APaym vs PaySika
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
APaym
This app facilitates real-time money transfers to various cards, bank accounts, and mobile money services globally. It offers a virtual card for online payments and a professional solution for merchants to accept immediate compensation payments.
- Real-time transfers to Visa, bank accounts, and Mobile Money
- Global payments and withdrawals
- Virtual card for online payments
- Payment links and QR codes
- Merchant payment solution (APAYM Pro)
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La Super App APAYM vous permets en temps réel de : Faire des transferts vers toutes les cartes Visa, compte bancaires et Mobile Money quelque soit votre banque Payer et retirer de l’argent partout dans le monde Carte virtuelle offerte avec un plafond de 2 millions pour vos paiements en ligne partout dans le monde La super app APAYM c’est aussi : - Paiement en temps réel par Visa, Mastercard, Mobile Money grâce au lien de paiement et QR code Visa - APAYM Pro : la solution de paiement à compensation immédiate pour les marchands
PaySika
This app provides free virtual and physical debit cards for online and in-store purchases. Easily top up your balance via mobile money, manage multiple cards, and track spending in real-time. Enjoy global payments and ATM withdrawals with no hidden fees.
- Free virtual and physical debit cards
- Mobile money top-ups
- Multiple virtual card creation
- Real-time spending tracking
- Global payments and ATM withdrawals
- Card blocking/unblocking
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PaySika: New Features You'll Love! Free Virtual + Physical Cards: Get both a virtual card for online shopping and a physical card for in-store purchases, all for free! Mobile Money Magic: Top up your PaySika balance instantly using mobile money, right from your phone or at a nearby kiosk. Total Financial Control: Create multiple virtual cards, track your spending in real-time, and easily block/unblock cards for extra security. Global Payments & Withdrawals: Send money, shop online, and withdraw cash at ATMs anywhere in the world, with no hidden fees. Built for You: PaySika listens to your feedback and constantly improves, so you get the best mobile banking experience possible.
Screenshots
Verdict
The clearest difference is review sentiment: PaySika at 58% against APaym's 15%. PaySika also leads on rating (3.6 vs 2.6) and ratings volume (304 vs 17). APaym's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PaySika holds the better App Store score, 3.6 against 2.6. That said, the two scores are not equally well evidenced: PaySika has 304 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 15% of APaym's written reviews are positive against 58% of PaySika's.
APaym ships an update every 11 days, PaySika every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.
| Parameter | APaym | PaySika |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (17 ratings) | 3.6 (304 ratings) — better |
| Positive reviews | 14.7% of reviews | 58.0% of reviews — better |
| Number of ratings | 17 | 304 — better |
| Update frequency | Every 11 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 101 MB | 165 MB |
| Age rating | 4+ | 4+ |
| Developer | Weblogy | PaySika |
Customer experience
APaym
PaySika
Bugs and requests
APaym
Not enough reviews yet to summarise bugs or requests.
PaySika
Reported bugs
10 issues- Mobile money deposits fail or take excessive time
- Card recharge unavailable for extended periods
- Verification status disappears after submission
- App crashes and displays blank screens
- Funds pending indefinitely without resolution
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- Card maintenance issues lasting months
- Transaction declined but money deducted
- App update button non-functional
- Slow app performance and loading times
- Referral rewards not credited to account
Requested features
8 requests- Peer-to-peer transfer functionality
- Ability to withdraw funds back to mobile money
- Support for additional African countries beyond Cameroon
- Manual card number change option
- Faster verification process
Show 3 moreShow fewer
- Referral program fixes
- Better transaction status notifications
- Improved mobile money integration
In-app purchases
APaym
No in-app purchases
PaySika
No in-app purchases
