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Algbra

Algbra

Finance, Made for Humans

19 ratings
72 reviews
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • June 20, 2022
  • July 27, 2026

Features

Developer

Algbra FS UK Limited
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Reviews summary↘︎
⭐72
Reviews↘︎
🔄4+ apps
Alternatives↘︎
🎪1 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 1 week
Updates frequency↘︎
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About

Manage your money ethically with a platform that prioritizes people and the planet. Open an account, save with competitive returns, and support causes you care about, all while tracking your environmental impact.

✓Ethical savings with competitive returns
✓Multi-currency accounts and transfers
✓Borderless UK accounts
✓Donate to charities directly
✓Track and offset carbon footprint
✓Contactless and virtual debit cards
Show original description

What users say

Summarized from real user reviews of Algbra. Based on 19 reviews and a 5.0/5 average, it highlights the 23 positives and 36 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Clean and straightforward UI
  • 🚀Speedy ecosystem
  • 🔒Safe and essential banking
  • 👍Easy to use
  • ✨Ethical and sustainable values
  • 💡Innovative features
  • 💰Cashback rewards
  • 💳Smooth app experience
  • 🎨Beautiful app design
  • 📈Track spending
  • 🌍Track carbon footprint
  • ✅Intuitive UX
  • 🚀Smooth onboarding
  • 👨‍👩‍👧‍👦Community feel
  • 💯Game changer
  • 🌟Best banking app
  • ✅User-friendly app
  • 🚀Futuristic app
  • ✅Seamless user experience
  • 🚀Great design
  • 👍Honest and no charge
  • ✨Fresh and fluid experience
  • ✅Modern UI

Negative things

  • 😞No response after applying
  • ⚠️Account blocked for no reason
  • 🆘Unable to spend/send
  • 🚫Not for NI residents
  • 😥Withholding funds
  • ❌Horrible app
  • 💥App crashing constantly
  • 🔒Account closed randomly
  • 📞No customer support
  • 🚫Do not use this app
  • 🐌Slow customer support replies
  • ❌Bank account closed with no reason
  • ⏳Long wait for money return
  • ❌Flawed application process
  • 🐌Pathetic customer service
  • 🐛Update bug preventing access
  • ⏳Slow verification process
  • ⏳Refusing to return money
  • ❌Bad customer support
  • 🚫Stay away
  • 📉Limited benefits
  • 🤷‍♀️Support agents can't answer questions
  • 🚫No FSCS protection
  • clutteredcashback receipts
  • 🚫Closed account for no reason
  • 💸They like to steal your money
  • 😡Horrid customer service
  • 😠Unable to access funds
  • 📉Climate change is a scam
  • 🤔Account on hold, asked for personal details
  • 🗑️Absolute garbage service
  • ✋Stay away from this app
  • 👎Wouldn't suggest
  • 💸Value your money & sanity, avoid this bank
  • 🐌Terrible customer care
  • ⏳Funds not returned promptly
See all reviews
+1

What's New in Algbra

0.321.17

July 27, 2026

We're always working on improvements to enhance your Algbra experience. This release includes fixes and improvements to bring you an even better Algbra experience. Update now to enjoy the latest version of the Algbra app.

More

Events

Read more about Direct Debits. Finally.
AvailableMajor Update

Direct Debits. Finally.

Pay bills and subscriptions automatically on time.

Jul 29, 2026 — Aug 29, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

They take your money

I sent some money to this account and have no access to it, ive been trying to get it back for weeks and all they are doing is asking how im going to fund this account. Why does that matter.
Kaci0608Kaci0608

Quick - Reliable - Easy

Clean and straightforward user interface, for a great product that is reliable and everything within the ecosystem is speedy.
Anish-108Anish-108

No response

Applied and heard absolutely nothing even though you have all my details and information. Doesn’t seem trustworthy, wouldn’t bother applying
Create nicknameeeeeCreate nicknameeeee

Overall Good - ANNOYING System.

This app over the years has been good to me however they have some issues where every so often they just put some sort of block on your card for no apparent reason where in turn you’re unable to spend/send or even send between savings accounts which leaves people and myself in a rut when we use this account on a day to day basis. Wouldn’t recommend for daily use. Maybe as a secondary or back up account/card. Disappointed.
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100mphx100mphx

Not for NI residents

👆
underviluedundervilued
See 67 more reviews

Developer apps

Shoal
Shoal

Savings powered by Algbra

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

34 issues

App keeps telling to update even after update

Bug

Account frozen and restricted

Bug

Account blocked randomly

Bug

App crashing non-stop

Bug

Balance not showing

Bug

Cube not showing

Bug

No transactions showing

Bug

Account closed on Christmas Eve

Bug

Account closed randomly

Bug

Account closed with money in it

Bug

Account closed without reason

Bug

Account closed while abroad

Bug

Money not returned within 28 days

Bug

Passport picture flare causing rejection

Bug

Card blocked randomly

Bug

Account on hold

Bug

Account blocked after wages paid in

Bug

Account blocked after receiving payment

Bug

Account blocked before Christmas

Bug

Account blocked after sending payslip and bank statement

Bug

Account closed without explanation

Bug

Account on hold with no explanation

Bug

Card declining

Bug

Account closed without reason given

Bug

Account closed with rent money in it

Bug

Account closed without valid reason

Bug

Account blocked each time making a transfer

Bug

Account blocked after receiving wages

Bug

Account blocked after sending documents

Bug

Account blocked after sending proof

Bug

Account blocked after sending ID/selfie

Bug

Account blocked after sending nominated account

Bug

Account blocked after sending bank transfers

Bug

Account blocked after receiving a payment over £50

Bug
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Requested Features

10 requests

Ability to delete bank contacts

Feature

Apple Pay

Feature

Debit card top ups

Feature

Subscription plan for cashback/credit score

Feature

Interest on balances

Feature

Disposable cards

Feature

Savings Pots

Feature

Dark mode

Feature

Apply Pay

Feature

Option to update personal details

Feature

FAQ

What does Algbra do?

Algbra is an ethical finance platform that allows users to spend, save, and manage their money while prioritizing people and the planet. It offers features like ethical savings accounts, multi-currency management, international transfers, and direct charitable donations.

How can I grow my savings with Algbra?

You can grow your savings through Ethical Saver Cubes, which offer competitive fixed returns and support sustainable development. You can create multiple saving goals with fixed terms that suit your needs, and funds are protected by FSCS up to £120,000.

Is Algbra free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, paid features, or in-app purchases for core functionalities. The monetization model is listed as 'free'.

Can I hold multiple currencies with Algbra?

Yes, Algbra allows you to hold, send, receive, and convert money across multiple currencies within a single app. This eliminates the need to juggle multiple applications for international financial management.

Who is Algbra designed for?

Algbra is designed for individuals who want their money to work for them without compromising their values. It's for those who care about ethical investing, environmental impact, and supporting causes they believe in, while also needing convenient tools for everyday finance.