Comparison

AlipayHK vs MyJTC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AlipayHK

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

Highlights
  • Extensive merchant payment network
  • Cross-border payment services
  • Public transport QR code payments
  • Bill payment for utilities and services
  • Collect coupons and earn rewards
  • Integrates with Apple HealthKit for missions
Features
Read full description

AlipayHK provides diversified mobile payment services to users. With AlipayHK, users can enjoy different payment services, offers and value-added services, that makes life easier and more convenient. The Wide Coverage of AlipayHK’s Payment Services: AlipayHK covers over 100,000 merchants, including physical and online outlets of local retail shops, convenience stores, supermarkets, wet market stalls, restaurants, eCommerce platforms, and a variety of online services and experiences, including food delivery and digital entertainment, etc. In addition, AlipayHK’s cross-border payment service is now accepted by almost all physical stores in the Chinese mainland, around 90% of merchants in Macao and popular shopping areas in Japan. AlipayHK users can enjoy preferential exchange rates for cross-border payments in these locations. Travelling around the City at Ease with Just One App: Being the first mobile wallet that introduces QR code payment across MTR (heavy rail network), AlipayHK’s public transport payment network currently covers taxi, Kowloon Motor Bus (KMB), Citybus, New World First Bus (NWFB), Long Win Bus (LWB), New Lantao Bus (NLB), as well as selected green minibus and ferry routes. AlipayHK is expected to gradually extend its coverage to include Hong Kong Tramways soon. A Variety of Value-added Services and Offers: AlipayHK covers a wide array of bill payment services, including government bills, electricity, gas, mobile service, broadband service, pay television and education center tuition fees, etc. In addition to the extensive payment network, AlipayHK also offers services and benefits beyond payment. Users can collect different types of coupons, complete walking mission which has been connected to Apple HealthKit feature and earn stamps on purchases within the app. With AlipayHK, users can enjoy Payment + Living with just one app! For more details about AlipayHK, please visit: https://www.alipayhk.com SVF License Number: SVF0004

About

MyJTC

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JTC Group is a globally renowned provider of fund, corporate, and private client services. With a presence in key financial jurisdictions worldwide, including Europe, the Americas, and Asia Pacific, JTC offers a comprehensive suite of services to institutional clients, ultra-high-net-worth individuals, and family offices. The company has a rich history of delivering tailored solutions in fund administration, corporate services, private wealth management, and fiduciary services. Renowned for its client-centric approach and expertise in navigating complex regulatory environments, JTC has established itself as a trusted partner for clients seeking sophisticated financial solutions and unparalleled service excellence. To access MyJTC, you will need to have a plan administered by JTC Employer Solutions. Existing ES Online users can login using their ES Online credentials. If you are a new user, then please register using the temporary username and password that was sent to you as part of plan enrolment.

Screenshots

AlipayHK4 screens
MyJTC4 screens

Verdict

The call

The clearest difference is update cadence: AlipayHK at every 3 weeks against MyJTC's every 6 weeks. AlipayHK also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AlipayHK ships an update every 3 weeks, MyJTC every 6 weeks. The most recent releases landed on November 6, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
AlipayHK versus MyJTC: the parameters behind the verdict, then further details
ParameterAlipayHKMyJTC
PriceFreeFree
Rating2.7 (113 ratings) — better—
Positive reviews21.2% of reviews—
Number of ratings113 — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size318 MB43 MB
Age rating4+17+
DeveloperAlipay Payment Services (HK) LimitedJTC GROUP LTD

In-app purchases

None

AlipayHK

No in-app purchases

None

MyJTC

No in-app purchases

Questions

Is AlipayHK free?
AlipayHK is free to download, with no in-app purchases.
Is MyJTC free?
MyJTC is free to download, with no in-app purchases.
Do AlipayHK or MyJTC have ads?
Neither AlipayHK nor MyJTC shows ads.
Which is updated more often, AlipayHK or MyJTC?
AlipayHK ships an update every 3 weeks, and MyJTC every 6 weeks. Most recently, AlipayHK was updated on November 6, 2026 and MyJTC on October 27, 2026.

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