Comparison

Openbank | Online Banking vs REDTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Openbank | Online Banking

Manage your bank accounts securely and intuitively. Make contactless payments, send money instantly, and control your cards with advanced security features. Access investment tools, manage receipts digitally, and enjoy exclusive promotions.

Highlights
  • Contactless mobile payments
  • Instant money transfers (Bizum)
  • Biometric login (fingerprint, Face ID)
  • Card control (location, usage)
  • Digital receipt management
  • Investment tools (funds, robo-advisor)
  • Financial aggregation
Features
Read full description

An app for you … for everything. Get everything you want from a bank in one fast, easy and secure app. Pay, send money, invest, save and keep on top of everything with zero hassle. Plus, there’s always a dedicated team on hand to help. Download the app today! Everyday banking, made easier • Send and receive money instantly with Bizum. • Send domestic and international transfers in just a few taps. • Customise your home screen with shortcuts to your most-used features. • Set up your direct debits with a photo of your bills. • Track your spending by category and month. Greater security, for real peace of mind • Log in in seconds with fingerprint or face recognition. • Turn your cards on or off whenever you want. • Get notifications for every transaction, or just the ones you choose. • Add your phone as a trusted device and verify payments instantly with fingerprint or face recognition. • Turn on discreet mode whenever you need a little more privacy. Real people on hand to give real help • Get in touch with us by chat, email or phone. • Call us free of charge 24/7 with help in your language. Your cards, your rules • Check your PIN, CVV and card details in seconds. • Change your limits to suit you. • Activate new cards instantly. • Add your card to Apple Pay/Google Pay for faster mobile payments. Transfers made easy with Bizum • Send instant fee-free transfers to your phone contacts. No bank details needed, no fuss. • Save your favourite contacts for faster Bizum payments. • Make quick, easy and secure online payments. Your loans, zero hassle • Apply for your personal loan on the app with no paperwork. • Enjoy a clear, fully digital process from start to finish. Your investments at your fingertips • Track your money in real time and manage your portfolio wherever you are. • Invest in cryptocurrencies (Bitcoin, Ethereum, Solana, Polygon and more) directly in the app. • Buy and sell shares on domestic and international markets or invest in over 3,000 funds. • Set up regular contributions and stay on track – zero effort needed. • Transfer your funds and pension plans from other banks with ease. • Start investing with “Build your portfolio” or let our experts manage it for you with “We invest for you”. All that and more, in your back pocket Download the Openbank app and stay on top of your money wherever you are. For you. For everything.

About

REDTracker

Features
Read full description

Red-Tracker ist dein privater Schulden-Tracker im Premium Dark Design. FEATURES: • Personen verwalten – wer schuldet dir was? • Meine Schulden – was schuldest du anderen? • Transaktionen erfassen: Geliehen & Zurückgezahlt • Automatische Saldo-Berechnung pro Person • Smart-Import: Text oder CSV aus der Zwischenablage einfügen • A-Z Schnellnavigation & Live-Suche • PIN-Schutz & Fingerabdruck/Face ID • Cloud-Backup: Automatische Sicherung um 03:00 Uhr • Backup & Restore über die Cloud • Komplett offline nutzbar SICHERHEIT: Deine Daten bleiben lokal auf deinem Gerät. Das optionale Cloud-Backup ist verschlüsselt. Keine Werbung, kein Tracking. Entwickelt von KevHEX-Design.

Screenshots

Openbank | Online Banking4 screens
REDTracker4 screens

Verdict

The call

The clearest difference is ads: REDTracker at none against Openbank | Online Banking's shown. REDTracker also leads on update cadence (every 5 days vs monthly). Openbank | Online Banking's advantage is iOS requirement (15.0 vs 18.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Openbank | Online Banking ships an update monthly, REDTracker every 5 days. The most recent releases landed on October 26, 2026 and October 10, 2026 respectively.

Scorecard3 real differences · 7 level
Openbank | Online Banking versus REDTracker: the parameters behind the verdict, then further details
ParameterOpenbank | Online BankingREDTracker
PriceFreeFree
Rating3.9 (128 ratings) — better—
Positive reviews45.7% of reviews—
Number of ratings128 — better—
Update frequencyMonthlyEvery 5 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.6
Further details — not scored
Size676 MB4 MB
Age rating4+4+
DeveloperOPENBANK S.A.Kevin Bartle

Bugs and requests

Openbank | Online Banking

Reported bugs

21 issues
  • App crashes on launch after updates
  • Infinite loading loop after Face ID login
  • Cannot log in with updated app versions
  • Spinning key icon preventing account access
  • SMS verification codes not arriving
Show 16 more
  • Notifications not triggering properly
  • Balance not updating in real-time
  • Duplicate transaction entries
  • Bizum disconnecting before final confirmation
  • App closing during payment PIN entry
  • Incompatibility with iOS 18.1.1 and newer
  • Login format validation errors
  • App not working in isolation mode
  • Device registration issues after phone change
  • Hidden balance setting not persisting
  • Notification badge showing incorrect count
  • Slow screen loading after UI redesign
  • App not working with VPN enabled
  • Transaction search returning too many results
  • Deposit contract process not completing
  • Promo pop-up cannot be disabled

Requested features

20 requests
  • Mark all notifications as read option
  • Unread notifications filter
  • Dark mode implementation
  • Apple Pay and contactless payment support
  • Bill payment with barcode scanning
Show 15 more
  • Transaction search functionality
  • Favorite contacts for Bizum
  • Apple Watch app support
  • iMessage money transfer
  • 3D Touch shortcuts
  • International transfers from app
  • Widget for account information
  • Ability to hide unused products from dashboard
  • Push notifications for Bizum
  • Automatic notification deletion
  • Language support for English in Portugal
  • Catalan language support
  • Better Bizum contact loading
  • Account status notifications
  • Document upload status feedback

REDTracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Openbank | Online Banking

No in-app purchases

None

REDTracker

No in-app purchases

Questions

Is Openbank | Online Banking free?
Openbank | Online Banking is free to download, with no in-app purchases.
Is REDTracker free?
REDTracker is free to download, with no in-app purchases.
Do Openbank | Online Banking or REDTracker have ads?
Openbank | Online Banking shows ads; REDTracker does not.
Which is updated more often, Openbank | Online Banking or REDTracker?
Openbank | Online Banking ships an update monthly, and REDTracker every 5 days. Most recently, Openbank | Online Banking was updated on October 26, 2026 and REDTracker on October 10, 2026.

Other comparisons