Comparison

AMIO Mobile vs TeamPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AMIO Mobile

Manage your banking needs entirely from your smartphone. Open accounts, apply for loans, make payments, and exchange currency with a secure and user-friendly interface. Access all AMIO Bank services conveniently, anytime, anywhere, without needing to visit a branch.

Highlights
  • Open accounts online
  • Manage cards and deposits
  • Apply for loans
  • Make domestic and international transfers
  • Pay bills and loans
  • Exchange currency
  • Order plastic cards
Features
Read full description

Your Bank, Simplified AMIO Mobile is a secure and intuitive mobile banking app that puts your finances fully under your control — anytime, anywhere. Open accounts, manage cards, make payments, and apply for banking products directly from your phone. No branches. No paperwork. Just banking that works around your life. Register online and access AMIO Bank services wherever you are, whenever you need them. · Open & Apply — Fully Online · Open a current account · Open and manage deposits · Purchase AMIO Bank bonds · Open a digital card · Apply for loans online · Order plastic card delivery · Request income declarations and references · And more Pay, Transfer & Exchange · Transfers within Armenia and internationally · ArCaPay transfers · Budget and utility payments · Loan repayments (including loans from other banks) · Deposit top-ups · Fast and convenient currency exchange · And more everyday payments

About

TeamPay

Manage your money with a secure and convenient digital wallet. This app offers fast transactions, detailed payment history, and automated recurring payments. Enjoy exclusive benefits and rewards while keeping your finances safe with advanced security features.

Highlights
  • Seamless digital payments
  • Smart payment history tracking
  • Ironclad security with biometrics
  • Flexible group payments with autopay
  • One-tap automated recurring payments
  • Exclusive benefits and rewards
Features
Read full description

Say hello to Digital Wallet by Team Pay CJSC — your ultimate financial companion! Designed for security, speed, and convenience, Team Pay simplifies the way you manage your money, giving you total control at your fingertips. Features That Elevate Your Experience - Seamless Digital Payments – Enjoy lightning-fast transactions anytime, anywhere. - Smart Payment History – Monitor, track, and organize your transactions effortlessly. - Ironclad Security – Top-tier encryption and biometric authentication keep your finances safe. - Flexible Group Payments – Create and manage different group types, with autopayments available for Home-type groups. - One-Tap Autopayments – Set up and automate individual recurring payments with ease. - Exclusive Benefits & Rewards – Unlock cashbacks, promo codes, and exclusive Team Offers tailored just for you! - Favorite Payments – Save and access your most frequent payments in seconds. Why settle for less when you can have the best? Experience the future of digital finance with Team Pay today!

Screenshots

AMIO Mobile4 screens
TeamPay4 screens

Verdict

The call

The clearest difference is update cadence: TeamPay at every 9 days against AMIO Mobile's every 2 months. TeamPay also leads on rating (4.3 vs 4.0). AMIO Mobile's advantage is review sentiment (20% vs 0%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TeamPay holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 15 and 6 respectively. Written reviews complicate that: 20% of AMIO Mobile's written reviews are positive against 0% of TeamPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

AMIO Mobile ships an update every 2 months, TeamPay every 9 days. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
AMIO Mobile versus TeamPay: the parameters behind the verdict, then further details
ParameterAMIO MobileTeamPay
PriceFreeFree
Rating4.0 (15 ratings)4.3 (6 ratings) — better
Positive reviews20.0% of reviews — better0.0% of reviews
Number of ratings15 — better6
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.616 — better
Further details — not scored
Size110 MB140 MB
Age rating17+4+
DeveloperAMIO BANK, CJSCTELECOM ARMENIA, OJSC

Customer experience

AMIO Mobile

All ratings15 ratings
Positive73.3%
Neutral6.7%
Negative20.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

TeamPay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

AMIO Mobile

No in-app purchases

None

TeamPay

No in-app purchases

Questions

Is AMIO Mobile free?
AMIO Mobile is free to download, with no in-app purchases.
Is TeamPay free?
TeamPay is free to download, with no in-app purchases.
Which has better reviews, AMIO Mobile or TeamPay?
TeamPay is rated higher. AMIO Mobile averages 4.0 out of 5 from 15 ratings, while TeamPay averages 4.3 from 6 ratings.
Do AMIO Mobile or TeamPay have ads?
Neither AMIO Mobile nor TeamPay shows ads.
Which is updated more often, AMIO Mobile or TeamPay?
AMIO Mobile ships an update every 2 months, and TeamPay every 9 days. Most recently, AMIO Mobile was updated on October 7, 2026 and TeamPay on October 6, 2026.

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