SBS Mobile vs Unity Money NZ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBS Mobile
Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.
- Secure balance checks without login
- 24/7 access to balances and statements
- Face ID/Touch ID login
- View and schedule payments/transfers
- Transfer money between accounts
- Securely transfer money to others
- Manage investments
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Manage your money on the move with SBS Bank’s range of online banking tools. SBS Bank App With SBS Bank’s mobile app it’s easy to do your banking on the move. The app gives members another way to manage their money easily and safely. Features: • Securely check your balances without logging in. • Check your balances and statements 24/7. • Use Face ID or Touch ID to login easily. • View upcoming payments, transfers and schedule new ones. • Easily transfer money between accounts. • Securely transfer money to other people. • Manage your investments.
Unity Money NZ
Manage your finances on the go with this mobile banking app. View balances, make payments, block cards, and set up automatic transactions. Securely message support and receive push notifications for account activity.
- View account balances
- Make payments and transfers
- Block and manage debit cards
- Set up automatic payments
- Secure messaging with support
- Push notifications for transactions
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Helping Kiwis keep track of their money and make payments whenever it suits, with Unity’s Mobile Banking app. There are lots of simple, smart features including view your balance, make payments, block your card and more. To access your everyday banking, you can: • Login with your Access Number and password (please call us if you can’t remember your password or don’t have one yet). • Login using a 4-digit PIN or choose Touch or Face ID.* To manage your everyday banking, you can: • Check your account balances and/or loan balances. • Transfer money between your accounts. • Make payments and view your transaction history. • Set up and manage your automatic payments. • Share account details and payment confirmation to your payees. • Opt-in for push notifications to keep you up to date when money goes into or out of your account. • Message us securely when you need to. To manage your card, you can: • Update your PIN. • Temporarily block your debit card • Turn off/on online and contactless payment options. • Request a new card. To keep your money secure: • Unity’s mobile banking app uses high quality security encryption to keep your personal details safe. • You will be locked out if an incorrect PIN or Touch/Face ID are used repeatedly. (These will also time out with no activity). Unity is a New Zealand based not for profit Credit Union. Unity is proud to be a credit union and not a registered bank.
Screenshots
Verdict
The clearest difference is update cadence: Unity Money NZ at every 2 months against SBS Mobile's every 4 months. Unity Money NZ also leads on iOS requirement (15.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SBS Mobile ships an update every 4 months, Unity Money NZ every 2 months. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.
| Parameter | SBS Mobile | Unity Money NZ |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 26.5% of reviews | 33.3% of reviews — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 143 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | SBS Bank | Unity Credit Union |
Customer experience
SBS Mobile
Unity Money NZ
In-app purchases
SBS Mobile
No in-app purchases
Unity Money NZ
No in-app purchases







