Comparison

省呗 vs 度小满金融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

省呗

This app provides fast, low-interest personal loans using AI and big data risk control. Users can apply online 24/7 for credit lines up to 200,000 yuan, with quick disbursement and transparent fees. It prioritizes user data security and offers flexible repayment options.

Highlights
  • AI and big data risk control
  • 24/7 online application
  • Up to 200,000 yuan credit limit
  • Disbursement as fast as 3 minutes
  • Transparent annual interest rates from 5%
  • Flexible repayment up to 12 installments
  • Secure data protection
Features
Read full description

【品牌视觉焕新】 省呗logo更新,将原 “省” 字图标正式升级为 “省呗”,新版APP现已上线!焕新出发,让金融更温暖。 【产品介绍】 省呗成立于2015年,由深圳无域科技技术有限公司开发运营,利用人工智能和大数据风控技术,为用户提供方便、快捷、安全的金融信贷服务,超1.3亿用户选择。 【产品特点】 1、 7*24h线上申请,无需面签,随用随借; 2、放款速度快,审批通过后快至 3 分钟放款,手机借款更便捷; 3、息费透明:综合年化利率(单利)5%起; 4、操作便捷:借还灵活,凭手机号和身份证信息在线申请,可分12期; 5、安全借款:多项安全认证,保护用户个人信息,筑起隐私保护坚实防线。 【新人免息规则】 1、活动时间:即日起-2026年12月31日; 2、活动对象:在活动时间内首次完成注册的用户; 3、活动内容:新人专享最长30天免息优惠券; 注:免息优惠券的具体使用规则以省呗APP内展示规则为准。 【温馨提示】 1、贷款额度、放款时间、适用利率等均以实际审批结果及合同约定为准。 2、借贷有风险,借款需谨慎。请您根据自身实际需求及还款能力合理规划借款,理性消费,按时还款,避免逾期影响个人信用。 【联系我们】 官方微信公众号:省呗官方 客服中心:您可通过微信公众号 “小省在线” 咨询相关问题,客服将为您提供专业解答。 客服电话:400-000-1564

About

度小满金融

This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.

Highlights
  • High loan limits up to 200,000 CNY
  • Transparent annual interest rates from 7.2%
  • Flexible repayment up to 12 installments
  • Secure personal information encryption
  • Curated investment products from licensed institutions
  • Wide range of insurance products
  • 1-on-1 insurance advisor service
Features
Read full description

度小满是综合类金融服务平台,面向大众提供互联网信贷服务、优质的基金销售服务和安心的保险服务。度小满持有多种牌照,并与数百家银行,持牌金融机构达成合作,在信贷、理财、保险、支付等领域为用户提供值得信赖的金融服务。资金周转就找度小满! 【度小满 借钱】 度小满利用人工智能和大数据风控技术,为用户提供方便、快捷、安心的借款服务。 产品特点: 1.贷款额度高:最高额度 20万元; 2.息费透明:年化利率7.2%起,借1万元利息一天2元起,年化利率区间7.2%-24%; 3.操作便捷,借还灵活:在线申请,支持多种还款方式,最长可分12期慢慢还; 4.安全借款:个人信息全程加密,为您提供全程保护。 【理财】 甄选持牌金融机构,严格筛选金融产品,覆盖多种金融产品种类,满足不同期限、不同风险偏好的投资需求。 资金安全有保障:领先的研发技术团队,打造严密风控体系。 【保险】 精选保险产品:涵盖重疾险、医疗险、意外险、寿险、年金险、财产险,多方面保障服务; 1V1专属服务:资深保险经纪顾问一对一指导,测需求、做方案、挑产品,全流程贴心服务。 温馨提示: 借贷有风险,选择需谨慎。具体贷款利率、额度、期限以实际审批为准(年化利率区间7.2%-24%),资金来源:重庆度小满小额贷款有限公司及合作金融机构。 理财活动说明: 「新用户登录即享卡券好礼」小满专门为新用户提供了新手大礼包;您还可参与线上活动“解锁财富会员 领现金”,返现超快。活动自即日起至当期活动期满止,具体兑换规则可查询活动详情页面。 保险活动说明: 作为新用户,您有机会参加我们的「新人健康大礼包」活动!在保险页面,轻松点击“立即领取”按钮即可进入活动页面。此次活动为首次开通保险业务用户专属,让您的健康保障更加贴心。 在活动中,您将有机会获得至高88000元的健康保险保障金,一年内涵盖100种大病,让您的健康无忧。每日签到后可参与抽奖,中奖率100%,中奖后最低可增加10元保额,让您的健康保障更加完善。具体奖品信息及活动规则请以页面规则为准。

Screenshots

省呗4 screens
度小满金融4 screens

Verdict

The call

The clearest difference is rating: 度小满金融 at 4.2 against 省呗's 3.4. 度小满金融 also leads on in-app purchases (none vs 10). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 省呗 sells 1 one-off in-app purchase. 度小满金融 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

度小满金融 holds the better App Store score, 4.2 against 3.4. Both are backed by a comparable volume of ratings — 75K and 54K respectively. Written reviews complicate that: 69% of 省呗's written reviews are positive against 64% of 度小满金融's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

省呗 ships an update every 3 weeks, 度小满金融 fortnightly. Both last shipped on October 31, 2026.

Scorecard2 real differences · 8 level
省呗 versus 度小满金融: the parameters behind the verdict, then further details
Parameter省呗度小满金融
PriceFreeFree
Rating3.4 (75K ratings)4.2 (54K ratings) — better
Positive reviews68.8% of reviews — better64.4% of reviews
Number of ratings75K — better54K
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size184 MB204 MB
Age rating17+17+
Developer深圳小禾金融服务管理有限公司Chongqing Duxiaoman Information Technology Co.Ltd

Customer experience

省呗

All ratings28 ratings
Positive28.6%
Neutral0.0%
Negative71.4%
Written reviews32 reviews
Positive68.8%
Neutral0.0%
Negative31.3%

度小满金融

All ratings63 ratings
Positive46.0%
Neutral0.0%
Negative54.0%
Written reviews45 reviews
Positive64.4%
Neutral2.2%
Negative33.3%

In-app purchases

1 purchases

省呗

One-time1
  • 省呗会员半年卡$46.99
None

度小满金融

No in-app purchases

Questions

Is 省呗 free?
省呗 is free to download, with in-app purchases available.
Is 度小满金融 free?
度小满金融 is free to download, with no in-app purchases.
Which has better reviews, 省呗 or 度小满金融?
度小满金融 is rated higher. 省呗 averages 3.4 out of 5 from 75K ratings, while 度小满金融 averages 4.2 from 54K ratings.
Do 省呗 or 度小满金融 have ads?
Neither 省呗 nor 度小满金融 shows ads.
Which is updated more often, 省呗 or 度小满金融?
省呗 ships an update every 3 weeks, and 度小满金融 fortnightly. Most recently, 省呗 was updated on October 31, 2026 and 度小满金融 on October 31, 2026.

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