Comparison

Meritrust Business vs INTRUST Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Business

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Highlights
  • Self-Service User Access
  • ACH Approvals & Positive Pay
  • eStatements & Notifications
  • Transfer funds
  • Bill pay
  • Card Activation
Read full description

Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy

About

INTRUST Bank

Manage your banking accounts conveniently and securely from your mobile device. View transactions, transfer funds, pay bills, deposit checks, and control your debit card. Get support and locate ATMs easily.

Highlights
  • View and manage accounts
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks via mobile
  • Manage debit card features
  • Send money with Zelle®
  • Locate ATMs and banking centers
Features
Read full description

Our history of innovation can be traced back to our founding in 1876. Today that means giving you convenient and secure access to manage your accounts through our mobile banking app. If you don’t have an account with INTRUST Bank, you can open a FREE personal or business checking account. Visit intrustbank.com to learn more about the personal and business banking accounts we offer. Whether you’re an individual or a business owner, here’s what you can do with the app: VIEW AND MANAGE YOUR ACCOUNTS AND TRANSACTIONS View your INTRUST checking, savings, time deposit, and loan accounts in one convenient location. Monitor balances, search through recent transactions, view statements, and create alerts. Add custom tags and upload images to individual transactions to help keep you organized. CUSTOMIZE YOUR DASHBOARD Personalize your experience by customizing your dashboard to highlight the accounts and tools you use most often and hide those you don’t. TRANSFER FUNDS Easily transfer money between your INTRUST accounts, or between your personal accounts at INTRUST and those you own at other financial institutions. Schedule a one-time transfer when you need it or set up a recurring transfer to help you grow your savings. PAY BILLS Schedule one-time or recurring payments to any business in the United States. Manage your payees by adding new or editing existing entries. SEND MONEY WITH ZELLE® (not available for business accounts) Send money to family and friends using just a U.S. mobile phone number or email address. MANAGE YOUR DEBIT CARD Do more to prevent fraudulent charges with powerful card management tools. Turn your debit card on and off at the tap of a button. Set up notifications for when your card is used. You can even set limits based on geography, transaction amount, or merchant and transaction types. DEPOSIT CHECKS Deposit paper checks into your accounts using the camera on your smart phone or tablet. No visit to the bank required. GET SUPPORT WITH MESSAGES If you have a question or need help with your accounts, you can start a conversation with customer service at any time online or through the app. A customer service representative will be there to assist you as soon as possible during our support hours. You can even quickly reference specific accounts, transactions, or payments in your message to keep the conversation running smoothly. LOCATE BANKING CENTERS AND ATMS Locate nearby INTRUST banking centers and ATMS, including 55,000+ surcharge-free ATMs through the Allpoint® network. When you enroll through the INTRUST Bank app, you also have access to online banking, available at intrustbank.com. If you have questions about the app or need assistance, contact Customer Service at 800-895-2265 and we’ll be happy to help. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Member FDIC

Screenshots

Meritrust Business4 screens
INTRUST Bank4 screens

Verdict

The call

The clearest difference is ads: INTRUST Bank at none against Meritrust Business's shown. INTRUST Bank also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.8 for INTRUST Bank. Both are backed by a comparable volume of ratings — 8.3K and 8.5K respectively. Written reviews are what separate them: 59% of Meritrust Business's written reviews are positive against 53% of INTRUST Bank's.

UpkeepUpdate frequency

Meritrust Business ships an update every 4 months, INTRUST Bank monthly. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
Meritrust Business versus INTRUST Bank: the parameters behind the verdict, then further details
ParameterMeritrust BusinessINTRUST Bank
PriceFreeFree
Rating4.8 (8.3K ratings)4.8 (8.5K ratings) — better
Positive reviews59.5% of reviews — better52.7% of reviews
Number of ratings8.3K8.5K — better
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size108 MB177 MB
Age rating4+4+
DeveloperMeritrust Credit UnionINTRUST Bank

Customer experience

Meritrust Business

All ratings8,230 ratings
Positive95.8%
Neutral2.0%
Negative2.2%
Written reviews74 reviews
Positive59.5%
Neutral13.5%
Negative27.0%

INTRUST Bank

All ratings8,469 ratings
Positive94.4%
Neutral1.8%
Negative3.8%
Written reviews110 reviews
Positive52.7%
Neutral6.4%
Negative40.9%

User reviews

Meritrust Business

From 8.3K App Store ratings

What we love

  • 👍 Great app
  • 🚀 Convenient and easy to use
  • 💡 Useful features like mobile check deposit
  • 🔒 Secure login options

Room to improve

  • 🐛 Mobile deposit issues (blurry images, rotation problems)
  • 🐛 Login problems (invalid credentials, white screens)
  • 🐛 Slow performance, frequent crashes
  • 🔍 Difficult to find/use certain features (external transfers)

INTRUST Bank

From 8.5K App Store ratings

What we love

  • 💻 Easy to use
  • 🚀 Convenient features
  • 🔒 Secure banking
  • 🤝 Good customer service

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Confusing interface
  • 📱 Mobile deposit issues
  • ⚠️ Unreliable account balances

Bugs and requests

Meritrust Business

Reported bugs

3 issues
  • Mobile deposit not working properly
  • Login issues on mobile app
  • Slow and unreliable performance

Requested features

4 requests
  • Add ability to lock/unlock debit card
  • Improve mobile deposit functionality
  • Streamline login and account access
  • Enhance app performance and stability

INTRUST Bank

Reported bugs

4 issues
  • Login and sign-in problems
  • Delayed transaction notifications
  • Inconsistent mobile deposit functionality
  • Sync issues between app and online banking

Requested features

4 requests
  • Improved mobile deposit process
  • Clearer transaction details
  • Customizable app layout
  • 24/7 in-app support

In-app purchases

None

Meritrust Business

No in-app purchases

None

INTRUST Bank

No in-app purchases

Questions

Is Meritrust Business free?
Meritrust Business is free to download, with no in-app purchases.
Is INTRUST Bank free?
INTRUST Bank is free to download, with no in-app purchases.
Which has better reviews, Meritrust Business or INTRUST Bank?
INTRUST Bank is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while INTRUST Bank averages 4.8 from 8.5K ratings.
Do Meritrust Business or INTRUST Bank have ads?
Meritrust Business shows ads; INTRUST Bank does not.
Which is updated more often, Meritrust Business or INTRUST Bank?
Meritrust Business ships an update every 4 months, and INTRUST Bank monthly. Most recently, Meritrust Business was updated on September 24, 2026 and INTRUST Bank on September 21, 2026.

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