ships an update every 4 months, Meritus Credit Union every 3 months. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.
| Parameter | Meritrust Business | Meritus Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.3K ratings) | 4.9 (1K ratings) — better |
| Positive reviews | 59.5% of reviews — better | 54.2% of reviews |
| Number of ratings | 8.3K — better | 1K |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 108 MB | 180 MB |
| Age rating | 4+ | 4+ |
| Developer | Meritrust Credit Union | Meritus Federal Credit Union |
Customer experience
Meritrust Business
Meritus Credit Union
User reviews
Meritrust Business
From 8.3K App Store ratingsWhat we love
- 👍 Great app
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile check deposit
- 🔒 Secure login options
Room to improve
- 🐛 Mobile deposit issues (blurry images, rotation problems)
- 🐛 Login problems (invalid credentials, white screens)
- 🐛 Slow performance, frequent crashes
- 🔍 Difficult to find/use certain features (external transfers)
Meritus Credit Union
From 1K App Store ratingsWhat we love
- 💖 Love the app
- 👍 Great functionality
- 🤩 Awesome app
Room to improve
- 🐛 Buggy login issues
- 🔒 Security concerns with Zelle
- 🤔 Lacking transaction details
- 🕰️ Downtime and accessibility issues
Bugs and requests
Meritrust Business
Reported bugs
3 issues- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance
Requested features
4 requests- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability
Meritus Credit Union
Reported bugs
3 issues- Login issues and account validation problems
- Frequent app crashes and log-outs
- Compatibility problems with older devices
Requested features
3 requests- Add payment reminders
- Improve password management
- Integrate Zelle payments
In-app purchases
Meritrust Business
No in-app purchases
Meritus Credit Union
No in-app purchases
Questions
Is Meritrust Business free?
Is Meritus Credit Union free?
Which has better reviews, Meritrust Business or Meritus Credit Union?
Do Meritrust Business or Meritus Credit Union have ads?
Which is updated more often, Meritrust Business or Meritus Credit Union?
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