万达普惠 vs 省呗
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
万达普惠
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万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案，从此资金不愁，快乐逐梦！ 经营贷款、消费贷款，必有一款适合您 贷款申请、审批、提款、归还，一站式解决 最新贷款资讯、优惠活动、服务信息，随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款，无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度，无任何额外费用。 【随用随提】可根据您的实际用款需要，分多次提款，不提款绝不会产生任何费用，敬请放心使用。 【还款灵活】多种还款方式供您选择，轻松还款毫无压力。 【优惠活动】推广期间，优惠活动多多，海量好礼送给您！ 需要更多资讯，请详询客服热线400-668-0000
省呗
This app provides fast, low-interest personal loans using AI and big data risk control. Users can apply online 24/7 for credit lines up to 200,000 yuan, with quick disbursement and transparent fees. It prioritizes user data security and offers flexible repayment options.
- AI and big data risk control
- 24/7 online application
- Up to 200,000 yuan credit limit
- Disbursement as fast as 3 minutes
- Transparent annual interest rates from 5%
- Flexible repayment up to 12 installments
- Secure data protection
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【品牌视觉焕新】 省呗logo更新，将原 “省” 字图标正式升级为 “省呗”，新版APP现已上线！焕新出发，让金融更温暖。 【产品介绍】 省呗成立于2015年，由深圳无域科技技术有限公司开发运营，利用人工智能和大数据风控技术，为用户提供方便、快捷、安全的金融信贷服务，超1.3亿用户选择。 【产品特点】 1、 7*24h线上申请，无需面签，随用随借； 2、放款速度快，审批通过后快至 3 分钟放款，手机借款更便捷； 3、息费透明：综合年化利率（单利）5%起； 4、操作便捷：借还灵活，凭手机号和身份证信息在线申请，可分12期； 5、安全借款：多项安全认证，保护用户个人信息，筑起隐私保护坚实防线。 【新人免息规则】 1、活动时间：即日起-2026年12月31日； 2、活动对象：在活动时间内首次完成注册的用户； 3、活动内容：新人专享最长30天免息优惠券； 注：免息优惠券的具体使用规则以省呗APP内展示规则为准。 【温馨提示】 1、贷款额度、放款时间、适用利率等均以实际审批结果及合同约定为准。 2、借贷有风险，借款需谨慎。请您根据自身实际需求及还款能力合理规划借款，理性消费，按时还款，避免逾期影响个人信用。 【联系我们】 官方微信公众号：省呗官方 客服中心：您可通过微信公众号 “小省在线” 咨询相关问题，客服将为您提供专业解答。 客服电话：400-000-1564
Screenshots
Verdict
The clearest difference is rating: 万达普惠 at 4.7 against 省呗's 3.4. 万达普惠 also leads on in-app purchases (none vs 10) and review sentiment (96% vs 69%). 省呗's advantage is ratings volume (75K vs 15K). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 省呗 sells 1 one-off in-app purchase. 万达普惠 asks for nothing beyond the download.
万达普惠 holds the better App Store score, 4.7 against 3.4. Both are backed by a comparable volume of ratings — 15K and 75K respectively. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 69% of 省呗's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 23, 2026 and September 28, 2026 respectively.
| Parameter | 万达普惠 | 省呗 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (15K ratings) — better | 3.4 (75K ratings) |
| Positive reviews | 95.8% of reviews — better | 68.8% of reviews |
| Number of ratings | 15K | 75K — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 138 MB | 184 MB |
| Age rating | 17+ | 17+ |
| Developer | 上海万达网络金融服务有限公司 | 深圳小禾金融服务管理有限公司 |
Customer experience
万达普惠
省呗
In-app purchases
万达普惠
No in-app purchases
省呗
- 省呗会员半年卡$46.99
