Comparison

众禄基金 vs 挖财基米

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

众禄基金

This platform offers a comprehensive suite of financial services, including access to a vast public fund supermarket, personalized fund portfolio construction, and customized high-end FOF products. It provides professional financial products, services, and solutions for individual and institutional investors, backed by extensive research and practical experience.

Highlights
  • Public fund supermarket with over 7000 funds
  • Fund portfolio construction for various risk levels
  • Customized high-end FOF products for high-net-worth clients
  • Cash management with 24/7 withdrawal
  • Professional financial content and market analysis
  • Asset allocation research and services
Features
Read full description

众禄基金,是证监会核准的首批独立基金销售机构,也是首家以独立基金销售机构为主体的挂牌公司(证券代码:834540),已为数百万个人及机构投资者提供专业的金融产品、服务及方案。 【专注资产配置】 2006年创建中国首家资产配置研究院——众禄资产配置研究院,并于2018年联合上海交大安泰经济与管理学院完成研究院的全面升级。 【助力稳健收益】 2007年开创“基金组合服务”新品类,助力投资者获取中长期稳健收益,14年历史平均年化收益率10.17%(历史收益不代表未来,投资需谨慎)。 【产品多服务优】 闲钱理财神器:众禄现金宝7x24小时随时取现,最高每日快取7万元,还可随时用于购买基金组合/高端FOF等,突破银行卡限额限制。 公募基金超市:上百家基金公司7000余只基金,费率低至1折起,只需一个众禄账号即可买遍全市场牛基,更有大数据榜单、优选基金等助力您告别“选基困难症”。 基金组合服务:构建不同风险等级的公募基金组合,充分满足投资者在购房买车、子女教育、养老规划等场景下追求中长期稳健收益的投资需求。 定制高端FOF:基于22年的新股投资经验和15年的资产配置本土化研究及实战经验,众禄联合券商、基金公司为高净值客户定制高端FOF产品。 内容丰富专业:众禄为广大投资者提供丰富的行业资讯、市场解读、基金动态、资产配置报告等内容,让投资者实时把握投资机会。 ——更多功能介绍,欢迎直接下载众禄基金App体验。 【联系我们】 客服热线:4006-788-887 微信公众号:众禄基金服务号(zlfund)

About

挖财基米

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挖财基米是挖财基金旗下的基金理财投资平台,提供包括现金理财服务在内的互联网基金理财服务。平台的基金理财产品具有产品多、交易快、服务好、申购费率低的特点。对接的基金受证监会严格监管,资金流向受监管银行全程监督。 【安全保证】 1. 挖财基金是证监会核准的基金销售机构,投资者在平台的投资受《证券投资基金法》和《证券投资基金销售管理办法》法律规制。 2. 挖财基金销售的基金产品受证监会监管,基金产品管理人受证监会监管,资金往来受监督银行监管,挖财基金不可触碰投资人资金。 *中国证监会的核准并不代表中国证监会对该基金的风险和收益做出实质性判断、推荐或者保证。 【贴心服务】 1.操作简洁,挖财基米平台操作简单;生息宝产品随存随取,0门槛0手续费。 2.生息宝快速取现快速到账。 【联系挖财基米】 客服电话: 021-50810673(周一至周五 9:00--18:00) 投资有风险 入市需谨慎。

Screenshots

众禄基金4 screens
挖财基米4 screens

Verdict

The call

The clearest difference is update cadence: 众禄基金 at every 3 weeks against 挖财基米's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

众禄基金 ships an update every 3 weeks, 挖财基米 every 3 months. The most recent releases landed on September 15, 2026 and September 12, 2026 respectively.

Scorecard1 real difference · 7 level
众禄基金 versus 挖财基米: the parameters behind the verdict, then further details
Parameter众禄基金挖财基米
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.09.0
Further details — not scored
Size98 MB25 MB
Age rating17+4+
Developer深圳众禄基金销售有限公司Shanghai Wacai Fund Sales Co., Ltd.

In-app purchases

None

众禄基金

No in-app purchases

None

挖财基米

No in-app purchases

Questions

Is 众禄基金 free?
众禄基金 is free to download, with no in-app purchases.
Is 挖财基米 free?
挖财基米 is free to download, with no in-app purchases.
Do 众禄基金 or 挖财基米 have ads?
Neither 众禄基金 nor 挖财基米 shows ads.
Which is updated more often, 众禄基金 or 挖财基米?
众禄基金 ships an update every 3 weeks, and 挖财基米 every 3 months. Most recently, 众禄基金 was updated on September 15, 2026 and 挖财基米 on September 12, 2026.

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