TORO Credit Union vs Meritrust Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TORO Credit Union
Manage your finances on the go with this credit union's mobile app. Access banking services, deposit checks remotely, and find branch locations. Stay connected to your accounts conveniently.
- Mobile check deposit
- Access to banking services
- Branch locator
- Contact information
- Website access
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TORO Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.
Meritrust Mobile
Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.
- View account balances and transaction history
- Pay bills
- Transfer funds between accounts
- Deposit checks
- Locate branches or ATMs
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Meritrust is dedicated to improving your life and business through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile – Personal and Business Banking. Experience the convenience and security that comes with an app that puts the financial needs of your life and business first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. PERSONAL FEATURES: · View your account balances and transaction history · Use Bill Pay and Pay a Person features · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM BUSINESS FEATURES: · View your business account balances and transaction history · Utilize accounting software integrations and accounting integrations · Access transaction history, statements and documents · Make scheduled transfers and recurring payments · Use Bill Pay and Pay a Person features · Add and edit users and permissions To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how to protect your privacy, please visit: https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy
Screenshots
Verdict
The clearest difference is rating: Meritrust Mobile at 4.6 against TORO Credit Union's 3.8. Meritrust Mobile also leads on ratings volume (7.9K vs 6) and review sentiment (17% vs 0%). TORO Credit Union's advantage is update cadence (monthly vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Meritrust Mobile holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.9K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of TORO Credit Union's written reviews are positive against 17% of Meritrust Mobile's.
TORO Credit Union ships an update monthly, Meritrust Mobile every 2 months. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.
| Parameter | TORO Credit Union | Meritrust Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (6 ratings) | 4.6 (7.9K ratings) — better |
| Positive reviews | 0.0% of reviews | 16.5% of reviews — better |
| Number of ratings | 6 | 7.9K — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | TORO Credit Union | Meritrust Credit Union |
Customer experience
TORO Credit Union
Meritrust Mobile
Bugs and requests
TORO Credit Union
Not enough reviews yet to summarise bugs or requests.
Meritrust Mobile
Reported bugs
3 issues- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts
Requested features
3 requests- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets
In-app purchases
TORO Credit Union
No in-app purchases
Meritrust Mobile
No in-app purchases
Questions
Is TORO Credit Union free?
Is Meritrust Mobile free?
Which has better reviews, TORO Credit Union or Meritrust Mobile?
Do TORO Credit Union or Meritrust Mobile have ads?
Which is updated more often, TORO Credit Union or Meritrust Mobile?
Other comparisons
