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Shoal

Shoal

Savings powered by Algbra

0 ratings
10 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • October 31, 2024
  • April 14, 2026

Developer

Algbra FS UK Limited
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About

Grow your savings while supporting sustainable global projects. Track your positive environmental impact, like CO2 avoidance and clean water generation, alongside your financial growth. Contribute to UN Sustainable Development Goals with FSCS-protected savings pots.

✓Earn returns on savings
✓Support green and social projects
✓Track CO2e avoidance
✓Track clean water generated
✓Contribute to UN SDGs
✓FSCS protected savings
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What's New in Shoal

1.48.3

April 14, 2026

We're continually working on improvements to ensure your Shoal journey is always smooth sailing. This update includes updated FSCS information, general fixes and enhancements below deck to keep make sure everything's running shipshape.

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User reviews

Most RecentHighest RatedLowest Rated

Easy and good value ethical savings

So far I’ve been really impressed with Shoal. The interest rates are pretty good, the app is easy to use and it’s nice to know that my savings are doing some good. Would recommend 👍
zippyecowarriorzippyecowarrior

Good way of saving

I like their approach and the app is user friendly. The reason I did not give 5* is there’s no reminder in the system that you have an upcoming/expired maturity.
A77D77A77D77

Amazing Rates

Great app with amazing rates! Thanks Standard Chartered
AppMaster453AppMaster453

Amazing app

Love the sustainable savings!
jenny1960ldnjenny1960ldn

Finally an account where I know what happens to my money

A really simple to use app with a great savings rate. Also this is the first app where you actually can see what your bank does with your money! How cool is that! Highly recommend you use this app as part of your overall savings mix
EddieSalixEddieSalix
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Developer apps

Algbra
Algbra

Finance, Made for Humans

💰 Finance

(19)

Free
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FAQ

What is Shoal?

Shoal is a savings app that allows users to earn returns on their money while supporting a global portfolio of sustainable projects. It also provides tracking for the environmental impact generated by users' savings.

How does Shoal help the environment?

Your savings in Shoal help support green and social projects. The app reflects this impact by showing CO2e avoidance and clean water generated, contributing to UN Sustainable Development Goals.

Is my money safe with Shoal?

Yes, all Savings Pots up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS). This ensures your funds are kept safe at all times.

What are the savings rates for Shoal?

Indicative annualised rates (AER) are available within the Shoal App. Returns on savings are repaid at the end of the savings term. Specific rates are subject to change and can be found in the app.

Does Shoal have ads?

Shoal does not contain advertisements. The app is free to use and does not rely on ad revenue.

What devices can I use Shoal on?

Shoal is available for iPhone and iPod devices. The app is designed for iOS users.

When was Shoal last updated?

The latest version of Shoal, 1.46.9, was released on January 14, 2026. The app is actively maintained by Algbra FS UK Limited.

What is Shoal's age rating?

Shoal has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content.