AlipayHK vs SWLY

AlipayHK provides diversified mobile payment services to users. With AlipayHK, users can enjoy different payment services, offers and value-added services, that makes life easier and more convenient. The Wide Coverage of AlipayHK’s Payment Services: AlipayHK covers over 100,000 merchants, including physical and online outlets of local retail shops, convenience stores, supermarkets, wet market stalls, restaurants, eCommerce platforms, and a variety of online services and experiences, including food delivery and digital entertainment, etc. In addition, AlipayHK’s cross-border payment service is now accepted by almost all physical stores in the Chinese mainland, around 90% of merchants in Macao and popular shopping areas in Japan. AlipayHK users can enjoy preferential exchange rates for cross-border payments in these locations. Travelling around the City at Ease with Just One App: Being the first mobile wallet that introduces QR code payment across MTR (heavy rail network), AlipayHK’s public transport payment network currently covers taxi, Kowloon Motor Bus (KMB), Citybus, New World First Bus (NWFB), Long Win Bus (LWB), New Lantao Bus (NLB), as well as selected green minibus and ferry routes. AlipayHK is expected to gradually extend its coverage to include Hong Kong Tramways soon. A Variety of Value-added Services and Offers: AlipayHK covers a wide array of bill payment services, including government bills, electricity, gas, mobile service, broadband service, pay television and education center tuition fees, etc. In addition to the extensive payment network, AlipayHK also offers services and benefits beyond payment. Users can collect different types of coupons, complete walking mission which has been connected to Apple HealthKit feature and earn stamps on purchases within the app. With AlipayHK, users can enjoy Payment + Living with just one app! For more details about AlipayHK, please visit: https://www.alipayhk.com SVF License Number: SVF0004

SWLY-PRO brings stock market research, asset analysis, watchlists, simulated portfolios, and hypothetical portfolio analysis into one place. It is designed for users who want to study markets, organize ideas, and evaluate portfolio decisions without placing real trades. Stock Research Search stocks, build watchlists, and review detailed quotes, multi-period charts, market news, fundamentals, analyst data, and options information. Use technical indicators such as MACD, RSI, KDJ, Bollinger Bands, and EMA to support your research. SWLY-PRO also includes educational content for technical indicators, plus IPO and economic calendars. Portfolio Analytics Review portfolio allocations with a set of analytical tools: • Rebalancing: identify target deviations, estimated adjustment amounts and quantities, exclude selected items, and apply constraints such as no selling or cash-only adjustments. Review projected cash, funding gaps, and remaining deviations before making changes to your simulation. • Historical Backtesting: test hypothetical portfolios with configurable starting capital, benchmark assets, fees, slippage, and scheduled rebalancing. Review equity curves, returns, drawdowns, asset contributions, and the impact of market movement, rebalancing, and costs, with a buy-and-hold reference for comparison. • Scenario Lab: apply asset-level shock and growth assumptions, compare allocation, zero-shock, and stress scenarios, and examine target differences, asset contributions, and shock-by-horizon sensitivity. • Tax Insights: review simulated realized gains, fees, and general tax estimates by date or year, filter asset details, inspect unrealized losses, and export tax-related CSV files. • Strategy Tracker: save target allocations and record account observations, allocation drift, simulated trades, fees, pauses, resumptions, and account reset events. You can save and duplicate parameter sets, compare them with the current draft, inspect differences, create read-only report snapshots, share reports, and review chart values and detailed breakdowns. Simulated Portfolio Create asset positions and record simulated buys and sells with quantity, execution price, and fee settings. Quotes can be used as a reference when entering simulations, and position-percentage shortcuts help with sizing. Review holdings, realized and unrealized profit or loss, cash balance, and transaction history in one unified simulated portfolio. Additional Tools Manage watchlists and favorites, switch between light and dark themes, use App Lock, back up and restore app data, and access the privacy policy from within the app.