US Credit Card Guide vs Splitfolk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
US Credit Card Guide
Track your credit card annual fees and receive timely reminders to avoid unexpected charges. Access comprehensive guides on travel rewards, flight and hotel reviews, and join a community dedicated to making luxury travel affordable.
- Annual fee reminders
- Cloud data synchronization
- Cross-device compatibility
- Travel deal notifications
- Miles and points guides
- Flight and hotel reviews
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Manage your credit cards and get notified when an annual fee is due. Never miss an anniversary! Save your data in the cloud and share them across devices and platforms. Never miss any data! Get notified of big deals about miles, points and travel. Never miss any great offers! We have complete guides to miles and points, We have reviews of flights and hotels, We have a community of active readers. We help you redeem for first class tickets and free nights, making luxury travel accessible to everyone. Welcome to US Credit Card Guide. Embrace the new world.
Splitfolk
Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.
- Create and manage groups
- Record expenses with custom splits
- View clear settlement plans
- Support for recurring expenses
- Export group records
- Invite members via shareable link
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Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.
Screenshots
Verdict
The clearest difference is rating: Splitfolk at 5.0 against US Credit Card Guide's 4.0. Splitfolk also leads on review sentiment (100% vs 66%) and update cadence (daily vs every 3 weeks). US Credit Card Guide's advantage is ratings volume (160 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splitfolk holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: US Credit Card Guide has 160 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 66% of US Credit Card Guide's written reviews are positive against 100% of Splitfolk's.
US Credit Card Guide ships an update every 3 weeks, Splitfolk daily. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.
| Parameter | US Credit Card Guide | Splitfolk |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (160 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 66.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 160 — better | 1 |
| Update frequency | Every 3 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 34 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | US Credit Card Guide | TAO CHEN |
Customer experience
US Credit Card Guide
Splitfolk
Bugs and requests
US Credit Card Guide
Reported bugs
13 issues- Unable to change language after update
- Settings menu gone after update
- Unable to add a card
- Push notification not working
- iPad news articles blank
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- App crushes a lot
- Cannot login from China
- Switching apps returns to homepage
- Enforced to push notifications
- Gesture back causes page error
- Not support iPhone XR screen fit
- Stuck at push notification settings after update
- Software bottom navigation bar overlaps with iPhone X home bar
Requested features
4 requests- Add Chase DoorDash credit
- Support dark mode for blogs
- Make notification alert sound customizable
- Consider app name USCCG display
Splitfolk
Not enough reviews yet to summarise bugs or requests.
In-app purchases
US Credit Card Guide
No in-app purchases
Splitfolk
No in-app purchases
Questions
Is US Credit Card Guide free?
Is Splitfolk free?
Which has better reviews, US Credit Card Guide or Splitfolk?
Do US Credit Card Guide or Splitfolk have ads?
Which is updated more often, US Credit Card Guide or Splitfolk?
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