Comparison

Dzing vs Algbra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dzing

This financial service offers a multi-currency mobile wallet, allowing users to open GBP or EUR accounts quickly. It facilitates easy top-ups, international payments, and money transfers with low commissions. Users can also order physical and virtual debit cards for convenient online and offline spending.

Highlights
  • Multi-currency accounts
  • Fast account opening
  • Global payments
  • Low commission transfers
  • Virtual and physical debit cards
  • Currency exchange rates
Features
Read full description

Dzing is a multi-currency financial mobile service, «banking without a bank» for a global lifestyle. To get a UK account, all you need is a smartphone and a couple of minutes. Download the app, complete a short registration, open a GBP or EUR account within one minute, top-up your new bank account quickly and easily. You can order a Mastercard debit card delivered right to your doorstep, and get a virtual card to use both online and offline. Discover a simple and modern way of doing your mobile banking. Skip the bureaucracy – Open your multi-currency account in minutes. Even if you don’t have a permanent address. Get paid easier – Accept global payments for your services onto your bank account. – Large selection of currencies, transactions to/from any bank, in the shortest amount of time and with low commission. – Receive money in seconds from your friends and relatives. No hidden commission. Support your family – A simple and convenient way to transfer money abroad with a low commission and absolutely free from one Dzing card to another. – Fast card-to-card money transfer. Buy whatever you want, wherever you want – Pay for your online purchases conveniently using your Mastercard debit card. Enjoy your travels – Receive and transfer funds instantly during your trips. A useful option for unforeseen circumstances! – Withdraw funds with minimum commissions – domestically or abroad. – Check money exchange rates and access the currency converter. Access your global digital wallet at any time, anywhere – Get a snapshot of your total balance in different currencies across all of your current accounts. From now on, you don’t have to worry about currency conversions – the sum will be displayed in any chosen currency whether it's Pounds (£), US dollars ($), Euro (€) or any other. This unique feature makes Dzing stand out among other banking apps in the UK. Dzing is your complete online bank account and mobile payment app accessible with just one click. Access card-to-card payments, currency exchange, money compare, online payments and all this in multi-currency mode. Use your Mastercard debit card within the UK and abroad. Dzing card payment is available to you worldwide. Open a bank account online and enjoy the fast service! It's your money, made simple As a financial service, we guarantee fully protected and secure money transfers. All your funds are added to the Safeguard Account. Accessible only by you.

About

Algbra

Manage your money ethically with a platform that prioritizes people and the planet. Open an account, save with competitive returns, and support causes you care about, all while tracking your environmental impact.

Highlights
  • Ethical savings with competitive returns
  • Multi-currency accounts and transfers
  • Borderless UK accounts
  • Donate to charities directly
  • Track and offset carbon footprint
  • Contactless and virtual debit cards
Features
Read full description

Algbra is the ethical finance platform designed to help you spend, save, and manage money in a way that puts people and the planet first. Open an account with ease, manage multiple currencies, grow your savings, and support causes that matter, all from within one app. Finance, made for humans. Your money should work for you without compromising your values. When we hold your money, we ensure that it’s protected from harmful industries such as arms, tobacco, fossil fuels, and gambling, helping to create a more responsible financial system. Ethical Saver Cubes Grow your savings while helping to support sustainable development globally. Create dedicated saving goals and earn competitive fixed returns in just a few taps. • Competitive returns • Choose fixed terms that suit you • Create multiple saving goals • FSCS protection up to £120,000 (T&Cs apply) • Sharia-compliant and Ethical One app. Multiple currencies Hold, send, receive, and convert money across currencies without juggling multiple apps. • Hold multiple currencies in one place • Send money to 20+ countries • Convert currencies with clear, competitive exchange rates Borderless accounts Open a UK account from wherever you call home. • Get an Algbra account with IBANs for GBP, USD, EUR and other supported currencies • Make international transfers • Enhanced fee-free allowances • Spend abroad with ease Algbra’s Borderless Account allows eligible customers to access UK financial services globally, making it easier to manage money internationally. T&Cs apply. Donate with a tap Support the causes that matter to you directly from the app. With Algbra Donations, you can make a difference in seconds. • Donate to trusted charities • Set up recurring or one-off donations 100% of your donation goes directly to the charity. Planet impact tracking Discover how your spending impacts the planet. Track your estimated carbon footprint and offset your impact to take meaningful steps towards a more sustainable world. Everything else you'd expect • Fast signup, no credit score impact • Contactless & virtual debit cards • Add to Apple Wallet • Instant top-ups via Open Banking • Spending analytics • Secure Biometric login (Face ID & fingerprint) Algbra FS UK Limited is authorised as an Electronic Money Institution by the UK Financial Conduct Authority (FCA) (FRN: 952360). Algbra FS UK Limited is registered in England and Wales (Company No. 12629086). Funds held in your Ethical Saver Cubes are protected by the FSCS up to £120,000. T&Cs apply. The Algbra card is issued pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. IMPORTANT: This content is provided for informational purposes only and is not intended as marketing or solicitation in jurisdictions where we are not licensed or authorised to operate.

Screenshots

Dzing4 screens
Algbra4 screens

Verdict

The call

The clearest difference is ads: Algbra at none against Dzing's shown. Algbra also leads on monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on June 9, 2026 and September 5, 2026 respectively.

Scorecard2 real differences · 8 level
Dzing versus Algbra: the parameters behind the verdict, then further details
ParameterDzingAlgbra
PriceFreeFree
Rating—5.0 (19 ratings) — better
Positive reviews46.2% of reviews50.7% of reviews — better
Number of ratings—19 — better
Update frequencyEvery 2 weeksEvery 2 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size82 MB122 MB
Age rating4+4+
DeveloperDZING FINANCE LTDAlgbra FS UK Limited

Customer experience

Dzing

Written reviews39 reviews
Positive46.2%
Neutral0.0%
Negative53.8%

Algbra

All ratings19 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews73 reviews
Positive50.7%
Neutral5.5%
Negative43.8%

Bugs and requests

Dzing

Not enough reviews yet to summarise bugs or requests.

Algbra

Reported bugs

34 issues
  • App keeps telling to update even after update
  • Account frozen and restricted
  • Account blocked randomly
  • App crashing non-stop
  • Balance not showing
Show 29 more
  • Cube not showing
  • No transactions showing
  • Account closed on Christmas Eve
  • Account closed randomly
  • Account closed with money in it
  • Account closed without reason
  • Account closed while abroad
  • Money not returned within 28 days
  • Passport picture flare causing rejection
  • Card blocked randomly
  • Account on hold
  • Account blocked after wages paid in
  • Account blocked after receiving payment
  • Account blocked before Christmas
  • Account blocked after sending payslip and bank statement
  • Account closed without explanation
  • Account on hold with no explanation
  • Card declining
  • Account closed without reason given
  • Account closed with rent money in it
  • Account closed without valid reason
  • Account blocked each time making a transfer
  • Account blocked after receiving wages
  • Account blocked after sending documents
  • Account blocked after sending proof
  • Account blocked after sending ID/selfie
  • Account blocked after sending nominated account
  • Account blocked after sending bank transfers
  • Account blocked after receiving a payment over £50

Requested features

10 requests
  • Ability to delete bank contacts
  • Apple Pay
  • Debit card top ups
  • Subscription plan for cashback/credit score
  • Interest on balances
Show 5 more
  • Disposable cards
  • Savings Pots
  • Dark mode
  • Apply Pay
  • Option to update personal details

In-app purchases

None

Dzing

No in-app purchases

None

Algbra

No in-app purchases

Questions

Is Dzing free?
Dzing is free to download, with no in-app purchases.
Is Algbra free?
Algbra is free to download, with no in-app purchases.
Do Dzing or Algbra have ads?
Dzing shows ads; Algbra does not.
Which is updated more often, Dzing or Algbra?
Dzing ships an update every 2 weeks, and Algbra every 2 weeks. Most recently, Dzing was updated on June 9, 2026 and Algbra on September 5, 2026.

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