AMIO Mobile vs Arca Link
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMIO Mobile
Manage your banking needs entirely from your smartphone. Open accounts, apply for loans, make payments, and exchange currency with a secure and user-friendly interface. Access all AMIO Bank services conveniently, anytime, anywhere, without needing to visit a branch.
- Open accounts online
- Manage cards and deposits
- Apply for loans
- Make domestic and international transfers
- Pay bills and loans
- Exchange currency
- Order plastic cards
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Your Bank, Simplified AMIO Mobile is a secure and intuitive mobile banking app that puts your finances fully under your control — anytime, anywhere. Open accounts, manage cards, make payments, and apply for banking products directly from your phone. No branches. No paperwork. Just banking that works around your life. Register online and access AMIO Bank services wherever you are, whenever you need them. · Open & Apply — Fully Online · Open a current account · Open and manage deposits · Purchase AMIO Bank bonds · Open a digital card · Apply for loans online · Order plastic card delivery · Request income declarations and references · And more Pay, Transfer & Exchange · Transfers within Armenia and internationally · ArCaPay transfers · Budget and utility payments · Loan repayments (including loans from other banks) · Deposit top-ups · Fast and convenient currency exchange · And more everyday payments
Arca Link
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Streamline your payment process and get paid faster with Arca LINK. Generate payment links, create QR codes, accept multiple payment methods, and track transactions in real-time. Perfect for small and medium-sized businesses. Easy Receipt Delivery: Choose how to send transaction receipts to your customers – email, SMS, social media or any messaging app. A sleek and simple interface ensures that even users with minimal tech experience can navigate effortlessly.
Screenshots
Verdict
The clearest difference is iOS requirement: Arca Link at 13.0 against AMIO Mobile's 16.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AMIO Mobile ships an update every 2 months, Arca Link every 6 weeks. The most recent releases landed on September 19, 2026 and September 15, 2026 respectively.
| Parameter | AMIO Mobile | Arca Link |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (16 ratings) — better | — |
| Positive reviews | 20.0% of reviews | — |
| Number of ratings | 16 — better | — |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 10 MB |
| Age rating | 17+ | 4+ |
| Developer | AMIO BANK, CJSC | Armenian Card CJSC |
In-app purchases
AMIO Mobile
No in-app purchases
Arca Link
No in-app purchases









