Who Owes Me vs Jafinity Split Bills

Never forget who you borrowed money or who you owe money. Who Owes Me - Debt Manager is a simple App to remember debts or split expenses between friends. You can mark debts as paid and always have an overview of money you lent to friends. You can also use your contacts to quickly add new debts. Easy to use interface to quickly manage debts. Features - Remember debts/IOUs - Split expenses (e.g. on holidays or for birthday presents) - Cloud Sync between multiple devices - Touch/Face ID - Multiple folders - Notifications - Use contacts for faster inputs - Over 155 Currencies - Part payments - Mark as paid - Export data - Generate PDFs - Remind people via SMS/WhatsApp/E-Mail - Recurring entries All pro features, unlimited entries and Cloud Sync between multiple iOS devices can be used after a one time payment or an active auto-renewal subscription. This three in app purchases can be bought in the app. Subscription informations - You can choose between a monthly and a yearly auto-renewal subscription. - Subscriptions include all pro features, unlimited entries and Cloud Sync between multiple iOS devices. - The subscription will renew automatically 24 hours before the end of the current period. - The subscription price depends on the subscription period you choose. - You can manage your subscription and turn off auto-renewal in your iTunes Account Settings. Free trial - Yearly subscription includes a free trial period. - You will not be charged until your trial has ended. - Your iTunes Account will only be charged once your purchase is confirmed. - Any unused portion of the free trial period will be forfeited after purchase. Terms of Service: https://whoowesme.app/tos.pdf

Debts, groups and money — finally stress-free. Jafinity Wallet splits the cost and keeps track of who paid what and who owes whom — on a trip with friends, between roommates or for a group gift — so money never gets awkward. Split an expense in seconds, settle up when you’re ready and keep your own wallets, savings goals and receipts in the same place. And now you can simply say what happened — the new AI assistant enters it for you. WHY IT FEELS GOOD • No more mental math or “I’ll pay you back later” texts — every balance is right there. • Everyone in the group who uses the app sees the same numbers, updated in real time. • Your own money and your savings sit right next to your shared costs. JUST SAY WHAT HAPPENED — THE AI ASSISTANT • Speak or type one plain sentence — “12.50 € coffee with Lisa” — and it’s entered for you: amount, person, currency and split. • Several things in one sentence? All entered in one go — and it works for your own wallets, too. • Ask about your own numbers — “Who owes me what?”, “How much did I spend this month?” — answered from your own data. • You check the result: the assistant shows exactly what it entered — one tap to keep it, one tap to undo. • Hold to talk — or just type. • Part of Jafinity Pro, the optional subscription — along with much higher monthly entry limits and much more room for receipts. SPLIT EXPENSES WITH FRIENDS AND GROUPS • Add who paid, how much and in which currency — it’s split equally automatically. • Need something uneven? Type an exact amount for one person and the rest is split automatically. • Categories, dates, notes and an address keep every expense clear. • Track costs one-on-one with a friend, or run a whole group — trips, roommates, teams, family. SETTLE UP WITHOUT THE AWKWARDNESS • Suggested amounts show the simplest way to clear a debt. • Record a payment in either direction, per currency. • Balances update for everyone involved, live. YOUR MONEY AT A GLANCE • “My money” wallets for day-to-day income and expenses. • “Savings” wallets with a savings goal and progress bar — watch the trip fund grow. • Add money, take out money, filter by date range, see income and expenses per currency. • Wallet trend chart and group balances on your Overview. • Share a wallet with people you trust, or keep it private. RECEIPTS, ALL IN ONE PLACE • Snap a photo, pick one from your library or add a PDF, then add the store, amount, currency, date and a note — find any receipt later by store or note. • Attach a receipt photo to any expense or wallet transaction. TALK ABOUT IT • Comment on any expense or transaction — ask “Was that the taxi?” right where it belongs. EXPORT WHERE YOU STAND • Export a PDF statement for a friend or a whole group — with an optional letterhead. Preview, print or share. BUILT FOR REAL LIFE • Multi-currency: pick the currencies you use; balances and stats are kept per currency. • Real-time sync — changes by other members appear live. • Same account in the app and on the web at wallet.jafinity.com. • Invite friends by code or link. • Light, dark or system appearance. • English, German and Arabic (full right-to-left layout). • Sign in with email or Google. • Delete your account any time from within the app (14-day grace period). Free to use · no ads · optional Pro subscription Questions or ideas? info@jafinity.com Jafinity Pro: EUR 2.99 / month or EUR 24.99 / year, after a 7-day free trial. Renews automatically unless cancelled 24 h before the period ends; manage it in your Apple Account settings. Privacy Policy: https://wallet.jafinity.com/en/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/