Comparison

OAB Online vs Pay+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OAB Online

Manage your daily banking needs securely and conveniently from your mobile device. Perform transactions, submit service requests, and make inquiries anytime, anywhere. Access account summaries, transaction history, card details, and make various payments.

Highlights
  • Account summaries and details
  • Transaction history and online transactions
  • Card management and payment history
  • Various transfer options (own, OAB, local, international)
  • Bill payments (mobile, phone, utilities)
  • Service requests (cheque book, loans, new accounts)
  • User options and alerts
Features
Read full description

Oman Arab Bank introduces its new mobile banking application - OAB Online. Oman Arab Bank's customers can now perform their day to day banking transactions, submit service requests, make inquire, and much more, in a safe and secure manner, 24 hours a day 7 days a week. _______________________________________________________________ Features: • Accounts o Accounts Summary o Account Details o Transaction history o Online Transactions o Archived statements • Cards o Card Overview o Card Details o Card Payment o Card Transaction History o Card Archived Statement • Transfers o Own Accounts o Transfer to OAB o Transfer to Local Bank o International Transfers o Recurring Transfer Settings o Beneficiary Settings • Payments o Pay mobile and phone bills o Electricity and Water bill payments • Services Requests o Cheque book request o Apply for loan o Open new account o Open fixed deposit account o eStatement register request o eAdvice register request • User Options o Change password o Alerts o Customer messages o Account Personalization o Exchange rates o Update Customer Information

About

Pay+

Send money internationally and locally with zero transaction fees. Supports bank transfers, cash pickup, and wallet-to-wallet transfers. Easily pay bills and recharge mobile plans.

Highlights
  • International money remittance
  • Zero transaction fees
  • Multiple payment modes
  • Local money transfers
  • Mobile recharge and bill payment
  • QR code payments
Features
Read full description

Pay+ introduces a new international remittance service in partnership with moneygram You can now send money to over 40 destinations worldwide, quickly and securely, and with ZERO transcation fees Send money to over 40 destinations, using 3 different modes of payment 1. Bank Account Transfer 2. Cash pickup (at local moneygram agent ) 3. Wallet to wallet transfer We strive to bring you the best experience Pay+ , your mobile your wallet Easy Registration & Use Register through the app through few simple steps Your mobile wallet is immediately ready for use. Add money to your wallet online using any local bank’s debit card or through Ooredoo stores, free of charge. Scan & Pay Scan QR codes at nearby stores/shops for simple and quick payments. Service is accepted at most restaurants, cafes, petrol stations, etc. Instant Foreign Money Transfer Send money any time to any bank in India from your Pay+ wallet The beneficiary gets the money instantly Local Money Transfer Send money instantly to other Pay+ wallets or any other wallet in Oman. Send money instantly to anyone in Oman using his/her Mobile number, Alias or QR Code Transfer money to any bank account in Oman Mobile Recharge and Bill Payment Instant recharge and postpaid bill payment for telecom operators in Oman: Ooredoo, Omantel and FRiENDi

Screenshots

OAB Online4 screens
Pay+4 screens

Verdict

The call

The clearest difference is rating: OAB Online at 4.2 against Pay+'s 2.8. OAB Online also leads on review sentiment (50% vs 11%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OAB Online holds the better App Store score, 4.2 against 2.8. Both are backed by a comparable volume of ratings — 19 and 20 respectively. Written reviews point the same way: 50% of OAB Online's written reviews are positive against 11% of Pay+'s.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 18, 2026 and September 8, 2026 respectively.

Scorecard2 real differences · 8 level
OAB Online versus Pay+: the parameters behind the verdict, then further details
ParameterOAB OnlinePay+
PriceFreeFree
Rating4.2 (19 ratings) — better2.8 (20 ratings)
Positive reviews50.0% of reviews — better11.1% of reviews
Number of ratings1920 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size93 MB135 MB
Age rating4+4+
DeveloperOMAN ARAB BANK S.A.O.C.National Bank of Oman SAOG

Customer experience

OAB Online

All ratings19 ratings
Positive73.7%
Neutral15.8%
Negative10.5%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Pay+

All ratings20 ratings
Positive45.0%
Neutral0.0%
Negative55.0%
Written reviews9 reviews
Positive11.1%
Neutral0.0%
Negative88.9%

In-app purchases

None

OAB Online

No in-app purchases

None

Pay+

No in-app purchases

Questions

Is OAB Online free?
OAB Online is free to download, with no in-app purchases.
Is Pay+ free?
Pay+ is free to download, with no in-app purchases.
Which has better reviews, OAB Online or Pay+?
OAB Online is rated higher. OAB Online averages 4.2 out of 5 from 19 ratings, while Pay+ averages 2.8 from 20 ratings.
Do OAB Online or Pay+ have ads?
Neither OAB Online nor Pay+ shows ads.
Which is updated more often, OAB Online or Pay+?
OAB Online ships an update every 3 months, and Pay+ every 3 months. Most recently, OAB Online was updated on September 18, 2026 and Pay+ on September 8, 2026.

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