Comparison

AMIO Mobile vs Arca Link

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AMIO Mobile

Manage your banking needs entirely from your smartphone. Open accounts, apply for loans, make payments, and exchange currency with a secure and user-friendly interface. Access all AMIO Bank services conveniently, anytime, anywhere, without needing to visit a branch.

Highlights
  • Open accounts online
  • Manage cards and deposits
  • Apply for loans
  • Make domestic and international transfers
  • Pay bills and loans
  • Exchange currency
  • Order plastic cards
Features
Read full description

Your Bank, Simplified AMIO Mobile is a secure and intuitive mobile banking app that puts your finances fully under your control — anytime, anywhere. Open accounts, manage cards, make payments, and apply for banking products directly from your phone. No branches. No paperwork. Just banking that works around your life. Register online and access AMIO Bank services wherever you are, whenever you need them. · Open & Apply — Fully Online · Open a current account · Open and manage deposits · Purchase AMIO Bank bonds · Open a digital card · Apply for loans online · Order plastic card delivery · Request income declarations and references · And more Pay, Transfer & Exchange · Transfers within Armenia and internationally · ArCaPay transfers · Budget and utility payments · Loan repayments (including loans from other banks) · Deposit top-ups · Fast and convenient currency exchange · And more everyday payments

About

Arca Link

Features
Read full description

Streamline your payment process and get paid faster with Arca LINK. Generate payment links, create QR codes, accept multiple payment methods, and track transactions in real-time. Perfect for small and medium-sized businesses. Easy Receipt Delivery: Choose how to send transaction receipts to your customers – email, SMS, social media or any messaging app. A sleek and simple interface ensures that even users with minimal tech experience can navigate effortlessly.

Screenshots

AMIO Mobile4 screens
Arca Link4 screens

Verdict

The call

The clearest difference is iOS requirement: Arca Link at 13.0 against AMIO Mobile's 16.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AMIO Mobile ships an update every 2 months, Arca Link every 6 weeks. The most recent releases landed on September 19, 2026 and September 15, 2026 respectively.

Scorecard1 real difference · 9 level
AMIO Mobile versus Arca Link: the parameters behind the verdict, then further details
ParameterAMIO MobileArca Link
PriceFreeFree
Rating4.1 (16 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings16 — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.613.0 — better
Further details — not scored
Size120 MB10 MB
Age rating17+4+
DeveloperAMIO BANK, CJSCArmenian Card CJSC

In-app purchases

None

AMIO Mobile

No in-app purchases

None

Arca Link

No in-app purchases

Questions

Is AMIO Mobile free?
AMIO Mobile is free to download, with no in-app purchases.
Is Arca Link free?
Arca Link is free to download, with no in-app purchases.
Do AMIO Mobile or Arca Link have ads?
Neither AMIO Mobile nor Arca Link shows ads.
Which is updated more often, AMIO Mobile or Arca Link?
AMIO Mobile ships an update every 2 months, and Arca Link every 6 weeks. Most recently, AMIO Mobile was updated on September 19, 2026 and Arca Link on September 15, 2026.

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