MobileTmoney vs EXIMPay+

MobileTmoney – The Smart Way to Travel Korea Your all-in-one transit card for buses and subways across Korea. Just tap your iPhone or Apple Watch and ride instantly. ■ Made for Travelers - Use public transportation across Korea with ease - No need to buy or carry a physical transit card - No sign-up required—start using it right away - Top up in the app using Apple Pay ■ Tap & Ride Anywhere - Ride buses and subways using your iPhone or Apple Watch - Simply tap your device—no need to open the app or wake your screen - Fast, secure, and contactless ■ Designed for Quick Access - Skip ticket machines and long lines - Works instantly when you're on the move - Check your balance and top up anytime in the app ■ Requirements - iPhone XS / XR or later with iOS 17.2 or later - Apple Watch Series 6 / SE (2nd gen) or later with watchOS 10.2 or later - A credit or debit card added to Apple Pay is required for top-up ■ Permissions To provide a smooth experience, the app may request: Optional Permissions - Phone: Account verification & customer support - Contacts: Recipient search for Send Balance - Location: Tracking for departure & arrival points - Camera: Card registration & QR code scanning Granting these permissions is optional—the app works without them, though some features won't be available. ■ Support - Customer Center: +82-1644-0088 (Weekdays 09:00–18:00, KST) - Email: mobileteam@tmoney.co.kr

[EXIMPay+] EXIMPay+ is a mobile-based service for user authentication, payment (electronic wallet), and tax refunds. Users can verify themselves online or offline using their personal data. • EXIMPay+ provides verification, authentication, and payment services for users in online duty-free stores and airlines. • EXIMPay+ supports tax refunds for products purchased from Eximbay-affiliated merchants. • EXIMPay+ ensures a seamless user experience in online duty-free shops and for airline services. [EXIMPay+ Main Services] 1. Verification Service Verify your identity online using your personal information. 2. Card Wallet Payment Register your payment card and make secure payments. 3. Mobile Passport Generate a passport QR code for offline verification. 4. KYC Submit your KYC data to merchants requesting it to fulfill KYC requirements. 5. Tax Refund Apply for a tax refund immediately through the mobile app without using a kiosk. [Service Targets] • Global users who want to verify themselves online/offline. • All international visitors to Korea. [Main Service Process] 1. Verification Service Scan a QR code, provide the requested data to merchants, then tap “Confirm.” 2. Card Wallet Payment Register a credit card, select your payment method, and complete the payment. 3. Passport QR Generate a passport QR code and present it to merchants. 4. KYC Scan your passport, verify it via ePassport NFC, and undergo face liveness matching. 5. Tax Refund Scan the tax-refund receipt, register the card to receive refunds, and apply for export clearance and refunds. (Export clearance can only be done at the airport.) [Contact Us] [app@eximbay.com](mailto:app@eximbay.com) *** EXIMPay+ is a free, comprehensive service for foreign users provided by Eximbay Co., Ltd. However, when using 3G / LTE / 5G / roaming, additional data charges may apply depending on your mobile plan. *** Eximbay does not store any user-provided information. All data is stored on the user’s mobile device and is transmitted in encrypted form to relevant merchants and payment companies only when necessary and only with the user’s consent.