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Algbra

Algbra

Finance, Made for Humans

20 ratings
80 reviews
💰 Finance
🛍️ Shopping
Free

Details

Released
June 20, 2022
Updated
October 28, 2026

Features

Developer

Algbra FS UK Limited
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Reviews summary↘︎
⭐80
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🔄6+ apps
Alternatives↘︎
🎪1 available
Events↘︎
❓8 answered
FAQ↘︎
📦~ in 2 weeks
Updates frequency↘︎
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About

Manage your money with an ethical finance platform that prioritizes people and the planet. Open an account, handle multiple currencies, grow savings, and support causes, all while ensuring your funds are protected from harmful industries.

✓Ethical Saver Cubes with competitive returns
✓Multi-currency accounts for holding, sending, and converting
✓Borderless accounts with IBANs for international transfers
✓Donate to trusted charities directly from the app
✓Track and offset your carbon footprint
✓Contactless and virtual debit cards
✓Biometric login for secure access
Show original description

What users say about Algbra

Reviews of Algbra are mixed: the Finance app is rated 5.0/5 from 20 App Store ratings. What users like most: clean and straightforward UI, speedy ecosystem. Top complaints: no response after applying, account blocked for no reason. Summarized from real user reviews.

Positive things

  • 👍Clean and straightforward UI
  • 🚀Speedy ecosystem
  • 🔒Safe and essential banking
  • 👍Easy to use
  • ✨Ethical and sustainable values
  • 💡Innovative features
  • 💰Cashback rewards
  • 💳Smooth app experience
  • 🎨Beautiful app design
  • 📈Track spending
  • 🌍Track carbon footprint
  • ✅Intuitive UX
  • 🚀Smooth onboarding
  • 👨‍👩‍👧‍👦Community feel
  • 💯Game changer
  • 🌟Best banking app
  • ✅User-friendly app
  • 🚀Futuristic app
  • ✅Seamless user experience
  • 🚀Great design
  • 👍Honest and no charge
  • ✨Fresh and fluid experience
  • ✅Modern UI

Negative things

  • 😞No response after applying
  • ⚠️Account blocked for no reason
  • 🆘Unable to spend/send
  • 🚫Not for NI residents
  • 😥Withholding funds
  • ❌Horrible app
  • 💥App crashing constantly
  • 🔒Account closed randomly
  • 📞No customer support
  • 🚫Do not use this app
  • 🐌Slow customer support replies
  • ❌Bank account closed with no reason
  • ⏳Long wait for money return
  • ❌Flawed application process
  • 🐌Pathetic customer service
  • 🐛Update bug preventing access
  • ⏳Slow verification process
  • ⏳Refusing to return money
  • ❌Bad customer support
  • 🚫Stay away
  • 📉Limited benefits
  • 🤷‍♀️Support agents can't answer questions
  • 🚫No FSCS protection
  • clutteredcashback receipts
  • 🚫Closed account for no reason
  • 💸They like to steal your money
  • 😡Horrid customer service
  • 😠Unable to access funds
  • 📉Climate change is a scam
  • 🤔Account on hold, asked for personal details
  • 🗑️Absolute garbage service
  • ✋Stay away from this app
  • 👎Wouldn't suggest
  • 💸Value your money & sanity, avoid this bank
  • 🐌Terrible customer care
  • ⏳Funds not returned promptly
See all reviews

What's New in Algbra

0.333.1

October 28, 2026

We're always working on improvements to enhance your Algbra experience. This release includes fixes and improvements to bring you an even better Algbra experience. Update now to enjoy the latest version of the Algbra app.

More

Events

Read more about Direct Debits. Finally.
Event EndedMajor Update

Direct Debits. Finally.

Pay bills and subscriptions automatically on time.

Jul 29, 2026 — Aug 29, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Great bank!

I have been using it for more than 3 years now. Never had issues. It’s super smooth to use their app.
44impact

Service

Thank you for great service and effective customer service!!
MLMo Labode

They take your money

I sent some money to this account and have no access to it, ive been trying to get it back for weeks and all they are doing is asking how im going to fund this account. Why does that matter.
KKaci0608

Quick - Reliable - Easy

Clean and straightforward user interface, for a great product that is reliable and everything within the ecosystem is speedy.
AAnish-108

No response

Applied and heard absolutely nothing even though you have all my details and information. Doesn’t seem trustworthy, wouldn’t bother applying
CNCreate nicknameeeee
See 75 more reviews

Developer apps

Shoal
Shoal

Savings powered by Algbra

💰 Finance

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

34 issues

App keeps telling to update even after update

Bug

Account frozen and restricted

Bug

Account blocked randomly

Bug

App crashing non-stop

Bug

Balance not showing

Bug

Cube not showing

Bug

No transactions showing

Bug

Account closed on Christmas Eve

Bug

Account closed randomly

Bug

Account closed with money in it

Bug

Account closed without reason

Bug

Account closed while abroad

Bug

Money not returned within 28 days

Bug

Passport picture flare causing rejection

Bug

Card blocked randomly

Bug

Account on hold

Bug

Account blocked after wages paid in

Bug

Account blocked after receiving payment

Bug

Account blocked before Christmas

Bug

Account blocked after sending payslip and bank statement

Bug

Account closed without explanation

Bug

Account on hold with no explanation

Bug

Card declining

Bug

Account closed without reason given

Bug

Account closed with rent money in it

Bug

Account closed without valid reason

Bug

Account blocked each time making a transfer

Bug

Account blocked after receiving wages

Bug

Account blocked after sending documents

Bug

Account blocked after sending proof

Bug

Account blocked after sending ID/selfie

Bug

Account blocked after sending nominated account

Bug

Account blocked after sending bank transfers

Bug

Account blocked after receiving a payment over £50

Bug
✨

Requested Features

10 requests

Ability to delete bank contacts

Feature

Apple Pay

Feature

Debit card top ups

Feature

Subscription plan for cashback/credit score

Feature

Interest on balances

Feature

Disposable cards

Feature

Savings Pots

Feature

Dark mode

Feature

Apply Pay

Feature

Option to update personal details

Feature

FAQ

What makes Algbra an ethical finance platform?

Algbra ensures your money is protected from harmful industries like arms, tobacco, fossil fuels, and gambling. It focuses on creating a more responsible financial system by supporting sustainable development and ethical causes.

How does Algbra help with savings?

Algbra offers Ethical Saver Cubes where you can grow your savings with competitive fixed returns. You can create multiple saving goals and choose fixed terms that suit your needs, with FSCS protection up to £120,000.

Can I manage multiple currencies with Algbra?

Yes, Algbra allows you to hold, send, receive, and convert money across multiple currencies within one app. You can send money to over 20 countries with clear exchange rates.

What are the benefits of Algbra's Borderless Account?

The Borderless Account allows eligible customers to access UK financial services globally. You can get an account with IBANs for GBP, USD, EUR, make international transfers, and spend abroad with ease.

How can I donate to charities with Algbra?

Algbra allows you to donate to trusted charities directly from the app with a tap. You can set up recurring or one-off donations, and 100% of your donation goes directly to the charity.

Does Algbra have ads?

No, Algbra does not contain advertisements. The app is free to use and focuses on providing a seamless user experience without interruptions from ads.

What security features does Algbra offer?

Algbra provides secure biometric login options, including Face ID and fingerprint recognition. Your funds held in Ethical Saver Cubes are protected by the FSCS up to £120,000.

Is Algbra available on all devices?

Algbra is currently supported on iPhone and iPod devices. The app is designed for mobile use on these platforms.