Meritrust Business vs INTRUST Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Meritrust Business
Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.
- Self-Service User Access
- ACH Approvals & Positive Pay
- eStatements & Notifications
- Transfer funds
- Bill pay
- Card Activation
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Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy
INTRUST Bank
Manage your banking accounts conveniently and securely from your mobile device. View transactions, transfer funds, pay bills, deposit checks, and control your debit card. Get support and locate ATMs easily.
- View and manage accounts
- Transfer funds between accounts
- Pay bills
- Deposit checks via mobile
- Manage debit card features
- Send money with Zelle®
- Locate ATMs and banking centers
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Our history of innovation can be traced back to our founding in 1876. Today that means giving you convenient and secure access to manage your accounts through our mobile banking app. If you don’t have an account with INTRUST Bank, you can open a FREE personal or business checking account. Visit intrustbank.com to learn more about the personal and business banking accounts we offer. Whether you’re an individual or a business owner, here’s what you can do with the app: VIEW AND MANAGE YOUR ACCOUNTS AND TRANSACTIONS View your INTRUST checking, savings, time deposit, and loan accounts in one convenient location. Monitor balances, search through recent transactions, view statements, and create alerts. Add custom tags and upload images to individual transactions to help keep you organized. CUSTOMIZE YOUR DASHBOARD Personalize your experience by customizing your dashboard to highlight the accounts and tools you use most often and hide those you don’t. TRANSFER FUNDS Easily transfer money between your INTRUST accounts, or between your personal accounts at INTRUST and those you own at other financial institutions. Schedule a one-time transfer when you need it or set up a recurring transfer to help you grow your savings. PAY BILLS Schedule one-time or recurring payments to any business in the United States. Manage your payees by adding new or editing existing entries. SEND MONEY WITH ZELLE® (not available for business accounts) Send money to family and friends using just a U.S. mobile phone number or email address. MANAGE YOUR DEBIT CARD Do more to prevent fraudulent charges with powerful card management tools. Turn your debit card on and off at the tap of a button. Set up notifications for when your card is used. You can even set limits based on geography, transaction amount, or merchant and transaction types. DEPOSIT CHECKS Deposit paper checks into your accounts using the camera on your smart phone or tablet. No visit to the bank required. GET SUPPORT WITH MESSAGES If you have a question or need help with your accounts, you can start a conversation with customer service at any time online or through the app. A customer service representative will be there to assist you as soon as possible during our support hours. You can even quickly reference specific accounts, transactions, or payments in your message to keep the conversation running smoothly. LOCATE BANKING CENTERS AND ATMS Locate nearby INTRUST banking centers and ATMS, including 55,000+ surcharge-free ATMs through the Allpoint® network. When you enroll through the INTRUST Bank app, you also have access to online banking, available at intrustbank.com. If you have questions about the app or need assistance, contact Customer Service at 800-895-2265 and we’ll be happy to help. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Member FDIC
Screenshots
Verdict
The clearest difference is ads: INTRUST Bank at none against Meritrust Business's shown. INTRUST Bank also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.8 for INTRUST Bank. Both are backed by a comparable volume of ratings — 8.3K and 8.5K respectively. Written reviews are what separate them: 59% of Meritrust Business's written reviews are positive against 53% of INTRUST Bank's.
Meritrust Business ships an update every 4 months, INTRUST Bank monthly. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.
| Parameter | Meritrust Business | INTRUST Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.3K ratings) | 4.8 (8.5K ratings) — better |
| Positive reviews | 59.5% of reviews — better | 52.7% of reviews |
| Number of ratings | 8.3K | 8.5K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 108 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | Meritrust Credit Union | INTRUST Bank |
Customer experience
Meritrust Business
INTRUST Bank
User reviews
Meritrust Business
From 8.3K App Store ratingsWhat we love
- 👍 Great app
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile check deposit
- 🔒 Secure login options
Room to improve
- 🐛 Mobile deposit issues (blurry images, rotation problems)
- 🐛 Login problems (invalid credentials, white screens)
- 🐛 Slow performance, frequent crashes
- 🔍 Difficult to find/use certain features (external transfers)
INTRUST Bank
From 8.5K App Store ratingsWhat we love
- 💻 Easy to use
- 🚀 Convenient features
- 🔒 Secure banking
- 🤝 Good customer service
Room to improve
- 🐛 Frequent app crashes
- 🔍 Confusing interface
- 📱 Mobile deposit issues
- ⚠️ Unreliable account balances
Bugs and requests
Meritrust Business
Reported bugs
3 issues- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance
Requested features
4 requests- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability
INTRUST Bank
Reported bugs
4 issues- Login and sign-in problems
- Delayed transaction notifications
- Inconsistent mobile deposit functionality
- Sync issues between app and online banking
Requested features
4 requests- Improved mobile deposit process
- Clearer transaction details
- Customizable app layout
- 24/7 in-app support
In-app purchases
Meritrust Business
No in-app purchases
INTRUST Bank
No in-app purchases
Questions
Is Meritrust Business free?
Is INTRUST Bank free?
Which has better reviews, Meritrust Business or INTRUST Bank?
Do Meritrust Business or INTRUST Bank have ads?
Which is updated more often, Meritrust Business or INTRUST Bank?
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