Comparison

Amaiz vs Shoal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amaiz

Features
Read full description

Amaiz is your cutting-edge online banking app tailored for businesses, accessible on both web and mobile platforms. Designed to cater to the unique needs of a diverse range of customers - from local sole traders and IT & Marketing companies to high-risk businesses - Amaiz welcomes all. Key Features: Seamless global payments: Enjoy FPS, SEPA, and SWIFT transfers for effortless international transactions. Flexible payment cards solution: Access an unlimited number of Mastercard payment cards to suit all your business needs. Easy account setup: Experience remote and hassle-free account setup, getting you started without any delays. Live customer support: Access real people via phone, email, or chat. And many more! With Amaiz, managing your business finances has never been easier or more efficient. Download the Amaiz Business app and get started today. Terms and conditions apply.

About

Shoal

Grow your savings while supporting sustainable global projects. Track your positive environmental impact and contribute to UN Sustainable Development Goals. Your savings are protected and help fund green initiatives.

Highlights
  • Earn returns on savings
  • Support green and social projects
  • Track CO2e avoidance
  • Track clean water generation
  • Contribute to UN SDGs
  • FSCS protected savings
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Earn a great return on your savings as you help support a global portfolio of sustainable projects. Can you increase your savings as you help lower CO2? Shoal you can. - All in. 100% of your money helps support a global portfolio of green and social projects and companies². - Track your contribution. See the CO2e avoidance and clean water you help generate with your savings while growing your wealth². - Good for your wallet, good for the world. Contribute to a range of the United Nations' Sustainable Development Goals². All Savings Pots up to £85,000 are protected by FSCS³. - Shoal's mission Our mission is to empower people to achieve their financial goals while promoting environmental and social responsibility. — 1. Rates shown are indicative, latest rates are available in the Shoal App. Rates shown are annualised (AER). Returns on savings are repaid at the end of the savings term. 2. The impact of your savings is reflected in CO2 avoided or clean water generated, however these are benchmark statistics and do not guarantee that all products that your savings support directly contribute to the generation of clean water or reduction / avoidance of CO2 emissions. The Sustainable Finance portfolio against which your savings are referenced is provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA. For more information on the wider portfolio of sustainable projects and companies your savings help to support and how your impact is measured, read our FAQs. 3. For more information on how we ensure that your funds are kept safe at all times, read our FAQs.

Screenshots

Amaiz4 screens
Shoal3 screens

Verdict

The call

The clearest difference is iOS requirement: Amaiz at 13.4 against Shoal's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Amaiz ships an update monthly, Shoal every 2 months. The most recent releases landed on October 13, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Amaiz versus Shoal: the parameters behind the verdict, then further details
ParameterAmaizShoal
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—90.0% of reviews
Number of ratings—1 — better
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.1
Further details — not scored
Size34 MB149 MB
Age rating4+4+
DeveloperAMAIZ LTDAlgbra FS UK Limited

In-app purchases

None

Amaiz

No in-app purchases

None

Shoal

No in-app purchases

Questions

Is Amaiz free?
Amaiz is free to download, with no in-app purchases.
Is Shoal free?
Shoal is free to download, with no in-app purchases.
Do Amaiz or Shoal have ads?
Neither Amaiz nor Shoal shows ads.
Which is updated more often, Amaiz or Shoal?
Amaiz ships an update monthly, and Shoal every 2 months. Most recently, Amaiz was updated on October 13, 2026 and Shoal on October 30, 2026.

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