Credify vs PerkTracker

You're paying $500+ in annual fees. Are you getting your money's worth? 42% of premium cardholders leave $400–$800 on the table every year. That's $2.4 billion in unused perks annually — money that goes straight back to the banks. Credify changes that. Our privacy-first app (no bank login required!) is your intelligent command center for maximizing credit card benefits across 14 major cards and 100+ perks. WHAT MAKES CREDIFY DIFFERENT AI-POWERED OPTIMIZATION Our OpenAI-powered assistant delivers personalized strategies for your specific cards. Ask anything — "How do I maximize my Amex credits?" or "What's the best way to stack my CSR benefits this month?" EXCLUSIVE CREDIFY HACKS Insider strategies the banks don't advertise: • Stack Uber Cash + Uber One on Amex Platinum for waived delivery fees and 5% off Eats • Use airport lounge day passes ($59–$79) to maximize your airline fee credit — confirmed for 2026 • Book through Chase Travel to stack The Edit + Select Hotel credit on one stay (~$500 back) • Equinox+ annual plan costs exactly $300 — covers the full Platinum credit without a gym near you • Use your Hilton Annual Night at Waldorf Astoria or Conrad — no points cap means $1,000+ rooms NEVER MISS ANOTHER PERK • Smart alerts before benefits expire (not after!) • Visual dashboard shows all your perks at a glance • Monthly, quarterly, and annual benefits tracked automatically • Real-time ROI tracking shows exactly when you break even on annual fees FRICTIONLESS REDEMPTION • Swipe to redeem — deep-links directly to Uber, DoorDash, and more • One-tap access to all your benefit portals • Track redemptions instantly without checking statements PRIVACY FIRST Unlike competitors, we NEVER ask for bank logins or credit card numbers. Your financial data stays yours. CURRENTLY TRACKING Amex Platinum · Gold · Green · Blue Cash Preferred Chase Sapphire Reserve · Sapphire Preferred Capital One Venture X · U.S. Bank Altitude Reserve Hilton Honors Aspire · Delta SkyMiles Reserve Marriott Bonvoy Brilliant Bank of America Premium Rewards · Premium Rewards Elite Turn your annual fees from an expense into an investment. Download Credify and stop donating money to the banks.

PerkTracker helps you easily track, organize, and maximize the value of your credit card perks. Stop losing money from unused credits, forgotten benefits, or expired offers. PerkTracker brings all your perks together and keeps everything up to date—automatically. Key Features • Smart Perk Tracking Automatically organizes your card benefits by category, issuer, and renewal cycle. Quickly see what’s active, what’s expiring soon, and what you’ve already used. • Expiration & Renewal Alerts Get reminders before perks expire, so you never miss monthly or annual credits again. • Clean, Simple Interface A minimal and intuitive design makes it easy to view all your perks at a glance—no clutter, no confusion. • Flexible Perk Management Mark perks as used, skipped, or inactive. Add custom perks, edit details, or note special terms. • Multi-Card Support Track perks across all your cards in one place. Great for maximizing value across Amex, Chase, Citi, and more. Why PerkTracker? Credit card perks can be valuable, but they’re easy to forget. PerkTracker ensures you get the maximum value from every card you own—effortlessly.