Comparison

Spending Tracker vs MONIAC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

MONIAC

Effortlessly manage your money with this intuitive expense tracking app. Record and categorize spending, sync data across devices, and personalize categories for a clear financial overview. Achieve your financial goals with a user-friendly design.

Highlights
  • Expense tracking
  • Secure data synchronization
  • Customizable categories
  • User-friendly interface
  • Add attachments to records (Premium)
  • Ad-free experience (Premium)
Features
Read full description

Take control of your finances with MONIAC, the all-in-one expense tracking app. With its user-friendly interface and powerful features, MONIAC simplifies the process of managing your money. Key Features: - Track expenses effortlessly:  Record your expenses on the go and categorize them for easy organization. - Secure data synchronisation: Keep all your devices in sync and never lose your data. - Customizable categories: Personalize your expense categories to match your unique financial needs. - User-friendly interface: Navigate through MONIAC effortlessly with its intuitive and sleek design. Whether you're a business professional, a student, or simply looking to manage your personal finances, MONIAC is the perfect tool to stay on top of your expenses. Start tracking your money and achieving your financial goals today. MONIAC Premium: - Add attachments to all types of records: expenses, transfers, top ups, receipts - Get access to Premium features without watchings ads - Support developers, so more features will come Price may vary by location. Subscriptions will be charged to your credit/debit card through your Apple account. Your subscription will automatically renew unless canceled before the end of the current period. Manage your subscriptions in Account Settings after purchase. Check our Terms - https://doc-hosting.flycricket.io/moniac-terms-of-use/ea7f9fa7-51c6-4416-869a-7e18314c6949/terms Note: MONIAC is available in multiple languages for a seamless user experience.

Screenshots

Spending Tracker4 screens
MONIAC4 screens

Verdict

The call

The clearest difference is ads: MONIAC at none against Spending Tracker's shown. MONIAC also leads on update cadence (every 2 weeks vs every 2 months) and rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (19K vs 4) and device support (5 vs 3). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and MONIAC sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MONIAC holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 100% of MONIAC's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, MONIAC every 2 weeks. The most recent releases landed on September 24, 2026 and June 4, 2026 respectively.

Scorecard5 real differences · 5 level
Spending Tracker versus MONIAC: the parameters behind the verdict, then further details
ParameterSpending TrackerMONIAC
PriceFreeFree
Rating4.8 (19K ratings)5.0 (4 ratings) — better
Positive reviews94.6% of reviews100.0% of reviews — better
Number of ratings19K — better4
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPod, Apple Watch
Requires iOS15.515.0 — better
Further details — not scored
Size50 MB32 MB
Age rating4+4+
DeveloperMH Riley LtdOleksandr Orlov

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

MONIAC

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

MONIAC

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
4 purchases

MONIAC

Subscriptions3
  • Weekly Premium Subscription$0.997 Days
  • Monthly Premium Subscription$1.991 Month
  • Annual Premium Subscription$12.991 Year
One-time1
  • Lifetime Premium$24.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is MONIAC free?
MONIAC is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or MONIAC?
MONIAC is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while MONIAC averages 5.0 from 4 ratings.
Do Spending Tracker or MONIAC have ads?
Spending Tracker shows ads; MONIAC does not.
Which is updated more often, Spending Tracker or MONIAC?
Spending Tracker ships an update every 2 months, and MONIAC every 2 weeks. Most recently, Spending Tracker was updated on September 24, 2026 and MONIAC on June 4, 2026.

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