Comparison

MOPAC MOBILE vs VeraBank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOPAC MOBILE

Manage your MOPAC EFCU accounts conveniently from your mobile device. Check balances, review transactions, transfer funds, and pay bills securely and quickly. Requires enrollment in MOPAC EFCU Online Banking.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure and fast access
Features
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to you MOPAC EFCU accounts anytime, anywhere. You have access to check your balances, pay bills, and transfer money…while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in MOPAC EFCU Online Banking to use this app. To enroll, visit www.mopaccu.com or visit our office. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA

About

VeraBank Mobile

Manage your finances with this app, offering account management, mobile check deposit, bill payments, and fund transfers. Track spending, set budgets, and view external accounts all in one place. Access treasury management services and apply for new accounts or loans.

Highlights
  • Account management and history
  • Mobile check deposit
  • Bill pay and fund transfers
  • Spending tracking and budgeting
  • Treasury management services
  • Apply for new accounts and loans
  • Biometric login and quick balance
Features
Read full description

Manage Your Accounts: · View accounts, balances, and history · Search transaction history · View images of checks and deposits · Setup alerts by text, email, or push notification · View electronic statements · Free FICO® Scores Deposit Funds: · Deposit checks with Mobile Deposit Make Payments & Transfer Funds: · Pay bills · Transfers between your VeraBank accounts · Send money instantly to other VeraBank customers · Send money to non-VeraBank customers · Transfers to and from non-VeraBank accounts · Pay your VeraBank loan from non-VeraBank accounts Money Management: · View your VeraBank and non-VeraBank accounts all in one place · Categorize and track spending · Create a budget, set financial goals, and more Treasury Management Services: · Originate/Review/Approve ACH and Wire Transactions · Manage Positive Pay and other Security Features · Administrative Management of other users Get Help: · Live chat with VeraBank Support · Submit secure messages to VeraBank Support · Call VeraBank Support Open & Apply: · Open checking, savings, and money market accounts online in minutes · Apply for a personal loan · Apply for a mortgage · Apply for a credit card Convenience: · Login with TouchID or FaceID · View balances without logging in with Quick Balance · Locate a branch or ATM/ITM

Screenshots

MOPAC MOBILE4 screens
VeraBank Mobile4 screens

Verdict

The call

MOPAC MOBILE and VeraBank Mobile both sit at 4.7 stars, but that hides the real split: 78% of VeraBank Mobile's written reviews are positive against 0% of MOPAC MOBILE's. VeraBank Mobile also leads on ads (none vs shown) and ratings volume (3.2K vs 73). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for MOPAC MOBILE against 4.7 for VeraBank Mobile. That said, the two scores are not equally well evidenced: VeraBank Mobile has 3.2K ratings behind it against 73, so its average is the more settled of the two. Written reviews are what separate them: 0% of MOPAC MOBILE's written reviews are positive against 78% of VeraBank Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 9, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
MOPAC MOBILE versus VeraBank Mobile: the parameters behind the verdict, then further details
ParameterMOPAC MOBILEVeraBank Mobile
PriceFreeFree
Rating4.7 (73 ratings) — better4.7 (3.2K ratings)
Positive reviews0.0% of reviews77.6% of reviews — better
Number of ratings733.2K — better
Update frequencyEvery 4 monthsEvery 4 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS15.0 — better16.0
Further details — not scored
Size100 MB57 MB
Age rating4+4+
DeveloperMOPAC Employees Federal Credit UnionVeraBank, Inc.

Customer experience

MOPAC MOBILE

All ratings70 ratings
Positive91.4%
Neutral5.7%
Negative2.9%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

VeraBank Mobile

All ratings3,193 ratings
Positive92.0%
Neutral1.8%
Negative6.2%
Written reviews482 reviews
Positive77.6%
Neutral3.5%
Negative18.9%

Bugs and requests

MOPAC MOBILE

Not enough reviews yet to summarise bugs or requests.

VeraBank Mobile

Reported bugs

5 issues
  • Frequent app crashes
  • Login screen freezes
  • Inconsistent mobile deposit processing
  • Delayed transaction updates
  • Compatibility issues with newer devices

Requested features

5 requests
  • Customizable app layout
  • Improved bill pay options
  • Seamless external account integration
  • Automatic logout timer
  • Enhanced mobile deposit capabilities

In-app purchases

None

MOPAC MOBILE

No in-app purchases

None

VeraBank Mobile

No in-app purchases

Questions

Is MOPAC MOBILE free?
MOPAC MOBILE is free to download, with no in-app purchases.
Is VeraBank Mobile free?
VeraBank Mobile is free to download, with no in-app purchases.
Which has better reviews, MOPAC MOBILE or VeraBank Mobile?
MOPAC MOBILE is rated higher. MOPAC MOBILE averages 4.7 out of 5 from 73 ratings, while VeraBank Mobile averages 4.7 from 3.2K ratings.
Do MOPAC MOBILE or VeraBank Mobile have ads?
MOPAC MOBILE shows ads; VeraBank Mobile does not.
Which is updated more often, MOPAC MOBILE or VeraBank Mobile?
MOPAC MOBILE ships an update every 4 months, and VeraBank Mobile every 4 months. Most recently, MOPAC MOBILE was updated on October 9, 2026 and VeraBank Mobile on October 18, 2026.

Other comparisons