简理财VIP vs 挖财基米
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
简理财VIP
This app offers a premium membership for enhanced investment experiences and expanded wealth options. It provides "smart" investment tools and multiple valuable services to facilitate a smoother investment journey. Explore new features and investment products designed for better financial management.
- VIP membership for exclusive services
- Smart investment tools
- Low-risk fund portfolio
- Stock fund portfolio for market outperformance
- Enhanced investment experience
- Expanded wealth options
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简理财升级啦！特推出VIP会员尊享身份只为更好的服务于您，这也将为您带来更好的投资体验和更多的财富选择！ 【VIP会员服务】 开启你的”智慧“投资 多重超值服务，让投资更加从容！想了解更多新功能，可关注简理财/拾年宝服务中心查看～ 【明星产品】 一、拾年宝：与持牌机构奕丰金融基金合作的低风险基金组合 二、满仓宝：致力于在长期持有的过程中跑赢大盘，从股市中获利的股基组合 【关于我们】 官方微信公众号：jianlicai888 官方客服电话：010-64196199 如果您喜欢简理财，请在应用商店留下您的小星星和评论，您的支持是我们进步的动力！
挖财基米
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挖财基米是挖财基金旗下的基金理财投资平台，提供包括现金理财服务在内的互联网基金理财服务。平台的基金理财产品具有产品多、交易快、服务好、申购费率低的特点。对接的基金受证监会严格监管，资金流向受监管银行全程监督。 【安全保证】 1. 挖财基金是证监会核准的基金销售机构，投资者在平台的投资受《证券投资基金法》和《证券投资基金销售管理办法》法律规制。 2. 挖财基金销售的基金产品受证监会监管，基金产品管理人受证监会监管，资金往来受监督银行监管，挖财基金不可触碰投资人资金。 *中国证监会的核准并不代表中国证监会对该基金的风险和收益做出实质性判断、推荐或者保证。 【贴心服务】 1.操作简洁，挖财基米平台操作简单；生息宝产品随存随取，0门槛0手续费。 2.生息宝快速取现快速到账。 【联系挖财基米】 客服电话: 021-50810673(周一至周五 9:00--18:00) 投资有风险 入市需谨慎。
Screenshots
Verdict
The clearest difference is ads: 挖财基米 at none against 简理财VIP's shown. 简理财VIP's advantage is iOS requirement (9.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
简理财VIP ships an update every 2 months, 挖财基米 every 3 months. Both last shipped on October 24, 2026.
| Parameter | 简理财VIP | 挖财基米 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (21 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 48 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Beijing to Gold Investment Fund Management Co., Ltd. | 上海挖财基金销售有限公司 |
In-app purchases
简理财VIP
No in-app purchases
挖财基米
No in-app purchases
