Comparison

Vault vs Altery

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

Highlights
  • Instant currency exchange
  • Multi-currency prepaid Mastercard
  • Free global money transfers
  • Real-time transaction notifications
  • Dynamic FX rate alerts
  • Companion cards for family
  • Secure touch/face ID login
Read full description

Vault is a global money app that allows you to instantly transfer and exchange currency to and from your account in real time with no stress, no hassle and no hidden charges. With the multi-currency deVere Vault Prepaid Mastercard®, you can spend money online, in store or at any ATM locations across the globe that has the Mastercard® acceptance mark. Designed to fit around your busy schedule, Vault gives you full control of your own finances in the palm of your hand. Our Goals We want to implement greater transparency within the banking world by providing a secure, seamless experience that facilitates your currency exchange with no hidden fees. Features Create an account in five settlement currencies: GBP, USD, EUR, CHF, PLN. Transfer money between accounts instantly and for free anywhere in the world. Transfer and store in a further 22 currencies Top up your wallet by bank transfer, or instantly via debit card. Instant Vault-2-Vault transfers between users. Receive money from third-party bank accounts. Add up to 3 Companion Cards for family and friends under the primary Vault user account. See the exact exchange rate before committing to a conversion. Set up dynamic FX rate alerts to exchange at the optimum time. Get real-time notifications after every transaction. Enable and disable contactless/magstripe/online transactions or ATM withdrawals in app. Turn payments on and off when you're abroad. Get rewarded for recommending Vault to family and friends. Secure touch/face ID login Experience instant live chat support Freeze and unfreeze your card on the go deVere Vault Prepaid Mastercard® The deVere Vault Prepaid Mastercard® is a multi-currency card that can be ordered from the app at the touch of a button. The card can then be used online, in store and at any ATM locations across the globe that have the Mastercard® Acceptance Mark. Security Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Card Transactions All Vault Card transactions are processed by a Mastercard® Certified processor which has attained the necessary PCI DSS (Payment Card Industry Data Security Standard) Level 1 accreditations required. Secure Account As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank. Instant Vault allows you to instantly load and convert money in up to 27 currencies. Whether you need to send money to friends, pay bills overseas or just want to save money on currency exchange, our user-friendly app is the only travel companion you need. Currency Create and fund your account in five major currencies: GBP, USD, EUR, CHF and PLN, with the option to exchange, spend and store in a further 22 currencies. Make transactions and purchases anywhere in the world, with the deVere Vault Prepaid Mastercard®. Freedom We eliminate hidden banking fees by always showing you the exact conversion rate before you commit to an exchange. Vault users have complete control over every aspect of their account, meaning payments are secure and can be made anywhere Mastercard® is accepted.

About

Altery

Manage your finances globally with this app designed for online sellers, freelancers, and digital nomads. Receive, send, spend, and convert money across borders with support for multiple currencies. Track transactions and enjoy competitive fees.

Highlights
  • Global money transfers
  • Multi-currency support
  • Digital debit card
  • Smart transaction dashboard
  • Secure financial solution
  • Competitive fees
Features
Read full description

Enjoy financial products that are tailored for digital business, as Altery was created for online sellers, freelancers, affiliate marketers, content creators, developers and other digital experts to support their nomadic and global lifestyle. Receive, send, spend and convert money regardless of geographical borders. Altery supports all popular currencies (GBP, USD and EUR), plus more local currencies to come. - Open the e-wallet in a matter of minutes. - Receive your own personal IBAN to collect payments from customers and clients all over the world. - Order a digital debit card for spending worldwide (only available for EU residents). - Send cross-border payments to your friends and family, pay for goods and service or settle with your contractors and partners with ease. - Follow up and track your transactions with the Altery smart dashboard. - Feel safe with fully secure financial solution - Get help from our support team - Save your money with competitive fees that do not include any maintenance or inactivity fees.

Screenshots

Vault4 screens
Altery4 screens

Verdict

The call

The clearest difference is ads: Vault at none against Altery's shown. Vault also leads on monetization model (free vs ad-supported). Altery's advantage is review sentiment (65% vs 52%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Altery holds the better App Store score, 3.3 against 3.1. Both are backed by a comparable volume of ratings — 17 and 7 respectively. Written reviews point the same way: 52% of Vault's written reviews are positive against 65% of Altery's.

UpkeepUpdate frequency

Vault ships an update every 3 weeks, Altery every 2 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Vault versus Altery: the parameters behind the verdict, then further details
ParameterVaultAltery
PriceFreeFree
Rating3.1 (17 ratings)3.3 (7 ratings) — better
Positive reviews52.3% of reviews64.7% of reviews — better
Number of ratings17 — better7
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size110 MB183 MB
Age rating4+17+
DeveloperDEVERE GROUP LIMITEDALTERY LTD

Customer experience

Vault

All ratings17 ratings
Positive52.9%
Neutral5.9%
Negative41.2%
Written reviews44 reviews
Positive52.3%
Neutral0.0%
Negative47.7%

Altery

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews17 reviews
Positive64.7%
Neutral0.0%
Negative35.3%

In-app purchases

None

Vault

No in-app purchases

None

Altery

No in-app purchases

Questions

Is Vault free?
Vault is free to download, with no in-app purchases.
Is Altery free?
Altery is free to download, with no in-app purchases.
Which has better reviews, Vault or Altery?
Altery is rated higher. Vault averages 3.1 out of 5 from 17 ratings, while Altery averages 3.3 from 7 ratings.
Do Vault or Altery have ads?
Altery shows ads; Vault does not.
Which is updated more often, Vault or Altery?
Vault ships an update every 3 weeks, and Altery every 2 weeks. Most recently, Vault was updated on November 6, 2026 and Altery on November 7, 2026.

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