AMIO Mobile vs TeamPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMIO Mobile
Manage your banking needs entirely from your smartphone. Open accounts, apply for loans, make payments, and exchange currency with a secure and user-friendly interface. Access all AMIO Bank services conveniently, anytime, anywhere, without needing to visit a branch.
- Open accounts online
- Manage cards and deposits
- Apply for loans
- Make domestic and international transfers
- Pay bills and loans
- Exchange currency
- Order plastic cards
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Your Bank, Simplified AMIO Mobile is a secure and intuitive mobile banking app that puts your finances fully under your control — anytime, anywhere. Open accounts, manage cards, make payments, and apply for banking products directly from your phone. No branches. No paperwork. Just banking that works around your life. Register online and access AMIO Bank services wherever you are, whenever you need them. · Open & Apply — Fully Online · Open a current account · Open and manage deposits · Purchase AMIO Bank bonds · Open a digital card · Apply for loans online · Order plastic card delivery · Request income declarations and references · And more Pay, Transfer & Exchange · Transfers within Armenia and internationally · ArCaPay transfers · Budget and utility payments · Loan repayments (including loans from other banks) · Deposit top-ups · Fast and convenient currency exchange · And more everyday payments
TeamPay
Manage your money with a secure and convenient digital wallet. This app offers fast transactions, detailed payment history, and automated recurring payments. Enjoy exclusive benefits and rewards while keeping your finances safe with advanced security features.
- Seamless digital payments
- Smart payment history tracking
- Ironclad security with biometrics
- Flexible group payments with autopay
- One-tap automated recurring payments
- Exclusive benefits and rewards
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Say hello to Digital Wallet by Team Pay CJSC — your ultimate financial companion! Designed for security, speed, and convenience, Team Pay simplifies the way you manage your money, giving you total control at your fingertips. Features That Elevate Your Experience - Seamless Digital Payments – Enjoy lightning-fast transactions anytime, anywhere. - Smart Payment History – Monitor, track, and organize your transactions effortlessly. - Ironclad Security – Top-tier encryption and biometric authentication keep your finances safe. - Flexible Group Payments – Create and manage different group types, with autopayments available for Home-type groups. - One-Tap Autopayments – Set up and automate individual recurring payments with ease. - Exclusive Benefits & Rewards – Unlock cashbacks, promo codes, and exclusive Team Offers tailored just for you! - Favorite Payments – Save and access your most frequent payments in seconds. Why settle for less when you can have the best? Experience the future of digital finance with Team Pay today!
Screenshots
Verdict
The clearest difference is update cadence: TeamPay at every 9 days against AMIO Mobile's every 2 months. TeamPay also leads on rating (4.3 vs 4.0). AMIO Mobile's advantage is review sentiment (20% vs 0%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TeamPay holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 15 and 6 respectively. Written reviews complicate that: 20% of AMIO Mobile's written reviews are positive against 0% of TeamPay's, so the app with the better star average is not the one people write more warmly about.
AMIO Mobile ships an update every 2 months, TeamPay every 9 days. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.
| Parameter | AMIO Mobile | TeamPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (15 ratings) | 4.3 (6 ratings) — better |
| Positive reviews | 20.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 15 — better | 6 |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 16 — better |
| Further details — not scored | ||
| Size | 110 MB | 140 MB |
| Age rating | 17+ | 4+ |
| Developer | AMIO BANK, CJSC | TELECOM ARMENIA, OJSC |
Customer experience
AMIO Mobile
TeamPay
In-app purchases
AMIO Mobile
No in-app purchases
TeamPay
No in-app purchases








