Comparison

AMIO Mobile vs Ineco

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AMIO Mobile

Manage your banking needs entirely from your smartphone. Open accounts, apply for loans, make payments, and exchange currency with a secure and user-friendly interface. Access all AMIO Bank services conveniently, anytime, anywhere, without needing to visit a branch.

Highlights
  • Open accounts online
  • Manage cards and deposits
  • Apply for loans
  • Make domestic and international transfers
  • Pay bills and loans
  • Exchange currency
  • Order plastic cards
Features
Read full description

Your Bank, Simplified AMIO Mobile is a secure and intuitive mobile banking app that puts your finances fully under your control — anytime, anywhere. Open accounts, manage cards, make payments, and apply for banking products directly from your phone. No branches. No paperwork. Just banking that works around your life. Register online and access AMIO Bank services wherever you are, whenever you need them. · Open & Apply — Fully Online · Open a current account · Open and manage deposits · Purchase AMIO Bank bonds · Open a digital card · Apply for loans online · Order plastic card delivery · Request income declarations and references · And more Pay, Transfer & Exchange · Transfers within Armenia and internationally · ArCaPay transfers · Budget and utility payments · Loan repayments (including loans from other banks) · Deposit top-ups · Fast and convenient currency exchange · And more everyday payments

About

Ineco

Manage your entire banking experience in one intuitive app. Track spending, grow savings, and control finances with real-time insights. Open cards, loans, and accounts, and even book branch visits seamlessly.

Highlights
  • Manage accounts and finances
  • Track spending and savings
  • Set financial goals
  • Open and manage cards/loans/deposits
  • Real-time transaction insights
  • Customize app experience
  • Book branch visits
Features
Read full description

The new Ineco brings your entire banking experience into one powerful and intuitive space. Manage your money, track your progress, and control your finances anytime, anywhere. From daily spending to long term financial goals, everything is designed to be simple, transparent, and fully digital. Command Your Cash Stop wondering where it went and start deciding where it goes. Command your spend by setting the rules for every category—this is your money, mastered through real-time insights built for your lifestyle. Watch Your Savings Grow See your savings grow in real time and keep track of your progress toward your goals. Discover All Offers in One Place Open and manage cards, loans, deposits, and accounts in one convenient hub. Get Any Card Just In Minutes Order any card in the app and start using it immediately. Know Your Credit Card Inside Out No hidden math here. We show you exactly what you’ve spent and how much available credit funds you have left. Every expense is visible in real-time, giving you the clarity to use your grace period and keep your payments interest-free. Track What's Left. Speed Up the Finish Every Payment Brings You Closer Your Banking, Your Rules Customize your app experience. Choose what you see, rename your products, and organize your banking the way you want. Book Branch Visits Without Leaving the App Handle your everyday banking and even schedule visits to your preferred branch directly from the app. Download Ineco and experience banking redesigned for today. Ineco is the official banking application of "Inecobank" CJSC. All rights reserved. "Inecobank" CJSC is licensed and regulated by the Central Bank of Armenia.

Screenshots

AMIO Mobile4 screens
Ineco4 screens

Verdict

The call

The clearest difference is rating: Ineco at 4.8 against AMIO Mobile's 4.0. Ineco also leads on update cadence (fortnightly vs every 2 months) and ratings volume (192 vs 15). AMIO Mobile's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ineco holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Ineco has 192 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 20% of AMIO Mobile's written reviews are positive against 25% of Ineco's.

UpkeepUpdate frequency

AMIO Mobile ships an update every 2 months, Ineco fortnightly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
AMIO Mobile versus Ineco: the parameters behind the verdict, then further details
ParameterAMIO MobileIneco
PriceFreeFree
Rating4.0 (15 ratings)4.8 (192 ratings) — better
Positive reviews20.0% of reviews25.0% of reviews — better
Number of ratings15192 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.6 — better17.0
Further details — not scored
Size110 MB141 MB
Age rating17+4+
DeveloperAMIO BANK, CJSCInecobank CJSC

Customer experience

AMIO Mobile

All ratings15 ratings
Positive73.3%
Neutral6.7%
Negative20.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Ineco

All ratings177 ratings
Positive93.8%
Neutral1.1%
Negative5.1%
Written reviews8 reviews
Positive25.0%
Neutral12.5%
Negative62.5%

In-app purchases

None

AMIO Mobile

No in-app purchases

None

Ineco

No in-app purchases

Questions

Is AMIO Mobile free?
AMIO Mobile is free to download, with no in-app purchases.
Is Ineco free?
Ineco is free to download, with no in-app purchases.
Which has better reviews, AMIO Mobile or Ineco?
Ineco is rated higher. AMIO Mobile averages 4.0 out of 5 from 15 ratings, while Ineco averages 4.8 from 192 ratings.
Do AMIO Mobile or Ineco have ads?
Ineco shows ads; AMIO Mobile does not.
Which is updated more often, AMIO Mobile or Ineco?
AMIO Mobile ships an update every 2 months, and Ineco fortnightly. Most recently, AMIO Mobile was updated on October 24, 2026 and Ineco on October 27, 2026.

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