榕树贷款 vs 度小满金融
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
榕树贷款
This platform offers a secure and efficient way to access financial services for individuals and small businesses. It leverages AI and cloud technology to provide a comprehensive, one-stop solution with transparent fees and a variety of loan products.
- Intelligent financial services
- AI and cloud technology
- Secure and compliant
- Transparent fees
- Diverse loan products
- Convenient application
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榕树贷款,港股上市公司旗下智能金融综合服务平台。 关于榕树:榕树贷款是港股上市公司旗下智能金融综合服务平台,2017年上线,荣获多项荣誉资质认证,持续多年安全稳定运营。依托领先的人工智能、云计算等核心技术优势,聚焦金融行业数智化需求,促进数智金融服务效率提升,为个人用户和小微企业提供安全、高效、智能的一站式金融服务。具有申请便捷、安全合规、息费透明、产品丰富等特点。
度小满金融
This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.
- High loan limits up to 200,000 CNY
- Transparent annual interest rates from 7.2%
- Flexible repayment up to 12 installments
- Secure personal information encryption
- Curated investment products from licensed institutions
- Wide range of insurance products
- 1-on-1 insurance advisor service
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度小满是综合类金融服务平台,面向大众提供互联网信贷服务、优质的基金销售服务和安心的保险服务。度小满持有多种牌照,并与数百家银行,持牌金融机构达成合作,在信贷、理财、保险、支付等领域为用户提供值得信赖的金融服务。资金周转就找度小满! 【度小满 借钱】 度小满利用人工智能和大数据风控技术,为用户提供方便、快捷、安心的借款服务。 产品特点: 1.贷款额度高:最高额度 20万元; 2.息费透明:年化利率7.2%起,借1万元利息一天2元起,年化利率区间7.2%-24%; 3.操作便捷,借还灵活:在线申请,支持多种还款方式,最长可分12期慢慢还; 4.安全借款:个人信息全程加密,为您提供全程保护。 【理财】 甄选持牌金融机构,严格筛选金融产品,覆盖多种金融产品种类,满足不同期限、不同风险偏好的投资需求。 资金安全有保障:领先的研发技术团队,打造严密风控体系。 【保险】 精选保险产品:涵盖重疾险、医疗险、意外险、寿险、年金险、财产险,多方面保障服务; 1V1专属服务:资深保险经纪顾问一对一指导,测需求、做方案、挑产品,全流程贴心服务。 温馨提示: 借贷有风险,选择需谨慎。具体贷款利率、额度、期限以实际审批为准(年化利率区间7.2%-24%),资金来源:重庆度小满小额贷款有限公司及合作金融机构。 理财活动说明: 「新用户登录即享卡券好礼」小满专门为新用户提供了新手大礼包;您还可参与线上活动“解锁财富会员 领现金”,返现超快。活动自即日起至当期活动期满止,具体兑换规则可查询活动详情页面。 保险活动说明: 作为新用户,您有机会参加我们的「新人健康大礼包」活动!在保险页面,轻松点击“立即领取”按钮即可进入活动页面。此次活动为首次开通保险业务用户专属,让您的健康保障更加贴心。 在活动中,您将有机会获得至高88000元的健康保险保障金,一年内涵盖100种大病,让您的健康无忧。每日签到后可参与抽奖,中奖率100%,中奖后最低可增加10元保额,让您的健康保障更加完善。具体奖品信息及活动规则请以页面规则为准。
Screenshots
Verdict
榕树贷款 and 度小满金融 both sit at 4.0 stars, but that hides the real split: 95% of 榕树贷款's written reviews are positive against 64% of 度小满金融's. 榕树贷款 also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
度小满金融 holds the better App Store score, 4.2 against 4.0. Both are backed by a comparable volume of ratings — 33K and 54K respectively. Written reviews complicate that: 95% of 榕树贷款's written reviews are positive against 64% of 度小满金融's, so the app with the better star average is not the one people write more warmly about.
榕树贷款 ships an update every 3 weeks, 度小满金融 fortnightly. Both last shipped on November 6, 2026.
| Parameter | 榕树贷款 | 度小满金融 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (33K ratings) | 4.2 (54K ratings) — better |
| Positive reviews | 95.2% of reviews — better | 64.4% of reviews |
| Number of ratings | 33K | 54K — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 85 MB | 205 MB |
| Age rating | 17+ | 17+ |
| Developer | Shanghai JiaShu Technology Co., Ltd | Chongqing Duxiaoman Information Technology Co.Ltd |
Customer experience
榕树贷款
度小满金融
In-app purchases
榕树贷款
No in-app purchases
度小满金融
No in-app purchases








