EXIMPay+ vs Splitfolk

[EXIMPay+] EXIMPay+ is a mobile-based service for user authentication, payment (electronic wallet), and tax refunds. Users can verify themselves online or offline using their personal data. • EXIMPay+ provides verification, authentication, and payment services for users in online duty-free stores and airlines. • EXIMPay+ supports tax refunds for products purchased from Eximbay-affiliated merchants. • EXIMPay+ ensures a seamless user experience in online duty-free shops and for airline services. [EXIMPay+ Main Services] 1. Verification Service Verify your identity online using your personal information. 2. Card Wallet Payment Register your payment card and make secure payments. 3. Mobile Passport Generate a passport QR code for offline verification. 4. KYC Submit your KYC data to merchants requesting it to fulfill KYC requirements. 5. Tax Refund Apply for a tax refund immediately through the mobile app without using a kiosk. [Service Targets] • Global users who want to verify themselves online/offline. • All international visitors to Korea. [Main Service Process] 1. Verification Service Scan a QR code, provide the requested data to merchants, then tap “Confirm.” 2. Card Wallet Payment Register a credit card, select your payment method, and complete the payment. 3. Passport QR Generate a passport QR code and present it to merchants. 4. KYC Scan your passport, verify it via ePassport NFC, and undergo face liveness matching. 5. Tax Refund Scan the tax-refund receipt, register the card to receive refunds, and apply for export clearance and refunds. (Export clearance can only be done at the airport.) [Contact Us] [app@eximbay.com](mailto:app@eximbay.com) *** EXIMPay+ is a free, comprehensive service for foreign users provided by Eximbay Co., Ltd. However, when using 3G / LTE / 5G / roaming, additional data charges may apply depending on your mobile plan. *** Eximbay does not store any user-provided information. All data is stored on the user’s mobile device and is transmitted in encrypted form to relevant merchants and payment companies only when necessary and only with the user’s consent.

Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.