Spending Tracker vs MONIAC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
MONIAC
Effortlessly manage your money with this intuitive expense tracking app. Record and categorize spending, sync data across devices, and personalize categories for a clear financial overview. Achieve your financial goals with a user-friendly design.
- Expense tracking
- Secure data synchronization
- Customizable categories
- User-friendly interface
- Add attachments to records (Premium)
- Ad-free experience (Premium)
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Take control of your finances with MONIAC, the all-in-one expense tracking app. With its user-friendly interface and powerful features, MONIAC simplifies the process of managing your money. Key Features: - Track expenses effortlessly: Record your expenses on the go and categorize them for easy organization. - Secure data synchronisation: Keep all your devices in sync and never lose your data. - Customizable categories: Personalize your expense categories to match your unique financial needs. - User-friendly interface: Navigate through MONIAC effortlessly with its intuitive and sleek design. Whether you're a business professional, a student, or simply looking to manage your personal finances, MONIAC is the perfect tool to stay on top of your expenses. Start tracking your money and achieving your financial goals today. MONIAC Premium: - Add attachments to all types of records: expenses, transfers, top ups, receipts - Get access to Premium features without watchings ads - Support developers, so more features will come Price may vary by location. Subscriptions will be charged to your credit/debit card through your Apple account. Your subscription will automatically renew unless canceled before the end of the current period. Manage your subscriptions in Account Settings after purchase. Check our Terms - https://doc-hosting.flycricket.io/moniac-terms-of-use/ea7f9fa7-51c6-4416-869a-7e18314c6949/terms Note: MONIAC is available in multiple languages for a seamless user experience.
Screenshots
Verdict
The clearest difference is ads: MONIAC at none against Spending Tracker's shown. MONIAC also leads on update cadence (every 2 weeks vs every 2 months) and rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (19K vs 4) and device support (5 vs 3). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and MONIAC sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
MONIAC holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 100% of MONIAC's.
Spending Tracker ships an update every 2 months, MONIAC every 2 weeks. The most recent releases landed on September 24, 2026 and June 4, 2026 respectively.
| Parameter | Spending Tracker | MONIAC |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 94.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 19K — better | 4 |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPod, Apple Watch |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Oleksandr Orlov |
Customer experience
Spending Tracker
MONIAC
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
MONIAC
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
MONIAC
- Weekly Premium Subscription$0.997 Days
- Monthly Premium Subscription$1.991 Month
- Annual Premium Subscription$12.991 Year
- Lifetime Premium$24.99







