Comparison

Algbra vs Altery

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Algbra

Manage your money ethically with a platform that prioritizes people and the planet. Open an account, save with competitive returns, and support causes you care about, all while tracking your environmental impact.

Highlights
  • Ethical savings with competitive returns
  • Multi-currency accounts and transfers
  • Borderless UK accounts
  • Donate to charities directly
  • Track and offset carbon footprint
  • Contactless and virtual debit cards
Features
Read full description

Algbra is the ethical finance platform designed to help you spend, save, and manage money in a way that puts people and the planet first. Open an account with ease, manage multiple currencies, grow your savings, and support causes that matter, all from within one app. Finance, made for humans. Your money should work for you without compromising your values. When we hold your money, we ensure that it’s protected from harmful industries such as arms, tobacco, fossil fuels, and gambling, helping to create a more responsible financial system. Ethical Saver Cubes Grow your savings while helping to support sustainable development globally. Create dedicated saving goals and earn competitive fixed returns in just a few taps. • Competitive returns • Choose fixed terms that suit you • Create multiple saving goals • FSCS protection up to £120,000 (T&Cs apply) • Sharia-compliant and Ethical One app. Multiple currencies Hold, send, receive, and convert money across currencies without juggling multiple apps. • Hold multiple currencies in one place • Send money to 20+ countries • Convert currencies with clear, competitive exchange rates Borderless accounts Open a UK account from wherever you call home. • Get an Algbra account with IBANs for GBP, USD, EUR and other supported currencies • Make international transfers • Enhanced fee-free allowances • Spend abroad with ease Algbra’s Borderless Account allows eligible customers to access UK financial services globally, making it easier to manage money internationally. T&Cs apply. Donate with a tap Support the causes that matter to you directly from the app. With Algbra Donations, you can make a difference in seconds. • Donate to trusted charities • Set up recurring or one-off donations 100% of your donation goes directly to the charity. Planet impact tracking Discover how your spending impacts the planet. Track your estimated carbon footprint and offset your impact to take meaningful steps towards a more sustainable world. Everything else you'd expect • Fast signup, no credit score impact • Contactless & virtual debit cards • Add to Apple Wallet • Instant top-ups via Open Banking • Spending analytics • Secure Biometric login (Face ID & fingerprint) Algbra FS UK Limited is authorised as an Electronic Money Institution by the UK Financial Conduct Authority (FCA) (FRN: 952360). Algbra FS UK Limited is registered in England and Wales (Company No. 12629086). Funds held in your Ethical Saver Cubes are protected by the FSCS up to £120,000. T&Cs apply. The Algbra card is issued pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. IMPORTANT: This content is provided for informational purposes only and is not intended as marketing or solicitation in jurisdictions where we are not licensed or authorised to operate.

About

Altery

Manage your finances for a global digital business. Send, receive, spend, and convert money across borders with support for multiple currencies. Features include a digital wallet, personal IBAN, and a smart transaction dashboard.

Highlights
  • Digital wallet
  • Personal IBAN for payments
  • Cross-border money transfers
  • Currency conversion
  • Smart transaction dashboard
  • Digital debit card (EU residents)
Features
Read full description

Enjoy financial products that are tailored for digital business, as Altery was created for online sellers, freelancers, affiliate marketers, content creators, developers and other digital experts to support their nomadic and global lifestyle. Receive, send, spend and convert money regardless of geographical borders. Altery supports all popular currencies (GBP, USD and EUR), plus more local currencies to come. - Open the e-wallet in a matter of minutes. - Receive your own personal IBAN to collect payments from customers and clients all over the world. - Order a digital debit card for spending worldwide (only available for EU residents). - Send cross-border payments to your friends and family, pay for goods and service or settle with your contractors and partners with ease. - Follow up and track your transactions with the Altery smart dashboard. - Feel safe with fully secure financial solution - Get help from our support team - Save your money with competitive fees that do not include any maintenance or inactivity fees.

Screenshots

Algbra4 screens
Altery4 screens

Verdict

The call

The clearest difference is rating: Algbra at 5.0 against Altery's 3.0. Algbra also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Algbra holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 19 and 6 respectively. Written reviews complicate that: 55% of Algbra's written reviews are positive against 63% of Altery's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Algbra ships an update fortnightly, Altery every 10 days. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
Algbra versus Altery: the parameters behind the verdict, then further details
ParameterAlgbraAltery
PriceFreeFree
Rating5.0 (19 ratings) — better3.0 (6 ratings)
Positive reviews55.0% of reviews62.5% of reviews — better
Number of ratings19 — better6
Update frequencyFortnightlyEvery 10 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size134 MB183 MB
Age rating4+17+
DeveloperAlgbra FS UK LimitedALTERY LTD

Customer experience

Algbra

All ratings19 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews80 reviews
Positive55.0%
Neutral5.0%
Negative40.0%

Altery

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews16 reviews
Positive62.5%
Neutral0.0%
Negative37.5%

Bugs and requests

Algbra

Reported bugs

34 issues
  • App keeps telling to update even after update
  • Account frozen and restricted
  • Account blocked randomly
  • App crashing non-stop
  • Balance not showing
Show 29 more
  • Cube not showing
  • No transactions showing
  • Account closed on Christmas Eve
  • Account closed randomly
  • Account closed with money in it
  • Account closed without reason
  • Account closed while abroad
  • Money not returned within 28 days
  • Passport picture flare causing rejection
  • Card blocked randomly
  • Account on hold
  • Account blocked after wages paid in
  • Account blocked after receiving payment
  • Account blocked before Christmas
  • Account blocked after sending payslip and bank statement
  • Account closed without explanation
  • Account on hold with no explanation
  • Card declining
  • Account closed without reason given
  • Account closed with rent money in it
  • Account closed without valid reason
  • Account blocked each time making a transfer
  • Account blocked after receiving wages
  • Account blocked after sending documents
  • Account blocked after sending proof
  • Account blocked after sending ID/selfie
  • Account blocked after sending nominated account
  • Account blocked after sending bank transfers
  • Account blocked after receiving a payment over £50

Requested features

10 requests
  • Ability to delete bank contacts
  • Apple Pay
  • Debit card top ups
  • Subscription plan for cashback/credit score
  • Interest on balances
Show 5 more
  • Disposable cards
  • Savings Pots
  • Dark mode
  • Apply Pay
  • Option to update personal details

Altery

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Algbra

No in-app purchases

None

Altery

No in-app purchases

Questions

Is Algbra free?
Algbra is free to download, with no in-app purchases.
Is Altery free?
Altery is free to download, with no in-app purchases.
Which has better reviews, Algbra or Altery?
Algbra is rated higher. Algbra averages 5.0 out of 5 from 19 ratings, while Altery averages 3.0 from 6 ratings.
Do Algbra or Altery have ads?
Altery shows ads; Algbra does not.
Which is updated more often, Algbra or Altery?
Algbra ships an update fortnightly, and Altery every 10 days. Most recently, Algbra was updated on October 12, 2026 and Altery on October 6, 2026.

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