Comparison

US Credit Card Guide vs PerkTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

US Credit Card Guide

Track your credit card annual fees and receive timely reminders to avoid unexpected charges. Access comprehensive guides on travel rewards, flight and hotel reviews, and join a community dedicated to making luxury travel affordable.

Highlights
  • Annual fee reminders
  • Cloud data synchronization
  • Cross-device compatibility
  • Travel deal notifications
  • Miles and points guides
  • Flight and hotel reviews
Features
Read full description

Manage your credit cards and get notified when an annual fee is due. Never miss an anniversary! Save your data in the cloud and share them across devices and platforms. Never miss any data! Get notified of big deals about miles, points and travel. Never miss any great offers! We have complete guides to miles and points, We have reviews of flights and hotels, We have a community of active readers. We help you redeem for first class tickets and free nights, making luxury travel accessible to everyone. Welcome to US Credit Card Guide. Embrace the new world.

About

PerkTracker

Effortlessly manage and maximize your credit card benefits. This app automatically organizes your perks, sends expiration alerts, and provides a clear overview of all your card benefits in one place.

Highlights
  • Smart perk tracking by category and issuer
  • Expiration and renewal alerts
  • Clean and simple interface
  • Flexible perk management (mark as used, add custom)
  • Multi-card support
  • Automatic updates
Features
Read full description

PerkTracker helps you easily track, organize, and maximize the value of your credit card perks. Stop losing money from unused credits, forgotten benefits, or expired offers. PerkTracker brings all your perks together and keeps everything up to date—automatically. Key Features • Smart Perk Tracking Automatically organizes your card benefits by category, issuer, and renewal cycle. Quickly see what’s active, what’s expiring soon, and what you’ve already used. • Expiration & Renewal Alerts Get reminders before perks expire, so you never miss monthly or annual credits again. • Clean, Simple Interface A minimal and intuitive design makes it easy to view all your perks at a glance—no clutter, no confusion. • Flexible Perk Management Mark perks as used, skipped, or inactive. Add custom perks, edit details, or note special terms. • Multi-Card Support Track perks across all your cards in one place. Great for maximizing value across Amex, Chase, Citi, and more. Why PerkTracker? Credit card perks can be valuable, but they’re easy to forget. PerkTracker ensures you get the maximum value from every card you own—effortlessly.

Screenshots

US Credit Card Guide4 screens
PerkTracker3 screens

Verdict

The call

The clearest difference is rating: PerkTracker at 5.0 against US Credit Card Guide's 4.0. US Credit Card Guide's advantage is ratings volume (161 vs 3) and iOS requirement (15.6 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PerkTracker holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: US Credit Card Guide has 161 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

US Credit Card Guide ships an update every 3 weeks, PerkTracker monthly. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
US Credit Card Guide versus PerkTracker: the parameters behind the verdict, then further details
ParameterUS Credit Card GuidePerkTracker
PriceFreeFree
Rating4.0 (161 ratings)5.0 (3 ratings) — better
Positive reviews63.3% of reviews—
Number of ratings161 — better3
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.6
Further details — not scored
Size32 MB8 MB
Age rating4+4+
DeveloperUS Credit Card GuideCindysFamily LLC

Customer experience

US Credit Card Guide

All ratings160 ratings
Positive75.0%
Neutral3.8%
Negative21.3%
Written reviews49 reviews
Positive63.3%
Neutral2.0%
Negative34.7%

PerkTracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

US Credit Card Guide

Reported bugs

13 issues
  • Unable to change language after update
  • Settings menu gone after update
  • Unable to add a card
  • Push notification not working
  • iPad news articles blank
Show 8 more
  • App crushes a lot
  • Cannot login from China
  • Switching apps returns to homepage
  • Enforced to push notifications
  • Gesture back causes page error
  • Not support iPhone XR screen fit
  • Stuck at push notification settings after update
  • Software bottom navigation bar overlaps with iPhone X home bar

Requested features

4 requests
  • Add Chase DoorDash credit
  • Support dark mode for blogs
  • Make notification alert sound customizable
  • Consider app name USCCG display

PerkTracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

US Credit Card Guide

No in-app purchases

None

PerkTracker

No in-app purchases

Questions

Is US Credit Card Guide free?
US Credit Card Guide is free to download, with no in-app purchases.
Is PerkTracker free?
PerkTracker is free to download, with no in-app purchases.
Which has better reviews, US Credit Card Guide or PerkTracker?
PerkTracker is rated higher. US Credit Card Guide averages 4.0 out of 5 from 161 ratings, while PerkTracker averages 5.0 from 3 ratings.
Do US Credit Card Guide or PerkTracker have ads?
Neither US Credit Card Guide nor PerkTracker shows ads.
Which is updated more often, US Credit Card Guide or PerkTracker?
US Credit Card Guide ships an update every 3 weeks, and PerkTracker monthly. Most recently, US Credit Card Guide was updated on November 4, 2026 and PerkTracker on October 30, 2026.

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