Comparison

SBS Mobile vs Unity Money NZ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SBS Mobile

Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.

Highlights
  • Secure balance checks without login
  • 24/7 access to balances and statements
  • Face ID/Touch ID login
  • View and schedule payments/transfers
  • Transfer money between accounts
  • Securely transfer money to others
  • Manage investments
Features
Read full description

Manage your money on the move with SBS Bank’s range of online banking tools. SBS Bank App With SBS Bank’s mobile app it’s easy to do your banking on the move. The app gives members another way to manage their money easily and safely. Features: • Securely check your balances without logging in. • Check your balances and statements 24/7. • Use Face ID or Touch ID to login easily. • View upcoming payments, transfers and schedule new ones. • Easily transfer money between accounts. • Securely transfer money to other people. • Manage your investments.

About

Unity Money NZ

Manage your finances on the go with this mobile banking app. View balances, make payments, block cards, and set up automatic transactions. Securely message support and receive push notifications for account activity.

Highlights
  • View account balances
  • Make payments and transfers
  • Block and manage debit cards
  • Set up automatic payments
  • Secure messaging with support
  • Push notifications for transactions
Features
Read full description

Helping Kiwis keep track of their money and make payments whenever it suits, with Unity’s Mobile Banking app. There are lots of simple, smart features including view your balance, make payments, block your card and more. To access your everyday banking, you can: • Login with your Access Number and password (please call us if you can’t remember your password or don’t have one yet). • Login using a 4-digit PIN or choose Touch or Face ID.* To manage your everyday banking, you can: • Check your account balances and/or loan balances. • Transfer money between your accounts. • Make payments and view your transaction history. • Set up and manage your automatic payments. • Share account details and payment confirmation to your payees. • Opt-in for push notifications to keep you up to date when money goes into or out of your account. • Message us securely when you need to. To manage your card, you can: • Update your PIN. • Temporarily block your debit card • Turn off/on online and contactless payment options. • Request a new card. To keep your money secure: • Unity’s mobile banking app uses high quality security encryption to keep your personal details safe. • You will be locked out if an incorrect PIN or Touch/Face ID are used repeatedly. (These will also time out with no activity). Unity is a New Zealand based not for profit Credit Union. Unity is proud to be a credit union and not a registered bank.

Screenshots

SBS Mobile4 screens
Unity Money NZ3 screens

Verdict

The call

The clearest difference is update cadence: Unity Money NZ at every 2 months against SBS Mobile's every 4 months. Unity Money NZ also leads on iOS requirement (15.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SBS Mobile ships an update every 4 months, Unity Money NZ every 2 months. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 6 level
SBS Mobile versus Unity Money NZ: the parameters behind the verdict, then further details
ParameterSBS MobileUnity Money NZ
PriceFreeFree
Positive reviews26.5% of reviews33.3% of reviews — better
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size143 MB18 MB
Age rating4+4+
DeveloperSBS BankUnity Credit Union

Customer experience

SBS Mobile

Written reviews34 reviews
Positive26.5%
Neutral17.6%
Negative55.9%

Unity Money NZ

Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

In-app purchases

None

SBS Mobile

No in-app purchases

None

Unity Money NZ

No in-app purchases

Questions

Is SBS Mobile free?
SBS Mobile is free to download, with no in-app purchases.
Is Unity Money NZ free?
Unity Money NZ is free to download, with no in-app purchases.
Do SBS Mobile or Unity Money NZ have ads?
Neither SBS Mobile nor Unity Money NZ shows ads.
Which is updated more often, SBS Mobile or Unity Money NZ?
SBS Mobile ships an update every 4 months, and Unity Money NZ every 2 months. Most recently, SBS Mobile was updated on October 7, 2026 and Unity Money NZ on October 5, 2026.

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