Comparison

Garden Plain State Bank vs Meritrust Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Garden Plain State Bank

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, pay bills, and make deposits. Requires enrollment in online banking.

Highlights
  • Account Information
  • Fund Transfers
  • Bill Pay
  • Person to Person Transfers
  • Mobile Deposit
Features
Read full description

Garden Plain State Bank Mobile Banking is available to all online banking customers. Our app is free to download and allows you to check your balance, view transaction history, transfer funds, pay bills, make person to person money transfers, and make deposits. Data usage rates may apply from your wireless provider. To take advantage of Garden Plain State Bank Mobile Banking you must be currently enrolled in our online banking program. Visit our website at www.gpsbank.com to enroll. Features Included: • Account Information • Transfers • Bill Pay • Person to Person Money Transfers • Mobile Deposit

About

Meritrust Mobile

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

Highlights
  • View account balances and transaction history
  • Pay bills
  • Transfer funds between accounts
  • Deposit checks
  • Locate branches or ATMs
Read full description

Meritrust is dedicated to improving your life and business through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile – Personal and Business Banking. Experience the convenience and security that comes with an app that puts the financial needs of your life and business first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. PERSONAL FEATURES: · View your account balances and transaction history · Use Bill Pay and Pay a Person features · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM BUSINESS FEATURES: · View your business account balances and transaction history · Utilize accounting software integrations and accounting integrations · Access transaction history, statements and documents · Make scheduled transfers and recurring payments · Use Bill Pay and Pay a Person features · Add and edit users and permissions To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how to protect your privacy, please visit: https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy

Screenshots

Garden Plain State Bank4 screens
Meritrust Mobile4 screens

Verdict

The call

The clearest difference is ads: Meritrust Mobile at none against Garden Plain State Bank's shown. Meritrust Mobile also leads on ratings volume (7.9K vs 107) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Garden Plain State Bank against 4.6 for Meritrust Mobile. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.9K ratings behind it against 107, so its average is the more settled of the two.

UpkeepUpdate frequency

Garden Plain State Bank ships an update every 3 months, Meritrust Mobile every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
Garden Plain State Bank versus Meritrust Mobile: the parameters behind the verdict, then further details
ParameterGarden Plain State BankMeritrust Mobile
PriceFreeFree
Rating4.7 (107 ratings) — better4.6 (7.9K ratings)
Positive reviews—16.0% of reviews
Number of ratings1077.9K — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size99 MB19 MB
Age rating4+4+
DeveloperGarden Plain State BankMeritrust Credit Union

Customer experience

Garden Plain State Bank

All ratings104 ratings
Positive92.3%
Neutral4.8%
Negative2.9%

Meritrust Mobile

All ratings7,800 ratings
Positive89.9%
Neutral2.9%
Negative7.2%
Written reviews125 reviews
Positive16.0%
Neutral9.6%
Negative74.4%

Bugs and requests

Garden Plain State Bank

Not enough reviews yet to summarise bugs or requests.

Meritrust Mobile

Reported bugs

3 issues
  • Scheduled payments not processing correctly
  • Incorrect account balance information
  • Login issues and inability to access accounts

Requested features

3 requests
  • Bring back quick balance widget
  • Improve transaction search and filtering
  • Add support for landscape mode on tablets

In-app purchases

None

Garden Plain State Bank

No in-app purchases

None

Meritrust Mobile

No in-app purchases

Questions

Is Garden Plain State Bank free?
Garden Plain State Bank is free to download, with no in-app purchases.
Is Meritrust Mobile free?
Meritrust Mobile is free to download, with no in-app purchases.
Which has better reviews, Garden Plain State Bank or Meritrust Mobile?
Garden Plain State Bank is rated higher. Garden Plain State Bank averages 4.7 out of 5 from 107 ratings, while Meritrust Mobile averages 4.6 from 7.9K ratings.
Do Garden Plain State Bank or Meritrust Mobile have ads?
Garden Plain State Bank shows ads; Meritrust Mobile does not.
Which is updated more often, Garden Plain State Bank or Meritrust Mobile?
Garden Plain State Bank ships an update every 3 months, and Meritrust Mobile every 2 months. Most recently, Garden Plain State Bank was updated on October 24, 2026 and Meritrust Mobile on October 29, 2026.

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