Comparison

Meritus Credit Union vs Meritrust Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritus Credit Union

Manage your checking and savings accounts conveniently from your iPhone. View balances, transfer funds, pay bills, and deposit checks securely on the go. This app offers fast and easy access to your finances anytime, anywhere.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Make payments
  • Deposit checks
Features
Read full description

The Meritus CU mobile banking app provides fast and secure access to your accounts right in the palm of your hand. View your balances, make transfers, pay bills and deposit checks and more whenever and wherever you need.

About

Meritrust Mobile

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

Highlights
  • View account balances and transaction history
  • Pay bills
  • Transfer funds between accounts
  • Deposit checks
  • Locate branches or ATMs
Read full description

Meritrust is dedicated to improving your life through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile. Experience the convenience and security that comes with an app that puts your financial needs first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. FEATURES: · View your account balances and transaction history · Pay bills · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM. To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy

Screenshots

Meritus Credit Union4 screens
Meritrust Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Meritus Credit Union at 54% against Meritrust Mobile's 16%. Meritus Credit Union also leads on rating (4.9 vs 4.6). Meritrust Mobile's advantage is ratings volume (7.5K vs 1K). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Meritus Credit Union holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.5K ratings behind it against 1K, so its average is the more settled of the two. Written reviews point the same way: 54% of Meritus Credit Union's written reviews are positive against 16% of Meritrust Mobile's.

UpkeepUpdate frequency

Meritus Credit Union ships an update every 3 months, Meritrust Mobile every 2 months. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
Meritus Credit Union versus Meritrust Mobile: the parameters behind the verdict, then further details
ParameterMeritus Credit UnionMeritrust Mobile
PriceFreeFree
Rating4.9 (1K ratings) — better4.6 (7.5K ratings)
Positive reviews54.2% of reviews — better16.0% of reviews
Number of ratings1K7.5K — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size180 MB18 MB
Age rating4+4+
DeveloperMeritus Federal Credit UnionMeritrust Credit Union

Customer experience

Meritus Credit Union

All ratings1,028 ratings
Positive97.4%
Neutral1.4%
Negative1.3%
Written reviews24 reviews
Positive54.2%
Neutral12.5%
Negative33.3%

Meritrust Mobile

All ratings7,479 ratings
Positive89.8%
Neutral3.0%
Negative7.2%
Written reviews125 reviews
Positive16.0%
Neutral9.6%
Negative74.4%

User reviews

Meritus Credit Union

From 1K App Store ratings

What we love

  • 💖 Love the app
  • 👍 Great functionality
  • 🤩 Awesome app

Room to improve

  • 🐛 Buggy login issues
  • 🔒 Security concerns with Zelle
  • 🤔 Lacking transaction details
  • 🕰️ Downtime and accessibility issues

Meritrust Mobile

From 7.5K App Store ratings

What we love

  • 🙂 Kind and helpful staff
  • 👍 Accessible for visually impaired users
  • 💡 Customizable app layout

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow loading times
  • 🤔 Confusing and outdated user interface
  • 🔍 Lack of important features from previous app
  • 🤯 Forced migration to new app with poor user experience

Bugs and requests

Meritus Credit Union

Reported bugs

3 issues
  • Login issues and account validation problems
  • Frequent app crashes and log-outs
  • Compatibility problems with older devices

Requested features

3 requests
  • Add payment reminders
  • Improve password management
  • Integrate Zelle payments

Meritrust Mobile

Reported bugs

3 issues
  • Scheduled payments not processing correctly
  • Incorrect account balance information
  • Login issues and inability to access accounts

Requested features

3 requests
  • Bring back quick balance widget
  • Improve transaction search and filtering
  • Add support for landscape mode on tablets

In-app purchases

None

Meritus Credit Union

No in-app purchases

None

Meritrust Mobile

No in-app purchases

Questions

Is Meritus Credit Union free?
Meritus Credit Union is free to download, with no in-app purchases.
Is Meritrust Mobile free?
Meritrust Mobile is free to download, with no in-app purchases.
Which has better reviews, Meritus Credit Union or Meritrust Mobile?
Meritus Credit Union is rated higher. Meritus Credit Union averages 4.9 out of 5 from 1K ratings, while Meritrust Mobile averages 4.6 from 7.5K ratings.
Do Meritus Credit Union or Meritrust Mobile have ads?
Neither Meritus Credit Union nor Meritrust Mobile shows ads.
Which is updated more often, Meritus Credit Union or Meritrust Mobile?
Meritus Credit Union ships an update every 3 months, and Meritrust Mobile every 2 months. Most recently, Meritus Credit Union was updated on September 21, 2026 and Meritrust Mobile on September 22, 2026.

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