Vault vs TiC Life

Vault is a global money app that allows you to instantly transfer and exchange currency to and from your account in real time with no stress, no hassle and no hidden charges. With the multi-currency deVere Vault Prepaid Mastercard®, you can spend money online, in store or at any ATM locations across the globe that has the Mastercard® acceptance mark. Designed to fit around your busy schedule, Vault gives you full control of your own finances in the palm of your hand. Our Goals We want to implement greater transparency within the banking world by providing a secure, seamless experience that facilitates your currency exchange with no hidden fees. Features Create an account in five settlement currencies: GBP, USD, EUR, CHF, PLN. Transfer money between accounts instantly and for free anywhere in the world. Transfer and store in a further 22 currencies Top up your wallet by bank transfer, or instantly via debit card. Instant Vault-2-Vault transfers between users. Receive money from third-party bank accounts. Add up to 3 Companion Cards for family and friends under the primary Vault user account. See the exact exchange rate before committing to a conversion. Set up dynamic FX rate alerts to exchange at the optimum time. Get real-time notifications after every transaction. Enable and disable contactless/magstripe/online transactions or ATM withdrawals in app. Turn payments on and off when you're abroad. Get rewarded for recommending Vault to family and friends. Secure touch/face ID login Experience instant live chat support Freeze and unfreeze your card on the go deVere Vault Prepaid Mastercard® The deVere Vault Prepaid Mastercard® is a multi-currency card that can be ordered from the app at the touch of a button. The card can then be used online, in store and at any ATM locations across the globe that have the Mastercard® Acceptance Mark. Security Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Card Transactions All Vault Card transactions are processed by a Mastercard® Certified processor which has attained the necessary PCI DSS (Payment Card Industry Data Security Standard) Level 1 accreditations required. Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Instant Vault allows you to instantly load and convert money in up to 27 currencies. Whether you need to send money to friends, pay bills overseas or just want to save money on currency exchange, our user-friendly app is the only travel companion you need. Currency Create and fund your account in five major currencies: GBP, USD, EUR, CHF and PLN, with the option to exchange, spend and store in a further 22 currencies. Make transactions and purchases anywhere in the world, with the deVere Vault Prepaid Mastercard®. Freedom We eliminate hidden banking fees by always showing you the exact conversion rate before you commit to an exchange. Vault users have complete control over every aspect of their account, meaning payments are secure and can be made anywhere Mastercard® is accepted.

Use TiC as your main spending account, because with us you can spend your money twice. Earn TiC tokens with every purchase you make and buy your desired lifestyle rewards with collected tokens. No tricks, no hassles, just rewards plus full overview and control over your expenses. All you need is your smartphone, ID document and 5 minutes of your time to have your account up and running so you can start enjoying the TiC life. Experience what TiC has to offer, today: Send money requests – Want to split the bill? Within the TiC app you can send money requests to other TiC accounts in just a matter of seconds, discreetly and without any hassle. Once they confirm your request the money will instantly be back on your TiC account. Make Transfers – Money transfers to other accounts can be time-consuming and costly, depending on the amount and where you want to send the money. TiC app allows you to send money real-time to your friends or family where ever they are in the world as well as manage regular transfers to other bank accounts. Collect TiC Tokens – For every purchase you make, you will earn TiC tokens that will be gathered safely in your TiC app and can later be exchanged for TiC rewards. This enables you to spend your money twice – once when you buy something and later when you exchange your TiC tokens for the rewards of your choice. Be in control – You will always be 100% in charge of your money as well as your TiC card. Through the app you can easily control how your card behaves – set limits, activate or deactivate your card. As safe as it gets - Instant transaction notifications, 2-factor authentication and secure disposable digital cards for online payments. You can sleep tight at night that your money is safe with TiC. Get TiC Rewards – TiC offers a variety of exclusive services and products as rewards for your TiC Points. All TiC rewards are carefully selected to cater to different lifestyles and needs. TiC Lifestyle Plans - Depending on how actively you spend, TiC has three different plans for different lifestyles. Travel light - All you need to travel the world is the TiC app and the global payment card in your pocket that you can use wherever you are in the world.