Comparison

Meritrust Business vs Meritus Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Business

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Highlights
  • Self-Service User Access
  • ACH Approvals & Positive Pay
  • eStatements & Notifications
  • Transfer funds
  • Bill pay
  • Card Activation
Read full description

Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy

About

Meritus Credit Union

Manage your checking and savings accounts conveniently from your iPhone. View balances, transfer funds, pay bills, and deposit checks securely on the go. This app offers fast and easy access to your finances anytime, anywhere.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Make payments
  • Deposit checks
Features
Read full description

The Meritus CU mobile banking app provides fast and secure access to your accounts right in the palm of your hand. View your balances, make transfers, pay bills and deposit checks and more whenever and wherever you need.

Screenshots

Meritrust Business4 screens
Meritus Credit Union4 screens

Verdict

The call

The clearest difference is ads: Meritus Credit Union at none against Meritrust Business's shown. Meritus Credit Union also leads on monetization model (free vs free with in-app purchases). Meritrust Business's advantage is ratings volume (8.3K vs 1K). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.9 for Meritus Credit Union. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 1K, so its average is the more settled of the two. Written reviews are what separate them: 59% of Meritrust Business's written reviews are positive against 54% of Meritus Credit Union's.

UpkeepUpdate frequency

Meritrust Business ships an update every 4 months, Meritus Credit Union every 3 months. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
Meritrust Business versus Meritus Credit Union: the parameters behind the verdict, then further details
ParameterMeritrust BusinessMeritus Credit Union
PriceFreeFree
Rating4.8 (8.3K ratings)4.9 (1K ratings) — better
Positive reviews59.5% of reviews — better54.2% of reviews
Number of ratings8.3K — better1K
Update frequencyEvery 4 monthsEvery 3 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size108 MB180 MB
Age rating4+4+
DeveloperMeritrust Credit UnionMeritus Federal Credit Union

Customer experience

Meritrust Business

All ratings8,230 ratings
Positive95.8%
Neutral2.0%
Negative2.2%
Written reviews74 reviews
Positive59.5%
Neutral13.5%
Negative27.0%

Meritus Credit Union

All ratings1,028 ratings
Positive97.4%
Neutral1.4%
Negative1.3%
Written reviews24 reviews
Positive54.2%
Neutral12.5%
Negative33.3%

User reviews

Meritrust Business

From 8.3K App Store ratings

What we love

  • 👍 Great app
  • 🚀 Convenient and easy to use
  • 💡 Useful features like mobile check deposit
  • 🔒 Secure login options

Room to improve

  • 🐛 Mobile deposit issues (blurry images, rotation problems)
  • 🐛 Login problems (invalid credentials, white screens)
  • 🐛 Slow performance, frequent crashes
  • 🔍 Difficult to find/use certain features (external transfers)

Meritus Credit Union

From 1K App Store ratings

What we love

  • 💖 Love the app
  • 👍 Great functionality
  • 🤩 Awesome app

Room to improve

  • 🐛 Buggy login issues
  • 🔒 Security concerns with Zelle
  • 🤔 Lacking transaction details
  • 🕰️ Downtime and accessibility issues

Bugs and requests

Meritrust Business

Reported bugs

3 issues
  • Mobile deposit not working properly
  • Login issues on mobile app
  • Slow and unreliable performance

Requested features

4 requests
  • Add ability to lock/unlock debit card
  • Improve mobile deposit functionality
  • Streamline login and account access
  • Enhance app performance and stability

Meritus Credit Union

Reported bugs

3 issues
  • Login issues and account validation problems
  • Frequent app crashes and log-outs
  • Compatibility problems with older devices

Requested features

3 requests
  • Add payment reminders
  • Improve password management
  • Integrate Zelle payments

In-app purchases

None

Meritrust Business

No in-app purchases

None

Meritus Credit Union

No in-app purchases

Questions

Is Meritrust Business free?
Meritrust Business is free to download, with no in-app purchases.
Is Meritus Credit Union free?
Meritus Credit Union is free to download, with no in-app purchases.
Which has better reviews, Meritrust Business or Meritus Credit Union?
Meritus Credit Union is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while Meritus Credit Union averages 4.9 from 1K ratings.
Do Meritrust Business or Meritus Credit Union have ads?
Meritrust Business shows ads; Meritus Credit Union does not.
Which is updated more often, Meritrust Business or Meritus Credit Union?
Meritrust Business ships an update every 4 months, and Meritus Credit Union every 3 months. Most recently, Meritrust Business was updated on September 22, 2026 and Meritus Credit Union on September 21, 2026.

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