Comparison

Monefy vs MONIAC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monefy

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

Highlights
  • One-click transaction entry
  • Cross-device synchronization
  • Spending distribution charts
  • Customizable categories
  • Multi-currency support
  • Passcode protection
Currently charting
Read full description

How to track your expenses successfully? We know that it’s easy. You only need to add each expense you do… no more than that! And Monefy is going to help you. Just add new transactions when you are buying a coffee or taking a taxi. It’s done in one click, because you do not need to fill anything except the expense amount. It has never been so quick and enjoyable! Do you own a phone and a tablet? Or you want to track expenses together with your significant other? Monefy fits the best. You can safely synchronize data between devices using your own Google Drive or Dropbox account. Create or change records, add new categories or delete old ones and they will be present on another devices right away! Key features which make tracking enjoyable and powerful: 1. Intuitive and easy to use user interface. No redundancy 2. Add new records extremely fast 3. See your spending distribution on the nice and informative chart or get detailed information from the records list 4. Multi-currency support 5. Manage categories if defaults do not work for you 6. Be safely synchronized using your own Google Drive or Dropbox account 7. Choose the report period 8. Track recurring records easily 9. Passcode protection 10. Multiple accounts support 11. Built-in calculator MONEFY PREMIUM: The app offers an auto-renewing Premium Subscription. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Any prices referenced are in US Dollars (USD). Pricing in other currencies and countries may vary and actual charges may be converted to your local currency depending on the country of residence. Privacy Policy: https://monefy.com/privacy-policy Terms of Service: https://monefy.com/terms-of-service Find more information on our website - https://monefy.com

About

MONIAC

Effortlessly manage your money with this intuitive expense tracking app. Record and categorize spending, sync data across devices, and personalize categories for a clear financial overview. Achieve your financial goals with a user-friendly design.

Highlights
  • Expense tracking
  • Secure data synchronization
  • Customizable categories
  • User-friendly interface
  • Add attachments to records (Premium)
  • Ad-free experience (Premium)
Features
Read full description

Take control of your finances with MONIAC, the all-in-one expense tracking app. With its user-friendly interface and powerful features, MONIAC simplifies the process of managing your money. Key Features: - Track expenses effortlessly:  Record your expenses on the go and categorize them for easy organization. - Secure data synchronisation: Keep all your devices in sync and never lose your data. - Customizable categories: Personalize your expense categories to match your unique financial needs. - User-friendly interface: Navigate through MONIAC effortlessly with its intuitive and sleek design. Whether you're a business professional, a student, or simply looking to manage your personal finances, MONIAC is the perfect tool to stay on top of your expenses. Start tracking your money and achieving your financial goals today. MONIAC Premium: - Add attachments to all types of records: expenses, transfers, top ups, receipts - Get access to Premium features without watchings ads - Support developers, so more features will come Price may vary by location. Subscriptions will be charged to your credit/debit card through your Apple account. Your subscription will automatically renew unless canceled before the end of the current period. Manage your subscriptions in Account Settings after purchase. Check our Terms - https://doc-hosting.flycricket.io/moniac-terms-of-use/ea7f9fa7-51c6-4416-869a-7e18314c6949/terms Note: MONIAC is available in multiple languages for a seamless user experience.

Screenshots

Monefy4 screens
MONIAC4 screens

Verdict

The call

The clearest difference is review sentiment: MONIAC at 100% against Monefy's 64%. MONIAC also leads on ads (none vs shown) and rating (5.0 vs 4.7). Monefy's advantage is ratings volume (6.6K vs 4) and chart position (#124 vs unranked). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monefy sells 4 in-app purchases, starting at $59.99 per year and MONIAC sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MONIAC holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Monefy has 6.6K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 64% of Monefy's written reviews are positive against 100% of MONIAC's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 24, 2026 and June 4, 2026 respectively.

Scorecard5 real differences · 6 level
Monefy versus MONIAC: the parameters behind the verdict, then further details
ParameterMonefyMONIAC
PriceFreeFree
Rating4.7 (6.6K ratings)5.0 (4 ratings) — better
Positive reviews64.1% of reviews100.0% of reviews — better
Number of ratings6.6K — better4
Update frequencyEvery 2 weeksEvery 2 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
Best chart rank#124 — better
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS15.015.0
Further details — not scored
Size54 MB32 MB
Age rating4+4+
DeveloperReflective Technologies ApSOleksandr Orlov

Customer experience

Monefy

All ratings6,638 ratings
Positive93.4%
Neutral2.4%
Negative4.2%
Written reviews1,469 reviews
Positive64.1%
Neutral10.7%
Negative25.3%

MONIAC

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Monefy

Reported bugs

4 issues
  • Randomly deleting or resetting data
  • Balance not updating correctly when using carry over or deposits
  • Categories shuffling positions in chart view
  • Dropbox synchronization issues

Requested features

9 requests
  • Recurring expense/transfer feature
  • Ability to set budgets per category
  • More customization options for categories and icons
  • Improved reporting and analytics
  • Syncing across multiple devices
Show 4 more
  • Export options (e.g. CSV)
  • Calendar view for expenses
  • Ability to hide regular expenses from main view
  • Fortnightly expense tracking view

MONIAC

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Monefy

Subscriptions3
  • Monefy Premium7 Days trial2 variants$59.991 Year
  • Monefy Premium1 Year trial4 variants$59.991 Year
  • Monefy Premium$59.991 Year
One-time1
  • Monefy Pro$2.99
4 purchases

MONIAC

Subscriptions3
  • Weekly Premium Subscription$0.997 Days
  • Monthly Premium Subscription$1.991 Month
  • Annual Premium Subscription$12.991 Year
One-time1
  • Lifetime Premium$24.99

Questions

Is Monefy free?
Monefy is free to download, with in-app purchases available.
Is MONIAC free?
MONIAC is free to download, with in-app purchases available.
Which has better reviews, Monefy or MONIAC?
MONIAC is rated higher. Monefy averages 4.7 out of 5 from 6.6K ratings, while MONIAC averages 5.0 from 4 ratings.
Do Monefy or MONIAC have ads?
Monefy shows ads; MONIAC does not.
Which is updated more often, Monefy or MONIAC?
Monefy ships an update every 2 weeks, and MONIAC every 2 weeks. Most recently, Monefy was updated on September 24, 2026 and MONIAC on June 4, 2026.

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