Comparison

招联金融 vs 度小满金融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

招联金融

This app offers fast and convenient online loan applications using just your ID. Get approved and receive funds in as little as one minute, with loan amounts up to 300,000 yuan. Enjoy flexible repayment options and access a range of smart financial services.

Highlights
  • Online application with ID
  • Fast loan disbursement (as quick as 1 minute)
  • High loan limits (up to 300,000 yuan)
  • Negotiable interest rates and repayment terms
  • Cash loans
  • Installment shopping
Features
Read full description

招联金融:凭身份证等材料在线申请!借款成功后最快1分钟放款!额度最高30万元! 利率高低、额度高低、还款时间都能“商量”,解锁更多「智惠」金融服务! 【平台介绍】 招联金融:由招商银行与中国联通共同组建,持牌消费金融机构。为您提供安全、专业、智能、便捷的现金借贷、分期消费贷款服务。 【产品优势】 1、申请易:线上申请,无抵押 2、速度快:快速放款,现金借款成功后最快1分钟到账 3、额度高:可借金额最高30万元 【产品简介】 ● 现金借贷:招联为您提供专业的消费贷款服务。 ● 分期购物:使用招联金融信用额度,自由选择分期数,先消费、后还款。 ● 展示内容:汇聚更多精彩,「惠」无止境,一「下」就来! 【联系我们】 微信关注“招联金融”官方公众号,为您提供快捷便利服务! 官方网站:www.mucfc.com 【风险提示】 ● 具体页面内容与活动规则以实际页面展示为准 ● 贷款额度、利率、放款时间以实际审批结果为准 ● 招联金融贷款仅可用于消费;请根据个人能力合理贷款,理性消费,避免逾期

About

度小满金融

This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.

Highlights
  • High loan limits up to 200,000 CNY
  • Transparent annual interest rates from 7.2%
  • Flexible repayment up to 12 installments
  • Secure personal information encryption
  • Curated investment products from licensed institutions
  • Wide range of insurance products
  • 1-on-1 insurance advisor service
Features
Read full description

度小满是综合类金融服务平台,面向大众提供互联网信贷服务、优质的基金销售服务和安心的保险服务。度小满持有多种牌照,并与数百家银行,持牌金融机构达成合作,在信贷、理财、保险、支付等领域为用户提供值得信赖的金融服务。资金周转就找度小满! 【度小满 借钱】 度小满利用人工智能和大数据风控技术,为用户提供方便、快捷、安心的借款服务。 产品特点: 1.贷款额度高:最高额度 20万元; 2.息费透明:年化利率7.2%起,借1万元利息一天2元起,年化利率区间7.2%-24%; 3.操作便捷,借还灵活:在线申请,支持多种还款方式,最长可分12期慢慢还; 4.安全借款:个人信息全程加密,为您提供全程保护。 【理财】 甄选持牌金融机构,严格筛选金融产品,覆盖多种金融产品种类,满足不同期限、不同风险偏好的投资需求。 资金安全有保障:领先的研发技术团队,打造严密风控体系。 【保险】 精选保险产品:涵盖重疾险、医疗险、意外险、寿险、年金险、财产险,多方面保障服务; 1V1专属服务:资深保险经纪顾问一对一指导,测需求、做方案、挑产品,全流程贴心服务。 温馨提示: 借贷有风险,选择需谨慎。具体贷款利率、额度、期限以实际审批为准(年化利率区间7.2%-24%),资金来源:重庆度小满小额贷款有限公司及合作金融机构。 理财活动说明: 「新用户登录即享卡券好礼」小满专门为新用户提供了新手大礼包;您还可参与线上活动“解锁财富会员 领现金”,返现超快。活动自即日起至当期活动期满止,具体兑换规则可查询活动详情页面。 保险活动说明: 作为新用户,您有机会参加我们的「新人健康大礼包」活动!在保险页面,轻松点击“立即领取”按钮即可进入活动页面。此次活动为首次开通保险业务用户专属,让您的健康保障更加贴心。 在活动中,您将有机会获得至高88000元的健康保险保障金,一年内涵盖100种大病,让您的健康无忧。每日签到后可参与抽奖,中奖率100%,中奖后最低可增加10元保额,让您的健康保障更加完善。具体奖品信息及活动规则请以页面规则为准。

Screenshots

招联金融4 screens
度小满金融4 screens

Verdict

The call

The clearest difference is rating: 招联金融 at 4.9 against 度小满金融's 4.2. 招联金融 also leads on monetization model (free vs free with in-app purchases) and ratings volume (1.5M vs 54K). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

招联金融 holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: 招联金融 has 1.5M ratings behind it against 54K, so its average is the more settled of the two. Written reviews point the same way: 72% of 招联金融's written reviews are positive against 64% of 度小满金融's.

UpkeepUpdate frequency

招联金融 ships an update every 4 weeks, 度小满金融 fortnightly. Both last shipped on October 28, 2026.

Scorecard3 real differences · 7 level
招联金融 versus 度小满金融: the parameters behind the verdict, then further details
Parameter招联金融度小满金融
PriceFreeFree
Rating4.9 (1.5M ratings) — better4.2 (54K ratings)
Positive reviews71.9% of reviews — better64.4% of reviews
Number of ratings1.5M — better54K
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size132 MB204 MB
Age rating17+17+
Developer招联消费金融股份有限公司Chongqing Duxiaoman Information Technology Co.Ltd

Customer experience

招联金融

All ratings332 ratings
Positive90.4%
Neutral1.8%
Negative7.8%
Written reviews32 reviews
Positive71.9%
Neutral3.1%
Negative25.0%

度小满金融

All ratings63 ratings
Positive46.0%
Neutral0.0%
Negative54.0%
Written reviews45 reviews
Positive64.4%
Neutral2.2%
Negative33.3%

In-app purchases

None

招联金融

No in-app purchases

None

度小满金融

No in-app purchases

Questions

Is 招联金融 free?
招联金融 is free to download, with no in-app purchases.
Is 度小满金融 free?
度小满金融 is free to download, with no in-app purchases.
Which has better reviews, 招联金融 or 度小满金融?
招联金融 is rated higher. 招联金融 averages 4.9 out of 5 from 1.5M ratings, while 度小满金融 averages 4.2 from 54K ratings.
Do 招联金融 or 度小满金融 have ads?
Neither 招联金融 nor 度小满金融 shows ads.
Which is updated more often, 招联金融 or 度小满金融?
招联金融 ships an update every 4 weeks, and 度小满金融 fortnightly. Most recently, 招联金融 was updated on October 28, 2026 and 度小满金融 on October 28, 2026.

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