APaym vs Zitocard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
APaym
This app facilitates real-time money transfers to various cards, bank accounts, and mobile money services globally. It offers a virtual card for online payments and a professional solution for merchants to accept immediate compensation payments.
- Real-time transfers to Visa, bank accounts, and Mobile Money
- Global payments and withdrawals
- Virtual card for online payments
- Payment links and QR codes
- Merchant payment solution (APAYM Pro)
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La Super App APAYM vous permets en temps réel de : Faire des transferts vers toutes les cartes Visa, compte bancaires et Mobile Money quelque soit votre banque Payer et retirer de l’argent partout dans le monde Carte virtuelle offerte avec un plafond de 2 millions pour vos paiements en ligne partout dans le monde La super app APAYM c’est aussi : - Paiement en temps réel par Visa, Mastercard, Mobile Money grâce au lien de paiement et QR code Visa - APAYM Pro : la solution de paiement à compensation immédiate pour les marchands
Zitocard
This app offers a secure and convenient way to manage prepaid cards, bank accounts, and mobile wallets. It allows users to easily credit their accounts and provides a prepaid Visa/Mastercard for online and in-person purchases, offering the benefits of traditional cards without monthly fees.
- Credit prepaid cards, bank accounts, and mobile wallets
- Create a Zitocard account
- Obtain physical/virtual prepaid Visa/Mastercard
- Use cards for online and in-person purchases
- No monthly fees on prepaid cards
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Zitocard is a secure mobile solution that makes crediting your Prepaid Cards, Bank Accounts, and Mobile Wallets easier. In a few clicks, Create a Zitocard account and enjoy flexibility and security from the comfort of your home with Mobile Money, Cards and more. Get a prepaid VisaMastercard (physical/virtual) payment card for online purchases and payments! Our prepaid cards can be used in all locations where traditional Visa and Mastercards are accepted. Enjoy all the benefits of Visa and Mastercards without any of the burdens of monthly fees
Screenshots
Verdict
The clearest difference is rating: Zitocard at 3.2 against APaym's 2.6. Zitocard also leads on review sentiment (38% vs 15%). APaym's advantage is update cadence (every 11 days vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zitocard holds the better App Store score, 3.2 against 2.6. Both are backed by a comparable volume of ratings — 17 and 18 respectively. Written reviews point the same way: 15% of APaym's written reviews are positive against 38% of Zitocard's.
APaym ships an update every 11 days, Zitocard monthly. Both last shipped on October 24, 2026.
| Parameter | APaym | Zitocard |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (17 ratings) | 3.2 (18 ratings) — better |
| Positive reviews | 14.7% of reviews | 38.5% of reviews — better |
| Number of ratings | 17 | 18 — better |
| Update frequency | Every 11 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 101 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Weblogy | Zito Financial |
Customer experience
APaym
Zitocard
In-app purchases
APaym
No in-app purchases
Zitocard
No in-app purchases
